Best Cheap Auto Insurance in Gulfport, MS (2021)

The average Gulfport, MS auto insurance rates are $318 per month. The minimum auto insurance in Gulfport is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Gulfport, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Gulfport, MS for senior drivers are $2,032 per year
  • The average commute length in Gulfport is 22.0 minutes
  • The cheapest auto insurance company in Gulfport is USAA

Gulfport, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Gulfport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gulfport, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Gulfport to other Mississippi cities, including Biloxi auto insurance rates, Jackson auto insurance rates, and Hattiesburg auto insurance rates to see how Gulfport, Mississippi auto insurance rates stack up.

Before you buy Gulfport, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gulfport, Mississippi auto insurance quotes.

Minimum Auto Insurance in Gulfport, Mississippi

Gulfport, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gulfport, Mississippi.

Minimum Required Auto Insurance Coverage in Gulfport, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gulfport, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gulfport, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gulfport, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,853 $2,724 $2,557 $2,617 $11,446 $12,233 $3,225 $3,297
GEICO $2,737 $2,583 $2,464 $2,289 $7,070 $6,605 $4,722 $2,213
Liberty Mutual $2,772 $3,001 $2,220 $2,495 $10,338 $11,503 $2,941 $3,089
Nationwide $2,128 $2,176 $1,913 $2,018 $4,385 $5,554 $2,430 $2,624
Progressive $2,832 $2,597 $2,332 $2,250 $10,356 $11,572 $2,884 $2,975
State Farm $1,873 $1,873 $1,694 $1,694 $5,657 $7,110 $2,094 $2,390
Travelers $1,718 $1,746 $1,648 $1,647 $8,038 $12,815 $1,808 $2,066
USAA $1,418 $1,396 $1,338 $1,339 $3,670 $4,322 $1,714 $1,879

Cheap Gulfport, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gulfport, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Gulfport, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Gulfport, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,446 $12,233
GEICO $7,070 $6,605
Liberty Mutual $10,338 $11,503
Nationwide $4,385 $5,554
Progressive $10,356 $11,572
State Farm $5,657 $7,110
Travelers $8,038 $12,815
USAA $3,670 $4,322

Cheap Gulfport, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Gulfport, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gulfport, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,557 $2,617
GEICO $2,464 $2,289
Liberty Mutual $2,220 $2,495
Nationwide $1,913 $2,018
Progressive $2,332 $2,250
State Farm $1,694 $1,694
Travelers $1,648 $1,647
USAA $1,338 $1,339

Cheap Gulfport, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gulfport, Mississippi compared to the annual auto insurance rates with a clean record in Gulfport, Mississippi.

Annual Gulfport, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,320 $5,095 $6,166 $4,894
GEICO $2,413 $3,629 $5,476 $3,824
Liberty Mutual $3,385 $5,453 $5,570 $4,771
Nationwide $2,325 $2,960 $3,759 $2,571
Progressive $4,034 $5,423 $4,709 $4,733
State Farm $2,750 $3,413 $3,015 $3,015
Travelers $3,434 $3,594 $4,968 $3,747
USAA $1,657 $2,136 $2,899 $1,847

Cheap Gulfport, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gulfport, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Gulfport, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Gulfport, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,166
GEICO $5,476
Liberty Mutual $5,570
Nationwide $3,759
Progressive $4,709
State Farm $3,015
Travelers $4,968
USAA $2,899

Cheap Gulfport, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gulfport, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gulfport, Mississippi

Insurance Company Poor Fair Good
Allstate $5,938 $5,246 $4,173
GEICO $5,783 $3,278 $2,445
Liberty Mutual $6,866 $4,212 $3,306
Nationwide $3,398 $2,774 $2,538
Progressive $5,342 $4,575 $4,258
State Farm $4,393 $2,666 $2,087
Travelers $4,456 $3,645 $3,705
USAA $2,899 $1,906 $1,598

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Cheap Gulfport, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gulfport, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Gulfport, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gulfport, Mississippi

ZIP Code Average Annual Rates
39501 $3,289
39503 $3,299
39507 $3,314

Cheap Gulfport, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Gulfport, Mississippi auto insurance. Find the cheapest annual Gulfport, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gulfport, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,119 $5,119
GEICO $3,821 $3,850
Liberty Mutual $4,795 $4,795
Nationwide $2,903 $2,903
Progressive $4,725 $4,725
State Farm $2,973 $3,124
Travelers $3,936 $3,936
USAA $2,070 $2,199

Cheap Gulfport, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gulfport, Mississippi? Check out the comparison of annual Gulfport, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gulfport, Mississippi

Insurance Company Low Medium High
Allstate $4,862 $5,113 $5,381
GEICO $3,564 $3,869 $4,072
Liberty Mutual $4,483 $4,773 $5,129
Nationwide $2,712 $2,893 $3,105
Progressive $4,147 $4,799 $5,229
State Farm $2,846 $3,035 $3,264
Travelers $3,711 $3,959 $4,137
USAA $1,978 $2,122 $2,303

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Best By Category: Cheapest Auto Insurance in Gulfport, Mississippi

Compare the cheapest auto insurance companies in Gulfport, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gulfport, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Gulfport, Mississippi Auto Insurance Companies

What auto insurance companies in Gulfport, Mississippi are the cheapest? Compare the top Gulfport, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gulfport, Mississippi

Insurance Company Average Annual Rates
Allstate $5,119
GEICO $3,835
Liberty Mutual $4,795
Nationwide $2,903
Progressive $4,725
State Farm $3,048
Travelers $3,936
USAA $2,134

What affects auto insurance rates in Gulfport, Mississippi?

There are a lot of reasons why auto insurance rates in Gulfport, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gulfport, Mississippi. Many local factors may affect your Gulfport auto insurance rates.

Gulfport Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Gulfport, Mississippi auto theft statistics, there have been 290 auto thefts in the city.

Gulfport Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gulfport, Mississippi commute length is 22.0 minutes according to City-Data.

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Compare Gulfport, Mississippi Auto Insurance Quotes

Before you buy Gulfport, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gulfport, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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