8 Best Pay-As-You-Go Auto Insurance Companies in 2026 (Top Providers Ranked)

Liberty Mutual, Nationwide, and AAA are the best pay-as-you-go auto insurance companies, offering wide availability and usage-based discounts of up to 40%. You may be able to find rates as low as $39 per month with pay-as-you-go car insurance if you put 10,000 miles or fewer on your car each year.

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Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

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Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

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The best pay-as-you-go auto insurance companies are Liberty Mutual, Nationwide, and AAA.

Things to Remember...

  • Get pay-as-you-go insurance if you drive less than 8,000 miles a year
  • The Nationwide SmartMiles program is available in most states
  • Cheap pay-as-you-go car insurance starts at $43 a month at State Farm

If you don’t drive often, pay-as-you-go car insurance companies offer usage-based tracking and low-mileage discounts that can help you save money on coverage.

These top providers offer the most affordable rates and have pay-as-you-go programs in more states than other providers.

Top 8 Companies: Best Pay-As-You-Go Auto Insurance

CompanyRankClaims
Satisfaction
A.M. BestBest For
Liberty Mutual TP Logo#1730 / 1,000AClaims Service
Nationwide Tablepress Logo#2729 / 1,000A+Low Mileage
AAA logo#3726 / 1,000A+Roadside Help
State Farm TablePress Logo#4716 / 1,000A+Local Agents
American Family logo#5702 / 1,000ATeen Drivers
Geico TablePress Logo#6697 / 1,000A++Mobile Tools
Allstate Logo#7693 / 1,000A+High Mileage
Progressive TablePress Logo#8673 / 1,000A+Safe Drivers

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Most insurers require drivers to install a tracking device to qualify for low-mileage rates, but you can find less intrusive programs with pay-as-you-go insurance like Hugo, Root, and Metromile.

When you have an idea of which is the best pay-as-you-go car insurance for you, enter your ZIP code into our free tool to get personalized quotes.

Comparing Pay-As-You-Go Insurance Companies

Pay-as-you-go insurance (PAYG), also known as pay-per-mile insurance or usage-based auto insurance (UBI), is a flexible and cost-effective option that allows policyholders to pay premiums based on how they drive.

Insurers set rates based on driving habits, like speeding and hard braking, and the actual miles driven, making it ideal for occasional drivers or those with low annual mileage.

Most insurance companies use telematics devices that automatically track your driving and mileage. The most popular option is through a mobile app on your phone, but you can also find plug-in devices for your car.

UBI companies still charge a monthly or annual rate based on demographics like age and gender. Compare pay-as-you-drive insurance options near you to see which type of plan and price match your lifestyle and budget.

Average Costs for Pay-Per-Use Car Insurance Policies

Is pay-as-you-go car insurance cheaper? It’s the cheapest insurance for infrequent drivers, and there are many affordable PAYG insurance companies, each with unique features and pricing structures.

While some offer comprehensive coverage at competitive rates, others specialize in basic coverage for minimal driving needs.

Pay-As-You-Go Auto Insurance Monthly Rates by Coverage Level

Insurance CompanyMinimum CoverageFull Coverage
AAA logo$51$146
Allstate Logo$52$143
American Family logo$54$151
Geico TablePress Logo$47$138
Liberty Mutual TP Logo$61$162
Nationwide Tablepress Logo$49$137
Progressive TablePress Logo$53$148
State Farm TablePress Logo$43$124

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For those seeking pay-as-you-go full coverage car insurance, it’s essential to compare rates and coverage options from multiple providers. Start here with our free comparison tool.

Liberty Mutual and Allstate offer more policy options for on-the-go car insurance, but they have a higher price point than other providers on this list.

Compare Now: Allstate vs. Liberty Mutual Auto Insurance Review

Pay-As-You-Go Premiums for Different Ages

Although mileage and driving habits are the most important factors in pay-as-you-go premiums, your base rate is still affected by your age and driving experience.

Younger drivers will typically pay more, but pay-as-you-go car insurance for new drivers can be the affordable option that teens (and their parents) are desperately searching for.

Pay-as-you-go car insurance for young drivers bases premiums on mileage and driving habits, which can be beneficial for those who drive less frequently or only short distances.

