What discounts does Progressive offer?

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Things to remember...
  • Progressive is well-known for providing affordable rates on car insurance in the United States
  • Many drivers may be able to take advantage of discounts available through Progressive to save even more money on their auto insurance premium
  • Take time to compare a Progressive quote against a few other car insurance quotes before you make a purchase


Finding a way to save money on car insurance is understandably a top priority. After all, you must have car insurance coverage in order to drive legally, but you need to keep your premium as low as possible for budget purposes. If you are thinking about getting a quote for car insurance from Progressive, you may be wondering what to expect from this provider.

Many people have seen TV commercials from Progressive that announce how much money the average driver may save by switching coverage to car insurance.

Progressive offers an astounding 36 different types of car insurance discounts to its drivers. However, this does not necessarily mean that Progressive will have the best rates for you, and it is necessary to shop around to find the best rates possible.

Understanding How Car Insurance Rates Are Determine

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Each car insurance company analyzes similar factors to determine car insurance rates, but the way they analyze these factors can vary. A few of the common factors that most providers look at include:

  • Your driving record
  • The details about the vehicle being insured
  • Your personal details, such as age and gender
  • Your zip code
  • How much you drive
  • Your credit rating

Getting a Quote From Progressive

Getting a quote for new coverage from Progressive is easy to do, and many drivers will request a quote over the phone or by calling the company directly. However, before you do this, you need to determine the amount of coverage you need and the type of coverage. Some of the common coverage types include:

  • Liability coverage
  • Collision insurance
  • Comprehensive insurance
  • Personal or bodily injury coverage
  • Personal property coverage

Additional coverage for towing service, rental car coverage, and other benefits may also be available through different insurers.

Exploring Progressive Car Insurance Discounts

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Progressive was founded in 1937, and it now offers insurance in the United States and Australia. In addition to providing auto insurance, this large provider also offers motorcycle coverage, boat insurance, RV coverage, and more.

One of the reasons why Progressive has a great reputation for providing its customers with very low rates is because of the many auto insurance discounts it offers. In fact, drivers may qualify for up to 36 different discounts. When you learn more about these discounts, you may identify better ways to save money on a Progressive car insurance policy.

– Safety and Security Features

Progressive is one of the many car insurance companies that offer a discount if you insure a new car. In addition, discounts are available if you have safety and security features in your car, and these include:

  • VIN etching
  • Passive restraint
  • Lane departure warning
  • Forward collision warning
  • Adaptive cruise control
  • Adaptive headlights
  • Anti-lock brakes
  • Anti-theft system
  • Daytime running lights
  • Stability control

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– The Driver’s Experience

Experienced drivers may also benefit from special discounts if they have a good driving record. The company offers both a claims-free discount on a good driver discount. However, even younger drivers who may have less experience may qualify for age-related savings as well as for a discount for getting good grades in school. Seniors may also benefit from a special discount for additional savings.

– Family Legacy

Progressive is a car insurance company that values consumer loyalty. It offers a family legacy discount for those who have multiple generations insured by the company. There is also a general loyalty discount for long-time customers to benefit from.

– Bill Payment

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Progressive also offers multiple discounts based on how you pay your bill. For example, paying the premium in full may qualify you for a discount. Paperless billing and automated payments can also yield additional savings on your premium payment.

– Other Discounts

These are only a few of the many discounts that you can qualify for through Progressive. Some of the other options available include:

  • Multiple driver or multiple vehicle discounts
  • Married couple discount
  • Switching providers
  • Stable residence
  • Good credit scores
  • Shopping online

Comparing Multiple Quotes

While some drivers will only request one quote for coverage and will be happy with any savings they find, others may prefer to compare at least three or four different quotes.

When you request quotes, always ensure that the provider has a great reputation and is financially sound as a first step.

Then, you can easily request quotes online and compare the quotes.

Helpful Comparison Tips

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Requesting and comparing multiple car insurance quotes can seem time-consuming and complicated. These tips may help you to eliminate the hassle when you are searching for the best car insurance rate.

  • Request quotes for the same coverage types and amounts from each provider. This makes it easy to make a fast apples-to-apples comparison.
  • Request quotes online to save time and to enjoy the convenience of requesting quotes at any time of day.
  • Ask the provider about any additional discounts that you may qualify for with minimal effort. For example, you may be able to save money on your premium if you take a short defensive driving class online.

Buying car insurance is a necessity, but you do not want to spend more time or money than necessary getting the coverage you need. Whether you are getting quotes from Progressive or another company, use these tips to compare quotes with ease, and always look for car insurance discounts that could help you to save money on your premium.

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