Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 20, 2020

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Key takeaways:

  • Full coverage costs around $1,904 a year or $159 each month
  • A liability-only policy costs around $763 a year or $64 each month
  • Highest rates are for teenage drivers at around $6,959 a year or $580 each month
  • Good drivers can save as much as $785 a year by earning policy discounts
  • Cadillac Escalade insurance costs around $385 more per year than the average vehicle

Cadillac Escalade insurance rates are $385 more expensive than the average vehicle. Full coverage Cadillac insurance rates are $159 per month. If you’re a good driver you can save up to $785 per year on Cadillac insurance rate. Continue reading to learn more.

You can start comparing quotes for Cadillac Escalade auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Cadillac Escalade Insurance Cost

The average auto insurance costs for a Cadillac Escalade are $1,904 a year or $159 a month.

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Are Cadillac Escalades Expensive to Insure?

The chart below details how Cadillac Escalade insurance rates compare to other SUVs like the Cadillac XT5, Mitsubishi Outlander Sport, and Nissan Pathfinder.

Vehicle Comprehensive Collision Liability Total
Cadillac Escalade $458 $780 $466 $1,904
Cadillac XT5 $376 $718 $372 $1,624
Mitsubishi Outlander Sport $280 $512 $332 $1,260
Nissan Pathfinder $294 $452 $390 $1,294
Acura MDX $376 $562 $372 $1,468
Kia Telluride $376 $688 $316 $1,516
Volvo XC90 $346 $600 $390 $1,494
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac Escalade Insurance?

The Cadillac Escalade trim and model you choose can impact the total price you will pay for Cadillac Escalade insurance coverage.

Age of the Vehicle

Older Cadillac Escalade models generally cost less to insure. For example, auto insurance rates for a 2020 Cadillac Escalade are $1,904, while 2010 Cadillac Escalade rates are $1,530, a difference of $374.

Model Year Comprehensive Collision Liability Total
2020 Cadillac Escalade $458 $780 $466 $1,904
2019 Cadillac Escalade $438 $750 $488 $1,876
2018 Cadillac Escalade $420 $744 $498 $1,862
2017 Cadillac Escalade $406 $726 $520 $1,852
2016 Cadillac Escalade $392 $696 $536 $1,824
2015 Cadillac Escalade $370 $672 $554 $1,796
2014 Cadillac Escalade $356 $624 $564 $1,744
2013 Cadillac Escalade $342 $588 $570 $1,700
2012 Cadillac Escalade $328 $526 $574 $1,628
2011 Cadillac Escalade $306 $484 $574 $1,564
2010 Cadillac Escalade $296 $454 $580 $1,530
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Driver Age

Driver age can have a significant effect on the cost of Cadillac Escalade auto insurance. For example, 30-year-old drivers pay approximately $84 more for their Cadillac Escalade auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac Escalade insurance rates. For example, drivers in Los Angeles may pay $1,047 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac Escalade auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac Escalade auto insurance rates with violations on their driving record.

Cadillac Escalade Safety Ratings

Your Cadillac Escalade auto insurance rates are tied to the Cadillac Escalade’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Cadillac Escalade Crash Test Ratings

If the Cadillac Escalade crash test ratings are good, you could have lower Cadillac Escalade auto insurance rates. See Cadillac Escalade crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Cadillac Escalade SUV 4WD N/R N/R 5 stars 3 stars
2020 Cadillac Escalade SUV 2WD N/R N/R 5 stars 3 stars
2020 Cadillac Escalade ESV SUV RWD N/R N/R 5 stars 3 stars
2020 Cadillac Escalade ESV SUV 4WD N/R N/R 5 stars 3 stars
2019 Cadillac Escalade SUV RWD N/R N/R 5 stars 3 stars
2019 Cadillac Escalade SUV AWD N/R N/R 5 stars 3 stars
2019 Cadillac Escalade ESV SUV RWD N/R N/R 5 stars 3 stars
2019 Cadillac Escalade ESV SUV AWD N/R N/R 5 stars 3 stars
2018 Cadillac Escalade SUV RWD 4 stars 4 stars 5 stars 3 stars
2018 Cadillac Escalade SUV AWD 4 stars 4 stars 5 stars 3 stars
2018 Cadillac Escalade ESV SUV RWD 4 stars 5 stars 5 stars 3 stars
2018 Cadillac Escalade ESV SUV AWD 4 stars 5 stars 5 stars 3 stars
2017 Cadillac Escalade SUV RWD 4 stars 4 stars 5 stars 3 stars
2017 Cadillac Escalade SUV AWD 4 stars 4 stars 5 stars 3 stars
2017 Cadillac Escalade ESV SUV RWD 4 stars 5 stars 5 stars 3 stars
2017 Cadillac Escalade ESV SUV AWD 4 stars 5 stars 5 stars 3 stars
2016 Cadillac Escalade SUV RWD N/R N/R 5 stars 3 stars
2016 Cadillac Escalade SUV AWD N/R N/R 5 stars 3 stars
2016 Cadillac Escalade ESV SUV RWD N/R N/R 5 stars 3 stars
2016 Cadillac Escalade ESV SUV AWD N/R N/R 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac Escalade Safety Features

The more safety features you have on your Cadillac Escalade, the more likely it is that you can earn a discount. The Cadillac Escalade’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Adjustable Pedals
  • Traction Control

Cadillac Escalade Insurance Loss Probability

Another contributing factor that plays a direct role in Cadillac Escalade insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 56%
Property Damage N/A
Comprehensive 22%
Personal Injury N/A
Medical Payment N/A
Bodily Injury N/A
Source: Insurance Institute for Highway Safety
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Cadillac Escalade Finance and Insurance Cost

If you are financing a Cadillac Escalade, you will pay more if you purchase Cadillac Escalade auto insurance at the dealership, so be sure to shop around and compare Cadillac Escalade auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Cadillac Escalade Insurance

Although it may seem like your Cadillac Escalade auto insurance rates are set, there are a few measures that you can take to secure the best Cadillac Escalade auto insurance rates possible. Take a look at the following five ways to save on Cadillac Escalade auto insurance.

  • Choose a Cadillac Escalade with Cheaper Repair Costs
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Ask About Cadillac Escalade Safety Discounts
  • Buy a Cadillac Escalade with an Anti-Theft Device
  • Consider Renting a Car Instead of Buying a Second Cadillac Escalade

Top Cadillac Escalade Insurance Companies

Who is the top auto insurance company for Cadillac Escalade insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac Escalade auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac Escalade offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Cadillac Escalade Insurance Quotes Online

You can start comparing quotes for Cadillac Escalade auto insurance rates from some of the best auto insurance companies by using our free online tool now.