Best Cheap Auto Insurance in Clio, MI (2021)

The average Clio, MI auto insurance rates are $918 per month. The minimum auto insurance in Clio is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Clio, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Clio, MI for senior drivers are $7,273 per year
  • The cheapest auto insurance company in Clio is USAA
  • The minimum auto insurance required in Clio, Michigan is 20/40/10

Clio, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Clio can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clio, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Clio to other Michigan cities, including Flint auto insurance rates, Warren auto insurance rates, and Detroit auto insurance rates to see how Clio, Michigan auto insurance rates stack up.

Before you buy Clio, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clio, Michigan auto insurance quotes.

Minimum Auto Insurance in Clio, Michigan

Clio, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clio, Michigan.

Minimum Required Auto Insurance Coverage in Clio, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Clio, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clio, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clio, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,573 $16,573 $15,390 $15,390 $41,332 $41,332 $17,463 $17,463
Farmers $9,027 $9,027 $8,342 $8,342 $19,928 $19,928 $10,201 $10,201
GEICO $4,224 $4,224 $4,318 $4,318 $11,864 $11,864 $4,038 $4,038
Liberty Mutual $15,121 $15,121 $14,973 $14,973 $35,325 $35,325 $15,121 $15,121
Nationwide $5,368 $5,368 $4,756 $4,756 $14,581 $14,581 $5,910 $5,910
Progressive $3,200 $2,956 $2,826 $3,169 $11,729 $12,449 $3,718 $3,403
State Farm $7,675 $7,675 $7,155 $7,155 $27,318 $27,318 $9,019 $9,019
Travelers $5,804 $5,804 $4,983 $4,983 $17,517 $17,517 $6,307 $6,307
USAA $2,779 $2,601 $2,621 $2,454 $6,775 $6,353 $3,361 $3,179

Cheap Clio, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clio, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Clio, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Clio, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,332 $41,332
Farmers $19,928 $19,928
GEICO $11,864 $11,864
Liberty Mutual $35,325 $35,325
Nationwide $14,581 $14,581
Progressive $11,729 $12,449
State Farm $27,318 $27,318
Travelers $17,517 $17,517
USAA $6,775 $6,353

Cheap Clio, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Clio, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clio, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,390 $15,390
Farmers $8,342 $8,342
GEICO $4,318 $4,318
Liberty Mutual $14,973 $14,973
Nationwide $4,756 $4,756
Progressive $2,826 $3,169
State Farm $7,155 $7,155
Travelers $4,983 $4,983
USAA $2,621 $2,454

Cheap Clio, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clio, Michigan compared to the annual auto insurance rates with a clean record in Clio, Michigan.

Annual Clio, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,998 $14,706 $49,618 $15,437
Farmers $9,911 $12,782 $12,566 $12,239
GEICO $2,132 $4,545 $13,805 $3,963
Liberty Mutual $13,873 $16,903 $31,873 $17,892
Nationwide $6,529 $8,770 $7,948 $7,368
Progressive $4,592 $6,057 $5,441 $5,635
State Farm $8,049 $9,699 $21,246 $12,173
Travelers $5,866 $8,365 $13,444 $6,936
USAA $3,025 $3,790 $4,952 $3,296

Cheap Clio, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clio, Michigan is not easy. Compare the annual rates for DUI auto insurance in Clio, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Clio, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,618
Farmers $12,566
GEICO $13,805
Liberty Mutual $31,873
Nationwide $7,948
Progressive $5,441
State Farm $21,246
Travelers $13,444
USAA $4,952

Cheap Clio, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clio, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clio, Michigan

Insurance Company Poor Fair Good
Allstate $34,426 $19,061 $14,582
Farmers $17,653 $9,322 $8,648
GEICO $7,861 $5,776 $4,697
Liberty Mutual $31,853 $18,397 $10,156
Nationwide $9,616 $7,224 $6,121
Progressive $6,274 $5,275 $4,744
State Farm $20,757 $10,495 $7,123
Travelers $8,869 $8,599 $8,490
USAA $5,634 $3,224 $2,438

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Cheap Clio, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clio, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Clio, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clio, Michigan

ZIP Code Average Annual Rates
48420 $7,765

Cheap Clio, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Clio, Michigan auto insurance. Find the cheapest annual Clio, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clio, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,689 $22,689
Farmers $11,875 $11,875
GEICO $5,973 $6,250
Liberty Mutual $19,449 $20,822
Nationwide $7,654 $7,654
Progressive $5,431 $5,431
State Farm $12,441 $13,143
Travelers $8,603 $8,702
USAA $3,722 $3,809

Cheap Clio, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clio, Michigan? Check out the comparison of annual Clio, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clio, Michigan

Insurance Company Low Medium High
Allstate $22,072 $22,745 $23,252
Farmers $11,467 $11,832 $12,324
GEICO $5,748 $6,063 $6,523
Liberty Mutual $19,599 $20,083 $20,724
Nationwide $8,006 $7,525 $7,431
Progressive $5,251 $5,438 $5,605
State Farm $12,109 $12,876 $13,390
Travelers $8,564 $8,661 $8,732
USAA $3,643 $3,776 $3,878

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Best By Category: Cheapest Auto Insurance in Clio, Michigan

Compare the cheapest auto insurance companies in Clio, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clio, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Clio, Michigan Auto Insurance Companies

What auto insurance companies in Clio, Michigan are the cheapest? Compare the top Clio, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clio, Michigan

Insurance Company Average Annual Rates
Allstate $22,689
Farmers $11,875
GEICO $6,111
Liberty Mutual $20,135
Nationwide $7,654
Progressive $5,431
State Farm $12,792
Travelers $8,653
USAA $3,766

What affects auto insurance rates in Clio, Michigan?

There are a lot of reasons why auto insurance rates in Clio, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clio, Michigan. Many local factors may affect your Clio auto insurance rates.

Clio Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Clio, Michigan auto theft statistics, there have been 4 auto thefts in the city.

Clio Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clio, Michigan commute length is 30.0 minutes according to City-Data.

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Compare Clio, Michigan Auto Insurance Quotes

Before you buy Clio, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clio, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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