Can I file an insurance claim without a police report?

It can be troubling to be involved in a car accident, no matter how big or small. If you’re in this situation, you need to know what to do next, and if your vehicle has sustained some damage, how to get it repaired and back on the road.  Yet, if insurance is involved, what’s the…

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Does auto insurance cover key replacement?

If you’ve ever misplaced your car keys, you understand the anxiety involved in getting a replacement. The hassle of obtaining a new key multiplies when it’s a key fob, as these can cost hundreds of dollars. Unfortunately, filing stolen car keys insurance claims for a replacement key for your car can add to the stress….

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Are auto insurance accident proceeds taxed?

Are insurance proceeds taxable? Well, after a vehicle accident, you may receive compensation. If this happens, one of your next actions should be determining whether you received if the car totaled insurance payout is taxable.  Learning about whether or not accident insurance funds are taxable is vital. However, the Internal Revenue Service (IRS) has specific…

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Can your auto insurance company drop you after a claim?

Whether you are wondering if you can cancel car insurance or if an insurance company can drop you after an accident, the answer is yes to both. You can cancel car insurance whenever you want, even after an accident.  You may have to pay a cancellation fee if you cancel before the end of your…

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Is it worth claiming a scratch on your auto insurance?

With the cost to repair some scratches going into the hundreds or even thousands of dollars, it is easy to understand why car owners would want to file a car insurance claim for a scratch. But how much does insurance pay for scratches on a car? Is a scratch on a car considered an accident?…

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Do auto insurance companies drug test? (2025)

Insurance companies don’t require a drug test for a client to obtain auto insurance. An insurer for an automobile policy will also never request a drug test when you file a claim. So if you were worried, and asking questions such as, “Does Esurance drug test potential customers?” or “Does USAA drug test for car…

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Can I keep my car if the insurance company totals it? (2025)

If my car is totaled, can I keep it? You can keep your car if the insurance company totals it and your state laws allow you to keep it with a salvage title. However, your state may not allow you to drive or sell vehicles with salvage titles. You’ll also get a smaller insurance payout…

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How to Dispute an Auto Insurance Claim in 2025 (Follow These 5 Steps)

How you dispute an auto insurance claim is by taking specific steps to strengthen your case. One might ask, can you dispute an auto insurance claim? Yes, start by gathering all relevant evidence, such as accident reports and repair estimates, and submit a detailed appeal letter to your insurer. Learn more information: How to File…

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How to Pay Your Auto Insurance Deductible in 2025 (Follow These 5 Steps)

How to pay your auto insurance deductible is a key process every driver should understand, with the average policyholder paying about $45/month for minimum coverage. When considering where to compare auto insurance rates, it’s important to note that many policyholders rely on auto insurance comparison tools to find competitive monthly rates. Begin by submitting your…

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What is a fair settlement for an auto accident?

If you’ve been in a car accident, the last thing you want to worry about is getting a fair insurance settlement. But, what is a fair settlement for an auto accident? Many vehicular accident victims should be adequately compensated for damages relating to personal injuries, including pain and suffering, and property loss. People coming out…

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Does auto insurance cover broken car windows?

If you wake up one morning to find that someone has broken into your car through a side window, one of your first worries will be the expense of fixing the damage. You may wonder if car insurance covers broken windows. Read on to learn how it works. Compare coverage options with many companies side-by-side….

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Can my auto insurance company sue me?

Many people fear being sued, and rightly so, as being involved in a lawsuit is an expensive and time-consuming process. If you’ve been involved in an accident, you may even worry that your auto insurance company might sue you. It can cause you to wonder “can my insurance company sue me?” Could you face a…

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If someone hits my car, do I call my insurance or theirs?

If you’re in a car accident, you might feel disoriented and unsure about what steps to take next. Even if you believe you know who’s at fault, you may be uncertain about which insurance company to call. You may also wonder if it’s advisable to communicate with the other party’s insurance company. Additionally, if you…

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Does auto insurance cover stolen vehicles? (2025)

Does auto insurance cover stolen vehicles? If you only have your state’s minimum liability insurance coverage, you will not be eligible to get a stolen car insurance payout in the event of a theft. Instead, you will need to have full coverage insurance that includes comprehensive auto insurance if you want your stolen car covered….

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Does a denied claim affect my auto insurance rate? (2025)

A denied auto insurance claim doesn’t always affect your auto insurance rates, but it could in certain situations, such as if you filed an at-fault claim. Insurers may still review your claims history, approved or not, when assessing risk, since your driving record and claims history are both factors that affect your auto insurance rates….

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Top 7 Factors That Affect Auto Insurance Rates (2025)

The top factors that affect auto insurance rates include shopping for quotes, coverage choice, and much more. For example, while liability insurance costs around $45/mo on average, you’ll pay $119/mo for full coverage. Read More: Cheap Full Coverage Auto Insurance While understanding that great auto insurance could save you from financial ruin is one thing,…

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Top 5 Tips for Avoiding Highway Hypnosis (2025)

Imagine you’ve finished up work for the day, and you’re heading home. You get into your car and start down the same route you always take. Before you know it, you’ve pulled into your driveway. You don’t remember anything, not even if you followed traffic laws. Highway hypnosis might sound mystical, but it’s a common…

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The Consequences and Dangers of Speeding (2025)

There are many surprising statistics about speeding in America. You probably don’t know which car model has the highest rate of ticketing or just how dangerous going over the limit really is. Below is a collection of speeding data to get you up to speed about driving fast. Read through the speeding statistics, speeding facts,…

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