Best Cheap Auto Insurance in Auburn Hills, MI (2021)

The average Auburn Hills, MI auto insurance rates are $970 per month. The minimum auto insurance in Auburn Hills is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Auburn Hills, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Auburn Hills is 22.1 minutes
  • The cheapest auto insurance company in Auburn Hills is USAA
  • Average auto insurance rates in Auburn Hills, MI for senior drivers are $7,697 per year

Auburn Hills, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Auburn Hills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Auburn Hills, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Auburn Hills to other Michigan cities, including Ann Arbor auto insurance rates, Flint auto insurance rates, and Troy auto insurance rates to see how Auburn Hills, Michigan auto insurance rates stack up.

Before you buy Auburn Hills, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Auburn Hills, Michigan auto insurance quotes.

Minimum Auto Insurance in Auburn Hills, Michigan

Auburn Hills, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Auburn Hills, Michigan.

Minimum Required Auto Insurance Coverage in Auburn Hills, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Auburn Hills, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Auburn Hills, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Auburn Hills, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,693 $18,693 $17,295 $17,295 $48,001 $48,001 $19,721 $19,721
Farmers $7,885 $7,885 $7,286 $7,286 $17,665 $17,665 $8,944 $8,944
GEICO $4,434 $4,434 $4,552 $4,552 $12,667 $12,667 $4,238 $4,238
Liberty Mutual $18,073 $18,073 $17,895 $17,895 $42,398 $42,398 $18,073 $18,073
Nationwide $4,689 $4,689 $4,177 $4,177 $12,275 $12,275 $5,139 $5,139
Progressive $3,466 $3,187 $3,059 $3,451 $12,822 $13,573 $4,032 $3,661
State Farm $7,544 $7,544 $7,013 $7,013 $26,875 $26,875 $8,880 $8,880
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $3,489 $3,241 $3,288 $3,057 $8,675 $8,086 $4,224 $3,965

Cheap Auburn Hills, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Auburn Hills, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Auburn Hills, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Auburn Hills, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $48,001 $48,001
Farmers $17,665 $17,665
GEICO $12,667 $12,667
Liberty Mutual $42,398 $42,398
Nationwide $12,275 $12,275
Progressive $12,822 $13,573
State Farm $26,875 $26,875
Travelers $16,180 $16,180
USAA $8,675 $8,086

Cheap Auburn Hills, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Auburn Hills, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Auburn Hills, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,295 $17,295
Farmers $7,286 $7,286
GEICO $4,552 $4,552
Liberty Mutual $17,895 $17,895
Nationwide $4,177 $4,177
Progressive $3,059 $3,451
State Farm $7,013 $7,013
Travelers $4,626 $4,626
USAA $3,288 $3,057

Cheap Auburn Hills, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Auburn Hills, Michigan compared to the annual auto insurance rates with a clean record in Auburn Hills, Michigan.

Annual Auburn Hills, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,459 $16,639 $57,011 $17,600
Farmers $8,688 $11,256 $11,049 $10,786
GEICO $2,227 $4,811 $14,674 $4,179
Liberty Mutual $16,649 $20,263 $38,064 $21,464
Nationwide $5,605 $7,530 $6,821 $6,323
Progressive $4,980 $6,600 $5,917 $6,128
State Farm $7,895 $9,524 $20,926 $11,967
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,802 $4,795 $6,267 $4,149

Cheap Auburn Hills, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Auburn Hills, Michigan is not easy. Compare the annual rates for DUI auto insurance in Auburn Hills, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Auburn Hills, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $57,011
Farmers $11,049
GEICO $14,674
Liberty Mutual $38,064
Nationwide $6,821
Progressive $5,917
State Farm $20,926
Travelers $12,473
USAA $6,267

Cheap Auburn Hills, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Auburn Hills, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Auburn Hills, Michigan

Insurance Company Poor Fair Good
Allstate $39,197 $21,773 $16,812
Farmers $15,133 $8,409 $7,793
GEICO $8,330 $6,117 $4,972
Liberty Mutual $38,173 $22,023 $12,134
Nationwide $8,263 $6,196 $5,251
Progressive $6,833 $5,740 $5,146
State Farm $20,407 $10,321 $7,007
Travelers $8,206 $7,958 $7,858
USAA $7,158 $4,062 $3,040

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Cheap Auburn Hills, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Auburn Hills, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Auburn Hills, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Auburn Hills, Michigan

ZIP Code Average Annual Rates
48326 $8,111

Cheap Auburn Hills, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Auburn Hills, Michigan auto insurance. Find the cheapest annual Auburn Hills, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Auburn Hills, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $25,927 $25,927
Farmers $10,445 $10,445
GEICO $6,328 $6,618
Liberty Mutual $23,283 $24,937
Nationwide $6,570 $6,570
Progressive $5,906 $5,906
State Farm $12,246 $12,910
Travelers $7,961 $8,053
USAA $4,697 $4,809

Cheap Auburn Hills, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Auburn Hills, Michigan? Check out the comparison of annual Auburn Hills, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Auburn Hills, Michigan

Insurance Company Low Medium High
Allstate $25,284 $25,985 $26,514
Farmers $10,116 $10,412 $10,806
GEICO $6,062 $6,418 $6,939
Liberty Mutual $23,577 $24,058 $24,694
Nationwide $6,857 $6,464 $6,388
Progressive $5,730 $5,913 $6,076
State Farm $11,972 $12,653 $13,110
Travelers $7,920 $8,016 $8,086
USAA $4,611 $4,766 $4,882

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Best By Category: Cheapest Auto Insurance in Auburn Hills, Michigan

Compare the cheapest auto insurance companies in Auburn Hills, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Auburn Hills, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Auburn Hills, Michigan Auto Insurance Companies

What auto insurance companies in Auburn Hills, Michigan are the cheapest? Compare the top Auburn Hills, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Auburn Hills, Michigan

Insurance Company Average Annual Rates
Allstate $25,927
Farmers $10,445
GEICO $6,473
Liberty Mutual $24,110
Nationwide $6,570
Progressive $5,906
State Farm $12,578
Travelers $8,007
USAA $4,753

What affects auto insurance rates in Auburn Hills, Michigan?

There are a lot of reasons why auto insurance rates in Auburn Hills, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Auburn Hills, Michigan. Many local factors may affect your Auburn Hills auto insurance rates.

Auburn Hills Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Auburn Hills, Michigan auto theft statistics, there have been 18 auto thefts in the city.

Auburn Hills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Auburn Hills, Michigan commute length is 22.1 minutes according to City-Data.

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Compare Auburn Hills, Michigan Auto Insurance Quotes

Before you buy Auburn Hills, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Auburn Hills, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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