Esurance Auto Insurance Discounts (2023)
You could save up to 25% with Esurance DriveSense and other auto insurance discounts. Esurance also offers a defensive driving discount for seniors looking to sharpen their road skills and save. Below, you can evaluate the Esurance auto insurance discounts list to see if the company is right for you.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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When comparing insurance providers, like Allstate vs. Esurance or Esurance vs. Progressive auto insurance, consider available discounts. Auto insurance discounts are one of the best ways customers can save on their rates.
When evaluating an Esurance auto insurance review, some drivers ask “is Esurance Allstate?” since it exists under the parent company Allstate and offers similar discounts.
Esurance full coverage auto insurance offers a quick, painless sign-up process and the ability to earn significant savings by switching. Read on to evaluate the Esurance discounts list to determine if the company is right for you or if you qualify for additional savings on an existing Esurance auto insurance policy.
Esurance Auto Insurance Policy Discounts
There are numerous Esurance car insurance discounts available for drivers based on their policies. For example, some policyholders could save if they purchase more than one policy from Esurance or insure more than one vehicle.
Below is a list of policy discounts offered by Esurance.
- Fast 5 discount: Esurance has a 5% discount for drivers who get an Esurance quote and sign up with a policy through the company website.
- Multi-car discount: You should get a small discount if you have more than one car insured on your policy. Read more about how to get a multi-vehicle auto insurance discount.
- Multiple line discount: If you bundle a renters or homeowners policy with your auto policy, Esurance will give you a discount.
- Full payment: You can earn a discount if you pay your premium in full at the start of the policy instead of paying monthly. Read more about how to get a pay-in-full auto insurance discount.
Esurance claims drivers save an average of $462 on their car insurance premiums, making it an affordable car insurance policy for most drivers. Most discounts won’t apply if you only purchase temporary Esurance rental car coverage since they’re primarily for owned vehicles. Read on to learn more about how to lower car insurance rates with Esurance discounts.
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Esurance Auto Insurance Driver Discounts
You could also save on your Esurance auto insurance policy based on your driving. While Esurance doesn’t have car insurance discounts for teachers or other occupations, there are numerous general discounts. Esurance’s discounts based on driving are listed below:
- Claim-free discount: A clean record will earn you a discount on your auto insurance policy.
- Esurance DriveSense: The Esurance DriveSense programs offers drivers a 5% discount just for signing up with the app, with the chance to save up to 25% more if you drive safely. Read more about usage-based auto insurance.
- Good student discount: Students who meet Esurance’s qualifications can earn a small good student discount.
- Defensive driver discount: In some states, drivers older than 50 and young drivers can earn a defensive driver discount for completing a defensive driving course.
The DriveSense discount is one of the best ways to save on your auto insurance policy with Esurance since you earn immediate savings and a customized discount based on how safely you drive. These discounts allow policyholders to get add-ons like Esurance roadside assistance coverage.
Esurance Auto Insurance Vehicle Discounts
Owners of expensive or high-risk vehicles will have higher auto insurance rates than dependable, lower-cost car owners. However, depending on your vehicle type, Esurance will make deductions based on your vehicle’s safety features and ratings, listed below.
- Anti-lock brake discount: Anti-lock brakes usually earn drivers a small Esurance discount in most states. Read more about how to get an anti-lock brakes auto insurance discount.
- Anti-theft discount: Alarms and other anti-theft devices can reduce your Esurance car insurance costs. Read more about how to get an anti-theft auto insurance discount.
- Safe car discount: The better your vehicle’s safety rating, the more likely you’ll receive an Esurance discount.
Insurers such as Esurance usually consider any feature discouraging theft and encouraging safe driving for discounts. Generally, your Esurance quote considers your car’s make and model. If you have an expensive vehicle or one with few safety features, it may cost more to insure.
How to Lower Auto Insurance Rates With Esurance Discounts
Esurance insurance company doesn’t offer as many discounts as the best auto insurance companies since it’s already designed to be cheaper than its competitors to get full coverage with Esurance. So, check out the Esurance discounts list and compare quotes from various insurers to decide if the company works for you.
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If Esurance isn’t right for you, one of the best ways to find a cheap company is to compare rates between companies. Enter your ZIP code into our free quote comparison tool below to find the best auto insurance rates from companies in your area.
Frequently Asked Questions
What discounts does Esurance offer for auto insurance?
Esurance offers various discounts to help customers save on their auto insurance premiums. Some common Esurance discounts include:
- Multi-policy discount: Save when you bundle your Esurance auto insurance with other policies, such as home or renters insurance.
- Safe driver discount: Receive an Esurance discount for maintaining a clean driving record with no accidents or violations.
- Defensive driving course discount: Complete an approved defensive driving course and qualify for a discount.
- Good student discount: You can get an Esurance good student discount if you have good grades in high school or college.
- Anti-theft device discount: If your car has an anti-theft system installed, you may be eligible for an Esurance discount.
- Paid-in-full discount: Pay your premium in full instead of monthly installments and receive an Esurance discount.
- Multi-car discount: Insure multiple vehicles with Esurance to receive a discount.
- Switch & save discount: Save when you switch to Esurance from another insurance provider.
How can I determine which discounts I qualify for with Esurance?
When getting a quote or purchasing a policy with Esurance, the company will ask you various questions to determine your eligibility for discounts. They’ll consider factors such as your driving history, vehicle features, and personal information to identify any applicable Esurance discounts.
You can also contact Esurance directly to inquire about specific discounts and their eligibility requirements.
Can I combine multiple discounts to save even more on my Esurance auto insurance?
Yes, in many cases, you can combine multiple discounts to maximize your savings on Esurance auto insurance. However, keep in mind that the availability and specific rules for combining discounts may vary.
Speak with an Esurance representative or review the terms and conditions to understand the options for combining discounts.
Do Esurance auto insurance discounts vary by state?
Yes, Esurance auto insurance discounts can vary by state. Each state has its own regulations and guidelines regarding insurance discounts, and Esurance tailors its offerings to comply with these requirements.
Some discounts may not be available in certain states or may have different eligibility criteria. When obtaining a quote or purchasing a policy, you can ask for an Esurance discounts list for your specific state.
How can I apply for Esurance auto insurance discounts?
When you get a quote or purchase a policy with Esurance, they’ll automatically assess your eligibility for applicable discounts based on the information you provide. If you qualify for any discounts, they get applied to your premium.
You can also contact Esurance directly to inquire about discounts, update your policy to ensure you are receiving all eligible discounts, or learn how to lower your Esurance car insurance.
Can I get discounts on my Esurance auto insurance if I have multiple vehicles?
Yes, Esurance offers a multi-car discount for insuring multiple vehicles on the same policy. By insuring multiple cars with Esurance, you can enjoy additional savings on your premiums. This discount can be beneficial for households with multiple drivers and vehicles.
Are there any loyalty or renewal discounts available with Esurance auto insurance?
Esurance car insurance may offer loyalty or renewal discounts to reward customers who continue to renew their policies with them. These discounts are designed to encourage customer loyalty and may provide a reduction in premiums or other benefits. It’s recommended to inquire with Esurance about any loyalty or renewal discounts that may be available to you.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.