Cadillac Escalade Insurance Cost Auto Insurance (2023)
Cadillac Escalade insurance rates cost $159 per month ($1,904 per year). On average, comprehensive coverage costs $464, collision coverage costs $677, and liability coverage costs $537 for Cadillac Escalade insurance.
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Written by
Rachel Bodine |
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Reviewed by
Daniel Walker
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UPDATED: Jul 18, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 18, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,904 a year or $159 each month
- A liability-only policy costs around $763 a year or $64 each month
- Highest rates are for teenage drivers at around $6,959 a year or $580 each month
- Good drivers can save as much as $785 a year by earning policy discounts
- Cadillac Escalade insurance costs around $385 more per year than the average vehicle
Cadillac Escalade insurance rates are $385 more expensive than the average vehicle. Full coverage Cadillac insurance rates are $159 per month. If you’re a good driver you can save up to $785 per year on Cadillac insurance rate. Continue reading to learn more.
You can start comparing quotes for Cadillac Escalade auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
Cadillac Escalade Insurance Cost
The average auto insurance costs for a Cadillac Escalade are $1,904 a year or $159 a month.
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Are Cadillac Escalades Expensive to Insure?
The chart below details how Cadillac Escalade insurance rates compare to other SUVs like the Cadillac XT5, Mitsubishi Outlander Sport, and Nissan Pathfinder.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac Escalade | $458 | $780 | $466 | $1,904 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Nissan Pathfinder | $294 | $452 | $390 | $1,294 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Kia Telluride | $376 | $688 | $316 | $1,516 |
| Volvo XC90 | $346 | $600 | $390 | $1,494 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac Escalade Insurance?
The Cadillac Escalade trim and model you choose can impact the total price you will pay for Cadillac Escalade insurance coverage.
Age of the Vehicle
Older Cadillac Escalade models generally cost less to insure. For example, auto insurance rates for a 2020 Cadillac Escalade are $1,904, while 2010 Cadillac Escalade rates are $1,530, a difference of $374.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Cadillac Escalade | $458 | $780 | $466 | $1,904 |
| 2019 Cadillac Escalade | $438 | $750 | $488 | $1,876 |
| 2018 Cadillac Escalade | $420 | $744 | $498 | $1,862 |
| 2017 Cadillac Escalade | $406 | $726 | $520 | $1,852 |
| 2016 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
| 2015 Cadillac Escalade | $370 | $672 | $554 | $1,796 |
| 2014 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
| 2013 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
| 2012 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
| 2011 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
| 2010 Cadillac Escalade | $296 | $454 | $580 | $1,530 |
Driver Age
Driver age can have a significant effect on the cost of Cadillac Escalade auto insurance. For example, 30-year-old drivers pay approximately $84 more for their Cadillac Escalade auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Cadillac Escalade insurance rates. For example, drivers in Los Angeles may pay $1,047 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Cadillac Escalade auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac Escalade auto insurance rates with violations on their driving record.
Cadillac Escalade Safety Ratings
Your Cadillac Escalade auto insurance rates are tied to the Cadillac Escalade’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Cadillac Escalade Crash Test Ratings
If the Cadillac Escalade crash test ratings are good, you could have lower Cadillac Escalade auto insurance rates. See Cadillac Escalade crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Cadillac Escalade SUV 4WD | N/R | N/R | 5 stars | 3 stars |
| 2020 Cadillac Escalade SUV 2WD | N/R | N/R | 5 stars | 3 stars |
| 2020 Cadillac Escalade ESV SUV RWD | N/R | N/R | 5 stars | 3 stars |
| 2020 Cadillac Escalade ESV SUV 4WD | N/R | N/R | 5 stars | 3 stars |
| 2019 Cadillac Escalade SUV RWD | N/R | N/R | 5 stars | 3 stars |
| 2019 Cadillac Escalade SUV AWD | N/R | N/R | 5 stars | 3 stars |
| 2019 Cadillac Escalade ESV SUV RWD | N/R | N/R | 5 stars | 3 stars |
| 2019 Cadillac Escalade ESV SUV AWD | N/R | N/R | 5 stars | 3 stars |
| 2018 Cadillac Escalade SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Cadillac Escalade SUV AWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Cadillac Escalade ESV SUV RWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2018 Cadillac Escalade ESV SUV AWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2017 Cadillac Escalade SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Cadillac Escalade SUV AWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Cadillac Escalade ESV SUV RWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2017 Cadillac Escalade ESV SUV AWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2016 Cadillac Escalade SUV RWD | N/R | N/R | 5 stars | 3 stars |
| 2016 Cadillac Escalade SUV AWD | N/R | N/R | 5 stars | 3 stars |
| 2016 Cadillac Escalade ESV SUV RWD | N/R | N/R | 5 stars | 3 stars |
| 2016 Cadillac Escalade ESV SUV AWD | N/R | N/R | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac Escalade Safety Features
The more safety features you have on your Cadillac Escalade, the more likely it is that you can earn a discount. The Cadillac Escalade’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Adjustable Pedals
- Traction Control
Cadillac Escalade Insurance Loss Probability
Another contributing factor that plays a direct role in Cadillac Escalade insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 56% |
|---|---|
| Property Damage | N/A |
| Comprehensive | 22% |
| Personal Injury | N/A |
| Medical Payment | N/A |
| Bodily Injury | N/A |
| Source: Insurance Institute for Highway Safety | |
Cadillac Escalade Finance and Insurance Cost
If you are financing a Cadillac Escalade, you will pay more if you purchase Cadillac Escalade auto insurance at the dealership, so be sure to shop around and compare Cadillac Escalade auto insurance quotes from the best companies using our FREE tool below.
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5 Ways to Save on Cadillac Escalade Insurance
Although it may seem like your Cadillac Escalade auto insurance rates are set, there are a few measures that you can take to secure the best Cadillac Escalade auto insurance rates possible. Take a look at the following five ways to save on Cadillac Escalade auto insurance.
- Choose a Cadillac Escalade with Cheaper Repair Costs
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- Ask About Cadillac Escalade Safety Discounts
- Buy a Cadillac Escalade with an Anti-Theft Device
- Consider Renting a Car Instead of Buying a Second Cadillac Escalade
Top Cadillac Escalade Insurance Companies
Who is the top auto insurance company for Cadillac Escalade insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac Escalade auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac Escalade offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Cadillac Escalade Insurance Quotes Online
You can start comparing quotes for Cadillac Escalade auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Rachel Bodine |
|
Reviewed by
Daniel Walker
|