Insurance on the go also works for retirees who no longer commute. For seniors looking for cheaper insurance, pay-as-you-go coverage is a flexible, cost-effective option.

Learn More: Cheap Auto Insurance for Drivers Over 80

How Accidents, Tickets, & DUIs Affect Pay-As-You-Go Costs

Another important factor to consider is your driving record. Drivers with at-fault accidents, speeding tickets, and DUIs will pay higher rates for insurance than drivers with a clean record.

To get the cheapest car insurance with pay-as-you-go payment options, you can enter your ZIP code into our free comparison tool.

Pay-As-You-Go Auto Insurance Monthly Rates by Driving Record

CompanyClean RecordOne TicketOne AccidentOne DUI
AAA logo$51$61$84$134
Allstate Logo$52$63$89$145
American Family logo$54$64$88$141
Geico TablePress Logo$47$57$78$124
Liberty Mutual TP Logo$61$74$105$173
Nationwide Tablepress Logo$49$58$80$128
Progressive TablePress Logo$53$63$85$139
State Farm TablePress Logo$43$51$69$108

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State Farm, Geico, and Progressive are some of the best high-risk auto insurance companies for low rates, especially for drivers with multiple offenses.

Other important factors include what type of vehicle you drive and where you live. For example, pay-as-you-go car insurance in Georgia typically costs less than it does in Florida.

How Pay-As-You-Go Insurance Varies Across the U.S.

State insurance laws and regulations determine what type of pay-as-you-go insurance is available. Get More Details: Auto Insurance Rates by State

For instance, pay-as-you-go car insurance in Texas looks different from pay-per-mile car insurance in California because CA insurers aren’t allowed to track as many habits.

Pay-as-you-go car insurance in Michigan, Louisiana, and Florida has been very successful at saving drivers money, allowing policyholders in these high-risk states to pay premiums based on their actual mileage and habits.

Drivers seeking affordable PAYG car insurance in PA, MD, and SC have reported this mileage-based, prepaid auto insurance as the most affordable option in their area.

Pay-As-You-Go Pricing From Different Insurers

Many pay-as-you-go auto insurance companies are new, not verified by A.M. Best or the Better Business Bureau, and don’t operate in many states.

However, many drivers are using car insurance like Hugo, Metromile, MileAuto, Noblr, and Root to find a policy that better suits their lifestyle.

Pay-As-You-Go Auto Insurance Monthly Rates by Provider

Insurance CompanyMinimum CoverageFull Coverage
AAA logo$51$146
Allstate Logo$52$143
American Family logo$54$151
Geico TablePress Logo$47$138
Hugo TablePress Logo$46$131
Liberty Mutual TP Logo$61$162
Metromile TablePress Logo$42$119
MileAuto TablePress Logo$39$115
Nationwide Tablepress Logo$49$137
Noblr_table press_logo$45$128
Progressive TablePress Logo$53$148
$51$144
State Farm TablePress Logo$43$124

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MileAuto is the most affordable at $39 monthly, and it doesn’t use plug-in devices to track your driving habits or location. Instead, it uses odometer readings to set rates based solely on mileage.

Hugo insurance full coverage rates are higher than Metromile’s, but it’s the only provider to offer pay-as-you-go car insurance with no deposit.

Some insurance companies like Hugo offer short-term coverage, but most pay-as-you-go providers also sell traditional policies.

Michelle Robbins Licensed Auto Insurance Agent

Hugo Insurance reviews explain how drivers prepay auto insurance premiums through the Hugo Insurance app, and that the money can be refunded at any time. However, state laws impact this availability.

For instance, in Florida, it’s important to review specific Hugo Insurance Florida reviews (and other pay-per-mile coverage options) to make an informed decision about which provider and level of coverage you choose.

Reviews on Hugo Insurance are mixed because its pay-per-use model really only works for those who rarely drive. If you drive more than 20 miles a day with Hugo Insurance, pay-as-you-go rates can quickly skyrocket.

This is similar to policies from Noblr or Root, which track driving habits and mileage. Root and Noblr car insurance reviews report that these providers drive up rates for speeding or driving at night.

The same applies when comparing Metromile vs. Progressive. Snapshot charges higher rates because it tracks driving habits. Speeding and hard braking can raise rates with Progressive, while Metromile only tracks mileage.

