Best Cheap Auto Insurance in Gautier, MS (2021)

The average Gautier, MS auto insurance rates are $315 per month. The minimum auto insurance in Gautier is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Gautier, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Gautier, Mississippi is 25/50/25
  • The most expensive auto insurance company in Gautier for teen drivers is Allstate
  • The average commute length in Gautier is 26.1 minutes

Gautier, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Gautier can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gautier, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Gautier to other Mississippi cities, including Southaven auto insurance rates, Tupelo auto insurance rates, and Olive Branch auto insurance rates to see how Gautier, Mississippi auto insurance rates stack up.

Before you buy Gautier, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gautier, Mississippi auto insurance quotes.

Minimum Auto Insurance in Gautier, Mississippi

Gautier, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gautier, Mississippi.

Minimum Required Auto Insurance Coverage in Gautier, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gautier, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gautier, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gautier, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,871 $2,732 $2,579 $2,637 $11,832 $12,645 $3,225 $3,294
GEICO $2,937 $2,773 $2,651 $2,463 $7,555 $7,089 $5,048 $2,378
Liberty Mutual $2,726 $2,950 $2,178 $2,449 $10,221 $11,378 $2,893 $3,040
Nationwide $1,982 $2,025 $1,785 $1,879 $4,073 $5,145 $2,261 $2,437
Progressive $2,693 $2,483 $2,215 $2,141 $9,848 $11,019 $2,748 $2,847
State Farm $1,724 $1,724 $1,555 $1,555 $5,115 $6,423 $1,923 $2,195
Travelers $1,734 $1,761 $1,668 $1,666 $8,214 $13,123 $1,826 $2,077
USAA $1,458 $1,437 $1,371 $1,375 $3,753 $4,432 $1,768 $1,941

Cheap Gautier, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gautier, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Gautier, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Gautier, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,832 $12,645
GEICO $7,555 $7,089
Liberty Mutual $10,221 $11,378
Nationwide $4,073 $5,145
Progressive $9,848 $11,019
State Farm $5,115 $6,423
Travelers $8,214 $13,123
USAA $3,753 $4,432

Cheap Gautier, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Gautier, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gautier, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,579 $2,637
GEICO $2,651 $2,463
Liberty Mutual $2,178 $2,449
Nationwide $1,785 $1,879
Progressive $2,215 $2,141
State Farm $1,555 $1,555
Travelers $1,668 $1,666
USAA $1,371 $1,375

Cheap Gautier, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gautier, Mississippi compared to the annual auto insurance rates with a clean record in Gautier, Mississippi.

Annual Gautier, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,386 $5,187 $6,340 $4,995
GEICO $2,580 $3,888 $5,878 $4,101
Liberty Mutual $3,338 $5,381 $5,495 $4,703
Nationwide $2,169 $2,750 $3,481 $2,394
Progressive $3,844 $5,167 $4,473 $4,512
State Farm $2,511 $3,101 $2,747 $2,747
Travelers $3,496 $3,658 $5,065 $3,815
USAA $1,702 $2,191 $2,978 $1,896

Cheap Gautier, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gautier, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Gautier, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Gautier, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,340
GEICO $5,878
Liberty Mutual $5,495
Nationwide $3,481
Progressive $4,473
State Farm $2,747
Travelers $5,065
USAA $2,978

Cheap Gautier, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gautier, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gautier, Mississippi

Insurance Company Poor Fair Good
Allstate $6,056 $5,357 $4,267
GEICO $6,200 $3,514 $2,622
Liberty Mutual $6,768 $4,157 $3,264
Nationwide $3,156 $2,579 $2,360
Progressive $5,091 $4,355 $4,052
State Farm $3,996 $2,429 $1,905
Travelers $4,537 $3,713 $3,777
USAA $2,984 $1,955 $1,637

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Cheap Gautier, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gautier, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Gautier, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gautier, Mississippi

ZIP Code Average Annual Rates
39553 $3,271

Cheap Gautier, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Gautier, Mississippi auto insurance. Find the cheapest annual Gautier, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gautier, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,227 $5,227
GEICO $4,097 $4,126
Liberty Mutual $4,729 $4,729
Nationwide $2,698 $2,698
Progressive $4,499 $4,499
State Farm $2,709 $2,844
Travelers $4,009 $4,009
USAA $2,125 $2,258

Cheap Gautier, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gautier, Mississippi? Check out the comparison of annual Gautier, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gautier, Mississippi

Insurance Company Low Medium High
Allstate $4,978 $5,221 $5,481
GEICO $3,850 $4,145 $4,340
Liberty Mutual $4,425 $4,708 $5,055
Nationwide $2,533 $2,690 $2,873
Progressive $3,961 $4,568 $4,969
State Farm $2,598 $2,763 $2,969
Travelers $3,768 $4,033 $4,225
USAA $2,038 $2,180 $2,358

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Best By Category: Cheapest Auto Insurance in Gautier, Mississippi

Compare the cheapest auto insurance companies in Gautier, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gautier, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gautier, Mississippi Auto Insurance Companies

What auto insurance companies in Gautier, Mississippi are the cheapest? Compare the top Gautier, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gautier, Mississippi

Insurance Company Average Annual Rates
Allstate $5,227
GEICO $4,112
Liberty Mutual $4,729
Nationwide $2,698
Progressive $4,499
State Farm $2,777
Travelers $4,009
USAA $2,192

What affects auto insurance rates in Gautier, Mississippi?

There are a lot of reasons why auto insurance rates in Gautier, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gautier, Mississippi. Many local factors may affect your Gautier auto insurance rates.

Gautier Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Gautier, Mississippi auto theft statistics, there have been 52 auto thefts in the city.

Gautier Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gautier, Mississippi commute length is 26.1 minutes according to City-Data.

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Compare Gautier, Mississippi Auto Insurance Quotes

Before you buy Gautier, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gautier, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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