Best Cheap Auto Insurance in Cheyenne, WY (2021)

The average Cheyenne, WY auto insurance rates are $244 per month. The minimum auto insurance in Cheyenne is at least 25/50/20 in coverage to comply with Wyoming auto insurance laws. To find the best cheap auto insurance in Cheyenne, Wyoming, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Average auto insurance rates in Cheyenne, WY for senior drivers are $1,762 per year
  • The minimum auto insurance required in Cheyenne, Wyoming is 25/50/20
  • The cheapest auto insurance company in Cheyenne is Liberty Mutual

Cheyenne, Wyoming auto insurance requirements are 25/50/20 according to Wyoming auto insurance laws. Finding cheap auto insurance in Cheyenne can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cheyenne, Wyoming, including driving record, credit, commute time, and more.

Compare auto insurance in Cheyenne to other Wyoming cities, including Sheridan auto insurance rates, Green River auto insurance rates, and Rock Springs auto insurance rates to see how Cheyenne, Wyoming auto insurance rates stack up.

Before you buy Cheyenne, Wyoming auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cheyenne, Wyoming auto insurance quotes.

Minimum Auto Insurance in Cheyenne, Wyoming

Cheyenne, Wyoming auto insurance laws require that you have at least the Wyoming minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cheyenne, Wyoming.

Minimum Required Auto Insurance Coverage in Cheyenne, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Cheyenne, Wyoming Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cheyenne, Wyoming are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cheyenne, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,681 $2,141 $2,336 $8,728 $11,069 $2,840 $3,116
Farmers $2,352 $2,352 $2,211 $2,211 $4,282 $7,439 $2,439 $2,439
GEICO $2,511 $2,560 $2,428 $2,428 $4,638 $6,000 $2,792 $2,936
Liberty Mutual $1,326 $1,342 $1,093 $1,272 $3,860 $4,332 $1,470 $1,644
State Farm $1,509 $1,509 $1,298 $1,298 $4,043 $5,384 $1,573 $1,866
USAA $1,359 $1,364 $1,186 $1,242 $4,163 $5,120 $1,797 $2,036

Cheap Cheyenne, Wyoming Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cheyenne, Wyoming is a challenge. Take a look at the annual teen auto insurance rates in Cheyenne, Wyoming.

Annual Auto Insurance Rates for Teen Drivers in Cheyenne, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,728 $11,069
Farmers $4,282 $7,439
GEICO $4,638 $6,000
Liberty Mutual $3,860 $4,332
State Farm $4,043 $5,384
USAA $4,163 $5,120

Cheap Cheyenne, Wyoming Auto Insurance for Seniors

What are senior auto insurance rates in Cheyenne, Wyoming? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cheyenne, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,141 $2,336
Farmers $2,211 $2,211
GEICO $2,428 $2,428
Liberty Mutual $1,093 $1,272
State Farm $1,298 $1,298
USAA $1,186 $1,242

Cheap Cheyenne, Wyoming Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cheyenne, Wyoming compared to the annual auto insurance rates with a clean record in Cheyenne, Wyoming.

Annual Cheyenne, Wyoming Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,827 $4,564 $4,891 $4,448
Farmers $2,432 $2,880 $4,970 $2,581
GEICO $2,165 $2,881 $4,489 $3,612
Liberty Mutual $1,444 $2,251 $2,452 $2,023
State Farm $2,120 $2,501 $2,310 $2,310
USAA $1,788 $2,175 $3,223 $1,947

Cheap Cheyenne, Wyoming Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cheyenne, Wyoming is not easy. Compare the annual rates for DUI auto insurance in Cheyenne, Wyoming to find the best deal.

Annual Auto Insurance Rates After a DUI in Cheyenne, Wyoming

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,891
Farmers $4,970
GEICO $4,489
Liberty Mutual $2,452
State Farm $2,310
USAA $3,223

Cheap Cheyenne, Wyoming Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cheyenne, Wyoming annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cheyenne, Wyoming

Insurance Company Poor Fair Good
Allstate $5,531 $4,197 $3,570
Farmers $3,449 $3,255 $2,944
GEICO $3,720 $3,163 $2,977
Liberty Mutual $2,329 $2,003 $1,795
State Farm $3,006 $2,130 $1,794
USAA $3,834 $1,762 $1,254

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Cheap Cheyenne, Wyoming Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cheyenne, Wyoming can vary. Compare the annual cost of auto insurance by ZIP code in Cheyenne, Wyoming to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cheyenne, Wyoming

ZIP Code Average Annual Rates
82001 $2,931
82007 $2,923
82009 $2,931

Cheap Cheyenne, Wyoming Auto Insurance Rates By Commute

Commute length and annual mileage affect Cheyenne, Wyoming auto insurance. Find the cheapest annual Cheyenne, Wyoming auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cheyenne, Wyoming

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,328 $4,537
Farmers $3,216 $3,216
GEICO $3,234 $3,339
Liberty Mutual $2,043 $2,043
State Farm $2,229 $2,391
USAA $2,257 $2,310

Cheap Cheyenne, Wyoming Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cheyenne, Wyoming? Check out the comparison of annual Cheyenne, Wyoming auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cheyenne, Wyoming

Insurance Company Low Medium High
Allstate $4,316 $4,424 $4,558
Farmers $3,119 $3,211 $3,318
GEICO $3,231 $3,291 $3,339
Liberty Mutual $1,925 $2,034 $2,169
State Farm $2,228 $2,311 $2,391
USAA $2,212 $2,281 $2,357

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Best By Category: Cheapest Auto Insurance in Cheyenne, Wyoming

Compare the cheapest auto insurance companies in Cheyenne, Wyoming in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cheyenne, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Cheyenne, Wyoming Auto Insurance Companies

What auto insurance companies in Cheyenne, Wyoming are the cheapest? Compare the top Cheyenne, Wyoming auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cheyenne, Wyoming

Insurance Company Average Annual Rates
Allstate $4,432
Farmers $3,216
GEICO $3,287
Liberty Mutual $2,043
State Farm $2,310
USAA $2,283

What affects auto insurance rates in Cheyenne, Wyoming?

There are a lot of reasons why auto insurance rates in Cheyenne, Wyoming are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cheyenne, Wyoming. Many local factors may affect your Cheyenne auto insurance rates.

Cheyenne Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cheyenne, Wyoming auto theft statistics, there have been 216 auto thefts in the city.

Cheyenne Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cheyenne, Wyoming commute length is 14.3 minutes according to City-Data.

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Compare Cheyenne, Wyoming Auto Insurance Quotes

Before you buy Cheyenne, Wyoming auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cheyenne, Wyoming auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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