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How Pay-As-You-Go Car Insurance Works

How does pay-as-you-go auto insurance work? It may seem complicated, but the way your rates are calculated is actually simple.

Even though rates can change every month, that doesn’t mean you can’t get an estimate of how much you might pay. Depending on the plan you choose, pay-as-you-go companies will assign you one of two rates:

  • Pay-Per-Mile Rate: The first is a flat fee you pay every month, whether you drive zero miles or a thousand. The second is your per-mile rate, which is usually just a few cents.
  • Usage-Based Rate: Insurers track speed, hard braking, phone use, mileage, and time of day through a mobile app or plug-in device to calculate discounts.

Drivers don’t have to worry about the typical factors that affect auto insurance rates. Pay-as-you-go or pay-by-the-day car insurance rates change month by month based on how you drive.

Many people refer to this type of coverage as “prepaid car insurance” because users only pay for how and how far they drive. It works best for drivers who work from home or have short commutes, and safe drivers without claims.

Experts recommend avoiding temporary pay-by-the-day auto insurance because interrupted coverage can negatively affect your premiums.

Justin Wright Licensed Insurance Agent

Pay-as-you-go plans can be used as a form of temporary car insurance since rates are calculated per trip and you typically pay month-to-month.

If you’re looking for a type of daily pay insurance, sign up for prepaid full coverage car insurance like Hugo or Nationwide SmartMiles and only pay for the days you drive.

See More: Best Pay-As-You-Go Auto Insurance in Louisiana

Usage-Based Insurance vs. Pay-Per-Mile Insurance

Usage-based and pay-per-mile coverage are similar in many ways. Both provide state liability and full coverage policies, and both track driving to determine rates.

The biggest difference between the two is the pay-as-you-go feature. Usage-based plans work more like standard insurance, adding a discount to your premium based on driving habits rather than setting rates based on mileage.

Usage-Based Insurance Definition Card

UBI relies on safe driving habits to generate a discount. It tracks your driving, including where and when you drive, so it’s important to confirm how much personal information you want to share with your insurer.

If you prefer more anonymous car insurance, pay-as-you-go plans may not be the best option for you unless you choose a pay-per-mile policy. Only pay-per-mile coverage allows drivers to pay rates solely based on miles driven.

For example, if your base cost is $50 monthly, your per-mile charge is $.04, and you travel 300 miles, you would spend $62 that month.

MileAuto is one of the few PAYG companies that don’t use a tracking device for drivers concerned about data breaches.

Find Out More: Best Pay-As-You-Go Auto Insurance in Tennessee

Coverage That Pay-As-You-Go Drivers Need

When it comes to auto insurance, pay-as-you-go coverage works the same as a traditional policy, providing the minimum liability protection required by state law. Drivers can also add collision and comprehensive for full coverage.

Local pay-as-you-go auto insurance companies will offer uninsured/underinsured motorist (UM/UIM) and personal injury protection (PIP) or MedPay if your state requires it.

However, you won’t always find additional coverages like rideshare insurance or gap coverage for PAYG policies.

Pay-As-You-Go Auto Insurance Coverage Options by Provider

CompanyClaim
Forgiveness
Gap
Plans
Reduced
Deductible
Rideshare
Coverage
Allstate: Best Companies for Bundling Home and Auto Insurance
American Family logo
Geico TablePress Logo
Liberty Mutual TablePress Logo
Nationwide Logo
Progressive Company Logo tablepress
State Farm TablePress Logo

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Top picks Liberty Mutual and AAA offer the most popular add-ons, but affordable carriers like Geico and State Farm are missing key options.

It pays to shop around because coverage options can vary by state and provider. Use our free quote tool to compare policies and prices side by side.

More Ways to Lower Pay-As-You-Go Rates

Drivers with pay-per-mile or usage-based plans can qualify for additional discounts when bundling coverage or insuring multiple vehicles.

Along with the biggest pay-as-you-go discount of 40%, AAA also offers drivers the biggest multi-car discount of 27%.

