Best Cheap Auto Insurance in Bloomfield Hills, MI (2021)

The average Bloomfield Hills, MI auto insurance rates are $1,025 per month. The minimum auto insurance in Bloomfield Hills is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Bloomfield Hills, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Bloomfield Hills, Michigan is 20/40/10
  • The most expensive auto insurance company in Bloomfield Hills for teen drivers is Allstate
  • Average auto insurance rates in Bloomfield Hills, MI for senior drivers are $8,132 per year

Bloomfield Hills, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Bloomfield Hills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bloomfield Hills, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Bloomfield Hills to other Michigan cities, including Sterling Heights auto insurance rates, Detroit auto insurance rates, and Ann Arbor auto insurance rates to see how Bloomfield Hills, Michigan auto insurance rates stack up.

Before you buy Bloomfield Hills, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bloomfield Hills, Michigan auto insurance quotes.

Minimum Auto Insurance in Bloomfield Hills, Michigan

Bloomfield Hills, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bloomfield Hills, Michigan.

Minimum Required Auto Insurance Coverage in Bloomfield Hills, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Bloomfield Hills, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bloomfield Hills, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bloomfield Hills, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $22,348 $22,348 $20,783 $20,783 $55,830 $55,830 $23,544 $23,544
Farmers $7,015 $7,015 $6,478 $6,478 $15,974 $15,974 $7,965 $7,965
GEICO $6,139 $6,139 $6,288 $6,288 $16,638 $16,638 $5,840 $5,840
Liberty Mutual $16,564 $16,564 $16,402 $16,402 $38,633 $38,633 $16,564 $16,564
Nationwide $5,272 $5,272 $4,685 $4,685 $14,174 $14,174 $5,798 $5,798
Progressive $3,572 $3,279 $3,154 $3,556 $13,330 $14,118 $4,155 $3,766
State Farm $7,648 $7,648 $7,106 $7,106 $27,258 $27,258 $9,006 $9,006
Travelers $6,621 $6,621 $5,674 $5,674 $20,079 $20,079 $7,196 $7,196
USAA $2,642 $2,508 $2,486 $2,348 $6,658 $6,358 $3,241 $3,118

Cheap Bloomfield Hills, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bloomfield Hills, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Bloomfield Hills, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Bloomfield Hills, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $55,830 $55,830
Farmers $15,974 $15,974
GEICO $16,638 $16,638
Liberty Mutual $38,633 $38,633
Nationwide $14,174 $14,174
Progressive $13,330 $14,118
State Farm $27,258 $27,258
Travelers $20,079 $20,079
USAA $6,658 $6,358

Cheap Bloomfield Hills, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Bloomfield Hills, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bloomfield Hills, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $20,783 $20,783
Farmers $6,478 $6,478
GEICO $6,288 $6,288
Liberty Mutual $16,402 $16,402
Nationwide $4,685 $4,685
Progressive $3,154 $3,556
State Farm $7,106 $7,106
Travelers $5,674 $5,674
USAA $2,486 $2,348

Cheap Bloomfield Hills, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bloomfield Hills, Michigan compared to the annual auto insurance rates with a clean record in Bloomfield Hills, Michigan.

Annual Bloomfield Hills, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $14,616 $19,629 $67,552 $20,708
Farmers $7,780 $10,089 $9,896 $9,667
GEICO $3,008 $6,471 $19,799 $5,627
Liberty Mutual $15,105 $18,484 $35,018 $19,556
Nationwide $6,375 $8,595 $7,764 $7,195
Progressive $5,152 $6,838 $6,133 $6,342
State Farm $8,003 $9,656 $21,225 $12,135
Travelers $6,664 $9,550 $15,470 $7,885
USAA $2,947 $3,685 $4,834 $3,214

Cheap Bloomfield Hills, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bloomfield Hills, Michigan is not easy. Compare the annual rates for DUI auto insurance in Bloomfield Hills, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Bloomfield Hills, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $67,552
Farmers $9,896
GEICO $19,799
Liberty Mutual $35,018
Nationwide $7,764
Progressive $6,133
State Farm $21,225
Travelers $15,470
USAA $4,834

Cheap Bloomfield Hills, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bloomfield Hills, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bloomfield Hills, Michigan

Insurance Company Poor Fair Good
Allstate $46,498 $25,747 $19,633
Farmers $13,471 $7,575 $7,029
GEICO $11,250 $8,243 $6,687
Liberty Mutual $34,882 $20,136 $11,105
Nationwide $9,412 $7,061 $5,974
Progressive $7,069 $5,944 $5,336
State Farm $20,696 $10,465 $7,102
Travelers $10,137 $9,832 $9,708
USAA $5,488 $3,130 $2,392

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Cheap Bloomfield Hills, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bloomfield Hills, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Bloomfield Hills, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bloomfield Hills, Michigan

ZIP Code Average Annual Rates
48302 $8,853
48304 $8,512
48301 $8,579

Cheap Bloomfield Hills, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Bloomfield Hills, Michigan auto insurance. Find the cheapest annual Bloomfield Hills, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bloomfield Hills, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $30,626 $30,626
Farmers $9,358 $9,358
GEICO $8,528 $8,926
Liberty Mutual $21,290 $22,791
Nationwide $7,482 $7,482
Progressive $6,116 $6,116
State Farm $12,420 $13,090
Travelers $9,835 $9,949
USAA $3,629 $3,711

Cheap Bloomfield Hills, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bloomfield Hills, Michigan? Check out the comparison of annual Bloomfield Hills, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bloomfield Hills, Michigan

Insurance Company Low Medium High
Allstate $29,774 $30,702 $31,402
Farmers $9,063 $9,329 $9,683
GEICO $8,159 $8,643 $9,378
Liberty Mutual $21,533 $21,991 $22,598
Nationwide $7,825 $7,358 $7,264
Progressive $5,897 $6,125 $6,326
State Farm $12,149 $12,829 $13,286
Travelers $9,791 $9,903 $9,983
USAA $3,546 $3,681 $3,783

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Best By Category: Cheapest Auto Insurance in Bloomfield Hills, Michigan

Compare the cheapest auto insurance companies in Bloomfield Hills, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bloomfield Hills, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Bloomfield Hills, Michigan Auto Insurance Companies

What auto insurance companies in Bloomfield Hills, Michigan are the cheapest? Compare the top Bloomfield Hills, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bloomfield Hills, Michigan

Insurance Company Average Annual Rates
Allstate $30,626
Farmers $9,358
GEICO $8,727
Liberty Mutual $22,041
Nationwide $7,482
Progressive $6,116
State Farm $12,755
Travelers $9,892
USAA $3,670

What affects auto insurance rates in Bloomfield Hills, Michigan?

There are a lot of reasons why auto insurance rates in Bloomfield Hills, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bloomfield Hills, Michigan. Many local factors may affect your Bloomfield Hills auto insurance rates.

Bloomfield Hills Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bloomfield Hills, Michigan auto theft statistics, there have been 1 auto thefts in the city.

Bloomfield Hills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bloomfield Hills, Michigan commute length is 21.3 minutes according to City-Data.

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Compare Bloomfield Hills, Michigan Auto Insurance Quotes

Before you buy Bloomfield Hills, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bloomfield Hills, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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