Best Cheap Auto Insurance in Flint, MI (2021)

The average Flint, MI auto insurance rates are $1,353 per month. The minimum auto insurance in Flint is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Flint, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Flint for teen drivers is Allstate
  • Average auto insurance rates in Flint, MI for senior drivers are $10,809 per year
  • The average commute length in Flint is 22.6 minutes

Flint, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Flint can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Flint, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Flint to other Michigan cities, including Grand Rapids auto insurance rates, Flint auto insurance rates, and Troy auto insurance rates to see how Flint, Michigan auto insurance rates stack up.

Before you buy Flint, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Flint, Michigan auto insurance quotes.

Minimum Auto Insurance in Flint, Michigan

Flint, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Flint, Michigan.

Minimum Required Auto Insurance Coverage in Flint, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Flint, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Flint, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flint, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $24,899 $24,899 $23,347 $23,347 $58,759 $58,759 $26,168 $26,168
Farmers $15,560 $15,560 $14,394 $14,394 $34,415 $34,415 $17,631 $17,631
GEICO $5,479 $5,479 $5,600 $5,600 $15,068 $15,068 $5,229 $5,229
Liberty Mutual $22,798 $22,798 $22,577 $22,577 $52,934 $52,934 $22,798 $22,798
Nationwide $6,596 $6,596 $5,836 $5,836 $18,108 $18,108 $7,274 $7,274
Progressive $3,429 $3,175 $3,029 $3,382 $12,931 $13,816 $4,000 $3,689
State Farm $11,837 $11,837 $11,079 $11,079 $42,847 $42,847 $13,930 $13,930
Travelers $9,527 $9,527 $8,149 $8,149 $29,087 $29,087 $10,366 $10,366
USAA $3,399 $3,161 $3,202 $2,981 $8,391 $7,825 $4,113 $3,865

Cheap Flint, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Flint, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Flint, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Flint, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $58,759 $58,759
Farmers $34,415 $34,415
GEICO $15,068 $15,068
Liberty Mutual $52,934 $52,934
Nationwide $18,108 $18,108
Progressive $12,931 $13,816
State Farm $42,847 $42,847
Travelers $29,087 $29,087
USAA $8,391 $7,825

Cheap Flint, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Flint, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Flint, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $23,347 $23,347
Farmers $14,394 $14,394
GEICO $5,600 $5,600
Liberty Mutual $22,577 $22,577
Nationwide $5,836 $5,836
Progressive $3,029 $3,382
State Farm $11,079 $11,079
Travelers $8,149 $8,149
USAA $3,202 $2,981

Cheap Flint, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Flint, Michigan compared to the annual auto insurance rates with a clean record in Flint, Michigan.

Annual Flint, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $15,932 $21,504 $73,249 $22,489
Farmers $17,054 $22,078 $21,705 $21,165
GEICO $2,711 $5,815 $17,783 $5,069
Liberty Mutual $20,538 $25,281 $48,575 $26,713
Nationwide $8,039 $10,867 $9,818 $9,090
Progressive $5,015 $6,620 $5,940 $6,151
State Farm $12,423 $15,031 $33,293 $18,945
Travelers $9,623 $13,795 $22,312 $11,398
USAA $3,696 $4,655 $6,085 $4,033

Cheap Flint, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Flint, Michigan is not easy. Compare the annual rates for DUI auto insurance in Flint, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Flint, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $73,249
Farmers $21,705
GEICO $17,783
Liberty Mutual $48,575
Nationwide $9,818
Progressive $5,940
State Farm $33,293
Travelers $22,312
USAA $6,085

Cheap Flint, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Flint, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Flint, Michigan

Insurance Company Poor Fair Good
Allstate $51,043 $28,019 $20,818
Farmers $30,631 $16,028 $14,843
GEICO $10,107 $7,410 $6,015
Liberty Mutual $47,973 $27,650 $15,208
Nationwide $11,920 $8,915 $7,526
Progressive $6,835 $5,764 $5,195
State Farm $32,421 $16,320 $11,028
Travelers $14,639 $14,194 $14,013
USAA $6,950 $3,946 $2,956

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Cheap Flint, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Flint, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Flint, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Flint, Michigan

ZIP Code Average Annual Rates
48502 $11,793
48503 $11,977
48504 $11,789
48505 $11,809
48506 $10,285
48507 $10,945
48532 $11,080

Cheap Flint, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Flint, Michigan auto insurance. Find the cheapest annual Flint, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Flint, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $33,293 $33,293
Farmers $20,500 $20,500
GEICO $7,666 $8,023
Liberty Mutual $29,252 $31,301
Nationwide $9,454 $9,454
Progressive $5,932 $5,932
State Farm $19,356 $20,490
Travelers $14,199 $14,365
USAA $4,563 $4,672

Cheap Flint, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Flint, Michigan? Check out the comparison of annual Flint, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flint, Michigan

Insurance Company Low Medium High
Allstate $32,315 $33,382 $34,184
Farmers $19,855 $20,437 $21,209
GEICO $7,466 $7,793 $8,273
Liberty Mutual $29,580 $30,208 $31,042
Nationwide $9,914 $9,290 $9,158
Progressive $5,710 $5,941 $6,143
State Farm $18,765 $20,066 $20,937
Travelers $14,149 $14,299 $14,399
USAA $4,482 $4,629 $4,740

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Best By Category: Cheapest Auto Insurance in Flint, Michigan

Compare the cheapest auto insurance companies in Flint, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Flint, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Flint, Michigan Auto Insurance Companies

What auto insurance companies in Flint, Michigan are the cheapest? Compare the top Flint, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Flint, Michigan

Insurance Company Average Annual Rates
Allstate $33,293
Farmers $20,500
GEICO $7,844
Liberty Mutual $30,277
Nationwide $9,454
Progressive $5,932
State Farm $19,923
Travelers $14,282
USAA $4,617

What affects auto insurance rates in Flint, Michigan?

There are a lot of reasons why auto insurance rates in Flint, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Flint, Michigan. Many local factors may affect your Flint auto insurance rates.

Flint Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Flint, Michigan auto theft statistics, there have been 300 auto thefts in the city.

Flint Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Flint, Michigan commute length is 22.6 minutes according to City-Data.

Flint Traffic

How does Flint, Michigan rank for traffic? According to Inrix Flint, Michigan is the 988th most congested worldwide.

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Compare Flint, Michigan Auto Insurance Quotes

Before you buy Flint, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Flint, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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