Auto Insurance Discounts for Pay-As-You-Go Drivers

CompanyAnti-TheftBundlingMulti-CarUsage Based
10%15%27%40%
Allstate: Best Companies for Bundling Home and Auto Insurance10%25%10%30%
American Family logo25%25%23%15%
Geico TablePress Logo25%25%25%25%
Liberty Mutual TablePress Logo35%25%25%30%
Nationwide Logo5%20%15%40%
Progressive Company Logo tablepress25%10%12%$231/yr
State Farm TablePress Logo15%17%20%20%

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However, many other popular pay-as-you-go companies that offer cheap car insurance, like Root or Metromile, won’t offer additional discounts since rates are already so low.

Even if you don’t qualify for discounts, there are many other ways to reduce pay-as-you-go premiums:

  • Bundle Policies: Many insurers offer discounts for combining pay-as-you-go auto insurance with homeowners, renters, condo, or other policies.
  • Choose Higher Deductibles: Raising your collision and comprehensive deductibles can significantly lower full coverage pay-as-you-go premiums.
  • Review Coverage Regularly: If your car’s value has declined, dropping optional coverages such as collision or comprehensive coverage may reduce costs.
  • Shop and Compare: Rates can vary widely between insurers, so compare quotes at least once a year to ensure you’re still getting the best pay-as-you-go insurance.

Comparing free quotes online is important for finding affordable pay-as-you-go insurance. Car owners who don’t drive often get the best rates, but compare providers based on your unique profile.

For example, Noblr reviews recommend it for military drivers who already have USAA, while State Farm is recommended for drivers with higher mileage but a clean record. Shop around to find the best match for you.

Shop Now: Best Pay-As-You-Go Auto Insurance in Alabama

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Who Should Use Pay-As-You-Go Policies

Like all things in life, there are pros and cons to pay-as-you-go insurance. Pay-by-the-day auto insurance isn’t for everyone.

PAYG works best if you don’t drive very often. If you’re debating whether to drop car insurance, it’s an affordable alternative to avoiding a coverage lapse, which can lead to higher rates when you try to restart a policy.best candidates for pay-per-mile insurance

Low-mileage drivers can find the cheapest auto insurance companies with a pay-per-mile insurance policy and get more flexibility if they drive less than 8,000 miles per year.

However, some companies penalize drivers for speeding, driving at night, or exceeding a set mileage limit. So if you have a long commute or work off-hours, it might not be the best fit for you.

Most pay-as-you-go policies also don’t have many customization options, which won’t work for drivers who want more than the basic types of auto insurance.

If you’re unsure whether low-mileage car insurance is right for you, ask your provider about a test drive. It can offer you a reduced rate for a limited amount of time so that you can try out the service.

Where to Buy Pay-As-You-Go Auto Insurance

State Farm, Progressive, and Geico are the largest companies with a pay-per-mile auto insurance option, mostly because coverage from them is available in most states.

Allstate is also a popular option, as it is one of the few companies that offer both types of PAYG insurance. Allstate Milewise tracks mileage, while Allstate Drivewise tracks driving habits for a discount.

Nationwide and American Family also offer both types of plans, but aren’t available in as many states as some of these larger providers.

Some companies are best for drivers looking for pay-by-day car insurance, while others are add-ons to traditional policies. Compare before you buy to pick the right policy for your lifestyle.

#1 – Liberty Mutual: Top Pick Overall

Pros

  • Big Usage-Based Savings: On top of 30% UBI discounts, drivers automatically get 15% off when signing up for Liberty Mutual RightTrack.
  • Educator Discounts: Teachers who sign up with RightTrack pay-as-you-go insurance get additional discounts and coverage for school supplies.
  • High Claims Satisfaction: Liberty Mutual is in the top three companies for claims service, with higher J.D. Power scores than other insurers on this list.

Cons:

  • Expensive Premiums: Liberty Mutual is one of the more expensive pay-as-you-go insurance companies.
  • UBI Rate Increases: Drivers could see their premiums increase if RightTrack tracks bad driving. Compare rates in our guide: Liberty Mutual Review

#2 – Nationwide: Best for Low-Mileage Drivers

Pros

  • High Daily Mileage Cap: Nationwide SmartMiles caps your daily miles at 250 miles per day, making long drives and road trips more affordable.
  • High-Mileage Savings: If you drive more than 8,000 miles a year, sign up for Nationwide SmartRide. Learn More: Nationwide SmartRide Review
  • Wide Availability: Both Nationwide pay-as-you-go plans are available in 44 states, more than any other pay-as-you-go insurance company.

