Cadillac XT5 Auto Insurance (2023)
Getting Cadillac XT5 insurance quotes will cost on average $135 per month ($1,624 per year). On average, comprehensive coverage costs $396, collision coverage costs $577, and liability coverage costs $458 for Cadillac XT5 insurance.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,624 a year or $135 each month
- A liability-only policy costs around $651 a year or $54 each month
- Highest rates are for teenage drivers at around $5,936 a year or $495 each month
- Good drivers can save as much as $670 a year by earning policy discounts
- Cadillac XT5 insurance costs around $105 more per year than the average vehicle
Cadillac XT5 insurance rates are around $105 more annually than the average vehicle. Full coverage costs around $1,624 a year or $135 a month. Safe drivers can save up to $670 a year in policy discounts by practicing safe driving habits. Let’s take a quick look at Cadillac XT5 insurance rates, crash test ratings, and more.
You can start comparing quotes for Cadillac XT5 car insurance rates from some of the best car insurance companies by using our free online tool now. Learn more about Cadillac auto insurance.
Cadillac XT5 Insurance Cost
The average Cadillac XT5 auto insurance rates are $1,624 a year or $135 a month.
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Are Cadillac XT5s Expensive to Insure?
The chart below details how Cadillac XT5 insurance rates compare to other SUVs like the Mercedes-Benz GLS 450, Chevrolet Traverse, and Toyota Highlander.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Mercedes-Benz GLS 450 | $458 | $894 | $398 | $1,908 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Toyota Highlander | $332 | $512 | $390 | $1,392 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Ford Explorer | $308 | $470 | $372 | $1,308 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac XT5 Insurance?
Even though the average annual rate for the Cadillac XT5 is $1,624, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Cadillac XT5.
Age of the Vehicle
Older Cadillac XT5 models generally cost less to insure. For example, car insurance for a 2020 Cadillac XT5 costs $1,624, while 2017 Cadillac XT5 insurance costs are $1,574, a difference of $50.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| 2019 Cadillac XT5 | $358 | $690 | $390 | $1,596 |
| 2018 Cadillac XT5 | $344 | $686 | $398 | $1,586 |
| 2017 Cadillac XT5 | $332 | $668 | $416 | $1,574 |
Driver Age
Driver age can have a significant impact on Cadillac XT5 auto insurance rates. For example, 20-year-old drivers pay approximately $1,987 more each year for their Cadillac XT5 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Cadillac XT5 insurance rates. For example, drivers in Los Angeles may pay $893 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on your Cadillac XT5 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac XT5 car insurance with violations on their driving record.
Cadillac XT5 Safety Ratings
Your Cadillac XT5 auto insurance rates are influenced by the Cadillac XT5’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Cadillac XT5 Crash Test Ratings
Not only do good Cadillac XT5 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Cadillac XT5 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Cadillac XT5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Cadillac XT5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Cadillac XT5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Cadillac XT5 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Cadillac XT5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Cadillac XT5 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Cadillac XT5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Cadillac XT5 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac XT5 Safety Features
The more safety features you have on your Cadillac XT5, the more likely it is that you can earn a discount. The Cadillac XT5’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Cadillac XT5 Finance and Insurance Cost
If you are financing a Cadillac XT5, you will pay more if you purchase Cadillac XT5 car insurance at the dealership, so be sure to shop around and compare Cadillac XT5 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Cadillac XT5 Insurance
There are many ways that you can save on Cadillac XT5 car insurance. Below are five actions you can take to find cheap Cadillac XT5 auto insurance rates.
- Move to an Area with a Lower Cost of Living
- Ask About a Student Away from Home Discount
- Remove Young Drivers from Your Cadillac XT5 Insurance When They Move Out or Go to School
- Park Your Cadillac XT5 Somewhere Safe – like a Garage or Private Driveway
- Ask for a Cadillac XT5 Discount If You Have College Degree or Higher
Top Cadillac XT5 Insurance Companies
The best auto insurance companies for Cadillac XT5 car insurance rates will offer competitive rates, discounts, and account for the Cadillac XT5’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Cadillac XT5 Insurance Quotes Online
You can start comparing quotes for Cadillac XT5 car insurance rates from some of the best car insurance companies by using our free online tool now.
Frequently Asked Questions
How much does Cadillac XT5 insurance cost on average?
The average cost of Cadillac XT5 insurance is $1,624 per year or $135 per month. Comprehensive coverage costs around $396, collision coverage costs around $577, and liability coverage costs around $458.
Are Cadillac XT5s expensive to insure?
Compared to other SUVs like the Mercedes-Benz GLS 450, Chevrolet Traverse, and Toyota Highlander, Cadillac XT5 insurance rates are higher on average. However, there are ways to find cheaper insurance rates for Cadillac XT5s.
What factors impact the cost of Cadillac XT5 insurance?
Several factors can influence the cost of Cadillac XT5 insurance, including the age of the vehicle, driver age, driver location, driving record, and safety features.
How does the age of the vehicle affect Cadillac XT5 insurance rates?
Generally, older Cadillac XT5 models have lower insurance costs. For example, insuring a 2020 Cadillac XT5 may cost $1,624 per year, while insuring a 2017 Cadillac XT5 may cost $1,574 yearly.
How does driver age impact Cadillac XT5 insurance rates?
Driver age is a significant factor in determining Cadillac XT5 insurance rates. Younger drivers, such as those in their 20s, can expect to pay approximately $1,987 more per year compared to drivers in their 30s.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.