Best Ford Escape Insurance Rates [How to Find Low Rates Online]

Ford Escape insurance rates cost $1,170 a year, or around $98 a month. On average, Ford Escape comprehensive insurance coverage costs $285, collision coverage costs $416, and liability coverage costs $330.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $1,170 a year or $98 each month
  • A liability-only policy costs around $469 a year or $39 each month
  • Highest rates are for teenage drivers at around $4,276 a year or $356 each month
  • Good drivers can save as much as $482 a year by earning policy discounts
  • Ford Escape insurance costs around $349 less per year than the average vehicle

Ford Escape insurance rates are $349 cheaper than the average vehicle. Full coverage costs $98 per month, while liability-only coverage costs $39 per month. Continue reading to learn more about how to save on Ford Escape insurance rates.

You can start comparing quotes for Ford Escape auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Ford Escape Insurance Cost

The average Ford Escape auto insurance costs are $1,170 a year or $98 a month.

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Are Ford Escapes Expensive to Insure?

The chart below details how Ford Escape insurance rates compare to other crossovers like the Hyundai Kona, Subaru Crosstrek, and FIAT 500X.

Vehicle Comprehensive Collision Liability Total
Ford Escape $280 $438 $316 $1,170
Hyundai Kona $280 $500 $316 $1,232
Subaru Crosstrek $320 $512 $332 $1,300
FIAT 500X $256 $506 $450 $1,392
Kia Sportage $280 $470 $372 $1,280
Lincoln MKX $294 $596 $398 $1,446
Ford EcoSport $280 $500 $372 $1,310
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Escape Insurance?

The Ford Escape trim and model you choose will affect the total price you will pay for Ford Escape insurance coverage.

Age of the Vehicle

The average Ford Escape auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Ford Escape costs $1,170, while 2010 Ford Escape insurance costs are $964, a difference of $206.

Model Year Comprehensive Collision Liability Total
2020 Ford Escape $280 $438 $316 $1,170
2019 Ford Escape $268 $422 $332 $1,158
2018 Ford Escape $256 $418 $338 $1,148
2017 Ford Escape $248 $408 $354 $1,146
2016 Ford Escape $240 $390 $364 $1,130
2015 Ford Escape $226 $378 $376 $1,116
2014 Ford Escape $218 $350 $384 $1,088
2013 Ford Escape $208 $330 $388 $1,062
2012 Ford Escape $200 $296 $390 $1,022
2011 Ford Escape $188 $272 $390 $986
2010 Ford Escape $180 $254 $394 $964
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Driver Age

Driver age can have a significant effect on Ford Escape auto insurance rates. For example, 20-year-old drivers pay $1,431 more for their Ford Escape auto insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Ford Escape insurance rates. For example, drivers in Los Angeles may pay $168 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Ford Escape auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Escape auto insurance rates with violations on their driving record.

Ford Escape Safety Ratings

The Ford Escape’s safety ratings will affect your Ford Escape auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Ford Escape Crash Test Ratings

Ford Escape crash test ratings can impact your Ford Escape auto insurance rates. See Ford Escape crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Ford Escape SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Ford Escape SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Ford Escape PHEV SUV FWD N/R N/R N/R N/R
2020 Ford Escape HEV SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Ford Escape HEV SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Escape SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Escape SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Escape SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Escape SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Escape SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Escape SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Escape SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Ford Escape SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford Escape Safety Features

Having a variety of safety features on your Ford Escape can help lower your Ford Escape insurance costs. The Ford Escape’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Ford Escape Insurance Loss Probability

The Ford Escape’s insurance loss probability varies for each form of coverage. The lower percentage means lower Ford Escape auto insurance rates; higher percentages mean higher Ford Escape auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage -9%
Comprehensive -17%
Personal Injury -6%
Medical Payment -6%
Bodily Injury -8%
Source: Insurance Institute for Highway Safety
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Ford Escape Finance and Insurance Cost

If you are financing a Ford Escape, most lenders will require your carry higher Ford Escape coverage options including comprehensive coverage, so be sure to shop around and compare Ford Escape auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Ford Escape Insurance

There are many ways that you can save on Ford Escape auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Ford Escape auto insurance rates low.

  • Make Sure You’re Raising a Safe Driver
  • Pay Your Ford Escape Insurance Rates Upfront
  • Compare Ford Escape Insurance Rates Online
  • Compare Ford Escape Insurance Rates for Free Online
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible

Top Ford Escape Insurance Companies

Several top auto insurance companies offer competitive rates for the Ford Escape rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Ford Escape drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Ford Escape Insurance Quotes Online

Start comparing Ford Escape auto insurance quotes for free by using our convenient online comparison tool.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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