Cons

  • Higher Starting Rates: Nationwide costs more than other pay-as-you-go providers until discounts kick in.
  • Slow UBI Discounts: Drivers using Nationwide SmartRide won’t see discounts for up to six months.

#3 – AAA: Best for Roadside Help

Pros

  • Competitive Discounts: Drivers save 10% when signing up for pay-as-you-go and can earn between 30% and 40% based on their driving habits.
  • Free Roadside Assistance: Members automatically receive free roadside services, including towing up to 250 miles.
  • Individual App Settings: Users can adjust the AAA mobile app settings based on who is driving the car, so other drivers’ scores aren’t impacted.

Cons

  • Membership Fees: Drivers must pay annual membership fees for AAA, which can increase overall costs.
  • Regional Availability: Read local AAA insurance reviews to see which pay-as-you-go plans and usage-based discounts are available where you live.

#4 – State Farm: Best for Local Agents

Pros

  • Affordable Coverage: State Farm is one of the cheapest pay-as-you-go auto insurance companies, starting at $43 a month.
  • Personalized Service: Local agents in all 50 states can help drivers set up pay-as-you-go insurance plans.
  • Won’t Raise Rates: State Farm Drive Safe & Save reviews show it doesn’t increase rates for bad habits.

Cons

  • Financial Downgrade: A.M. Best recently downgraded State Farm’s rating from A++ to A+ for the increased number of expensive claims.
  • Not Renewing Policies: State Farm may not renew pay-as-you-go policies in some high-risk states like Florida, California, and Massachusetts.

#5 – American Family: Best for Teen Drivers

Pros

  • Low-Mileage Discounts: Low-mileage MilesMyWay plans help lower rates for high-risk teens by basing premiums solely on mileage.
  • Encourages Safe Driving: Usage-based DriveMyWay plans track speed, braking habits, and more to set rates and teach teens safe driving.
  • Generational Savings: Teens and new drivers added to an existing AmFam pay-as-you-go policy get additional discounts.

Cons

  • Not in Every State: American Family is only in 19 states, and pay-as-you-go policies may not be available in all coverage areas.
  • Higher Average Rates: AmFam pay-as-you-go isn’t the cheapest at $54 per month. Compare Quotes Now: American Family Auto Insurance Review

#6 – Geico: Best for Mobile Tools

Pros

  • Competitive Discounts: Drivers can save up to 25% with Geico DriveEasy if they practice safe driving habits.
  • Financial Strength: Geico’s superior financial rating from A.M. Best reassures drivers that claims can be paid.
  • Online Management: According to Geico insurance reviews, its mobile app makes it easy to manage DriveEasy pay-as-you-go policies and file claims.

Cons

  • Average Claims Experience: Geico ranks below average for claims service due to slow processing times.
  • Higher Premiums: Although it’s usually one of the cheapest providers, Geico pay-as-you-go car insurance is more expensive than State Farm.

#7 – Allstate: Best for High-Mileage Drivers

Pros

  • Affordable Mileage Cap: With Allstate Milewise, the maximum miles you’ll be charged for in a single day are 250. Read More: Allstate Insurance Review
  • Affordable Rates: Allstate offers cheap pay-as-you-go car insurance for less than $50 per month.
  • Unique Perks: Drivers can earn Allstate Rewards points for their good driving habits. Simply sign up for the program to get started.

Cons

  • Limited Availability: Milewise by Allstate is only available in 21 states.
  • Rate Increases: Bad driving habits can increase your Allstate rates in some states, even if you’re signed up for a low-mileage policy.

#8 – Progressive: Best for Safe Drivers

Pros

  • Safe Driver Rewards: Your safe driving habits can lead to substantial discounts with Progressive. See a list of discounts in our guide: Progressive Review
  • Quick Sign-Up: Progressive focuses on innovative ways to bring you car insurance through its mobile pay-as-you-go insurance app.
  • No Long-Term Tracking: Snapshot stops tracking driving habits after your initial testing period is complete.

