What discounts does Esurance offer?
Esurance has various discounts, from safe driver to multiple line policy discounts. Here's all the Esurance car insurance discounts you may be eligible for.
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UPDATED: Jul 19, 2022
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UPDATED: Jul 19, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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When comparing insurance providers, like Progressive vs. Esurance or Allstate vs. Esurance, consider available discounts. Car insurance discounts are one of the best ways customers can save on their rates.
When evaluating an Esurance auto insurance review, some drivers ask “is Esurance Allstate?” since it exists under the parent company Allstate and offers similar discounts.
Esurance full coverage offers a quick, painless sign-up process and the ability to earn significant savings by switching. Read on to learn about the discounts Esurance offers so you can decide if it’s right for you or if you qualify for additional savings on an existing Esurance policy.
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Esurance Policy Discounts
There are numerous discounts available for drivers based on their policies. For example, some policyholders could save if they purchase more than one policy from Esurance or insure more than one vehicle.
Below is a list of policy discounts offered by Esurance.
- Fast 5 discount. Esurance has a 5% discount for drivers who get an Esurance quote and sign up with a policy through the company website.
- Multi-car discount. You should get a small discount if you have more than one car insured on your policy.
- Multiple line discount. If you bundle a renters or homeowners policy with your auto policy, Esurance will give you a discount.
- Full payment. You can earn a discount if you pay your premium in full at the start of the policy instead of paying monthly.
Esurance claims drivers save an average of $462 on their car insurance premiums, making it an affordable car insurance policy for most drivers.
Most discounts won’t apply if you only purchase temporary Esurance rental car coverage since they’re primarily for owned vehicles.
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Esurance Driver Discounts
You could also save on your Esurance auto insurance policy based on your driving. While Esurance doesn’t have car insurance discounts for teachers or other occupations, there are numerous general discounts. Esurance’s discounts based on driving are listed below.
- Claim-free discount. A clean record will earn you a discount on your auto insurance policy.
- DriveSense discount. Esurance has a DriveSense program offering drivers a 5% discount just for signing up with the app.
- Good student discount. Students who meet Esurance’s qualifications can earn a small good student discount.
- Defensive driver discount. In some states, drivers older than 50 and young drivers can earn a defensive driver discount for completing a defensive driving course.
DriveSense is one of the best ways to save on your auto insurance policy with Esurance since you earn an initial discount and a customized discount based on how safely you drive. These discounts allow policyholders to get add-ons like Esurance roadside assistance.
Esurance Vehicle Discounts
Owners of expensive or high-risk vehicles will have higher auto insurance rates than dependable, lower-cost car owners. However, depending on your vehicle type, Esurance will make deductions based on your vehicle’s safety features and ratings, listed below.
- Anti-lock brake discount. Anti-lock brakes usually earn drivers a small discount in most states.\
- Anti-theft discount. Alarms and other anti-theft devices can reduce your auto insurance costs.
- Safe car discount. The better your vehicle’s safety rating, the more likely you’ll receive an insurance discount.
Insurers usually consider any feature discouraging theft and encouraging safe driving for discounts. Generally, your Esurance quote considers your car’s make and model. If you have an expensive vehicle or one with few safety features, it may cost more to insure.
The Final Word on Esurance Auto Insurance Discounts
Esurance insurance company doesn’t offer as many auto insurance discounts as other companies since it’s already designed to be cheaper than its competitors to get full coverage with Esurance. So the best way to see if Esurance is within your budget with its discounts is to get an Esurance quote.
If Esurance isn’t right for you, one of the best ways to find a cheap company is to compare rates between companies. Use our free quote comparison tool to find the best auto insurance rates from companies in your area.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.