Cons

  • Rate Increases: Progressive Snapshot reviews show that it can increase rates if it tracks speeding or hard braking.
  • Limited Discounts: The initial participation discount is only available to new customers.

Pick Out the Right Pay-As-You-Go Plan Today

Liberty Mutual, Nationwide, and AAA are the best pay-as-you-go auto insurance companies.

Nationwide SmartMiles is available in more states, allowing more drivers to get cheap pay-as-you-go auto insurance with up to 40% off.

You should consider switching to car insurance on-the-go if you drive less than 10,000 miles a year or have been claim-free for a number of years.

You may also want to look at Progressive Snapshot for good driver auto insurance discounts to help lower rates for higher-mileage drivers.

When looking for the best pay-as-you-go insurance, consider factors such as pricing transparency, customer service reputation, and coverage flexibility.

Daniel Walker Licensed Auto Insurance Agent

Pay-per-mile insurance may not be the best option for everyone, but it is worth considering if you’re a safe driver, especially when Allstate offers a higher-mileage policy with its Milewise Unlimited plan.

The best way to find cheap pay-per-mile car insurance companies is to compare auto insurance quotes online and make sure you choose a policy that best fits your needs. Enter your ZIP code to get started on a quote comparison.

Frequently Asked Questions

What is the best pay-as-you-go car insurance?

Liberty Mutual, AAA, and Nationwide have the best pay-as-you-go car insurance. However, the best company for you depends on your needs. For example, if you want temporary coverage, pay-as-you-go insurance like Hugo may be a better fit. If you want to buy auto insurance online instantly, Progressive is a great option.

Is pay-as-you-go auto insurance cheaper?

When it comes to auto insurance, pay-as-you-go can be cheaper, depending on how much you drive. Pay-per-mile car insurance is best for people who don’t drive frequently, and it can save them money. However, it may not be as cost-effective for those who drive more often.

How much is pay-as-you-go car insurance?

The cost of pay-as-you-go insurance depends on several factors, including driving habits, mileage, location, vehicle, and provider. Whether you get daily pay auto insurance or standard pay-as-you-go coverage, you can find rates as low as $39 per month for minimum coverage. For full coverage, rates start at $115 per month.

To find the best car insurance with pay-by-the-day policies or a mileage-tracking pay-as-you-go plan, enter your ZIP code into our free comparison tool to see rates in your area.

Who should get pay-as-you-go auto insurance?

Pay-as-you-go is the best auto insurance for good drivers who don’t drive very often. Those who work from home or take public transportation, students in college, and drivers with another car idling at home could all save money with pay-per-mile insurance.

Is pay-as-you-go car insurance worth it?

Whether pay-per-mile insurance is worth it depends on your specific driving habits and needs. It can be a good option for those who don’t drive frequently, but it’s important to compare rates and consider any discounts you may be eligible for before making a decision.

How do pay-as-you-go auto insurance companies check mileage?

Insurance companies may use various methods to track your mileage, including odometer readings, global positioning systems (GPS), and plug-in devices.

Learn More: Best Pay-As-You-Go Auto Insurance in Virginia

Can you combine pay-per-mile and usage-based insurance savings?

No. These are two different types of policies. Comparing usage-based auto insurance quotes with traditional and pay-per-mile policies will help you determine which type of coverage saves you the most money. Enter your ZIP code to get free quotes now.

Can I get car insurance discounts with a pay-per-mile policy?

You may be eligible for the same discounts with car insurance pay-as-you-go as you would with traditional car insurance, such as a safe driver discount or low mileage discount. Be sure to ask your insurance provider about any discounts you may qualify for.

What happens if you exceed your annual mileage?

Some pay-per-mile insurance plans have penalties for exceeding your annual mileage limit. In contrast, others allow you to buy additional miles at a predetermined cost. Therefore, it’s important to keep track of how your mileage affects auto insurance so you don’t end up paying more than expected.

Is Allstate Milewise a good option for pay-as-you-go auto insurance?

Allstate Milewise is a good option if you drive closer to 10,000 miles per year but don’t want to worry about annual premiums. The Milewise program offers the choice between a pay-per-mile or an unlimited plan based on your distance driven, and the plug-in device is simple to install. Use our free quote tool to compare plans in your area.

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