Jeep Patriot Insurance Cost Estimate [Rates + Cheap Coverage Guide]
Average Jeep Patriot insurance rates cost $105 per month ($1,258 per year). Shop around to find cheap Jeep Patriot insurance rates. On average, Jeep Patriot comprehensive insurance coverage costs $306, collision coverage costs $447, and liability coverage costs $355.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 18, 2020
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Key takeaways:
- Full coverage costs around $1,258 a year or $105 each month
- A liability-only policy costs around $505 a year or $42 each month
- Highest rates are for teenage drivers at around $4,598 a year or $383 each month
- Good drivers can save as much as $519 a year by earning policy discounts
- Jeep Patriot insurance costs around $261 less per year than the average vehicle
Jeep Patriot insurance rates are $105 per month for full coverage, $42 per month for liability-only coverage, and $383 for teenage drivers. Learn more about how much you can save on Jeep Patriot insurance rates in our guide.
You can start comparing quotes for Jeep Patriot auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Jeep Patriot Insurance Cost
The average Jeep Patriot auto insurance costs are $1,258 a year or $105 a month.
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Are Jeep Patriots Expensive to Insure?
The chart below details how Jeep Patriot insurance rates compare to other SUVs like the Chevrolet Traverse, Nissan Armada, and Honda Passport.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| Honda Passport | $362 | $656 | $316 | $1,470 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
| Jaguar F-PACE | $470 | $982 | $398 | $2,008 |
| Nissan Pathfinder | $294 | $452 | $390 | $1,294 |
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
What Impacts the Cost of Jeep Patriot Insurance?
The Jeep Patriot trim and model you choose can impact the total price you will pay for Jeep Patriot auto insurance coverage.
Age of the Vehicle
Older Jeep Patriot models generally cost less to insure. For example, auto insurance for a 2017 Jeep Patriot costs $1,258, while the 2010 Jeep Patriot insurance costs are $1,074, a difference of $184.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Jeep Patriot | $248 | $436 | $416 | $1,258 |
| 2016 Jeep Patriot | $240 | $418 | $430 | $1,246 |
| 2015 Jeep Patriot | $226 | $404 | $442 | $1,230 |
| 2014 Jeep Patriot | $218 | $374 | $452 | $1,202 |
| 2013 Jeep Patriot | $208 | $352 | $456 | $1,174 |
| 2012 Jeep Patriot | $200 | $316 | $460 | $1,134 |
| 2011 Jeep Patriot | $188 | $292 | $460 | $1,098 |
| 2010 Jeep Patriot | $180 | $272 | $464 | $1,074 |
Driver Age
Driver age can have a significant impact on Jeep Patriot auto insurance rates. For instance, a 30-year-old driver may pay $55 more each year for Jeep Patriot auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Jeep Patriot insurance rates. For example, drivers in Phoenix may pay $692 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Jeep Patriot auto insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Patriot auto insurance rates with violations on their driving record.
Jeep Patriot Safety Ratings
Your Jeep Patriot auto insurance rates are influenced by the Jeep Patriot’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | P |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Jeep Patriot Crash Test Ratings
Jeep Patriot crash test ratings can impact your Jeep Patriot auto insurance rates. See Jeep Patriot crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2017 Jeep Patriot SUV FWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2017 Jeep Patriot SUV 4WD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2016 Jeep Patriot SUV 4WD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2016 Jeep Patriot SUV 2WD | 4 stars | 3 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jeep Patriot Safety Features
The Jeep Patriot safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Jeep Patriot auto insurance rates. The Jeep Patriot’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Jeep Patriot Insurance Loss Probability
Another contributing factor that affects Jeep Patriot auto insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -20% |
|---|---|
| Property Damage | 39% |
| Comprehensive | -35% |
| Personal Injury | 23% |
| Medical Payment | 21% |
| Bodily Injury | 40% |
| Source: Insurance Institute for Highway Safety | |
Jeep Patriot Finance and Insurance Cost
If you are financing a Jeep Patriot, you will pay more if you purchase Jeep Patriot auto insurance at the dealership, so be sure to shop around and compare Jeep Patriot auto insurance quotes from the best companies using our FREE tool below.
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5 Ways to Save on Jeep Patriot Insurance
Save more on your Jeep Patriot auto insurance rates. Take a look at the following five strategies that will get you the best Jeep Patriot auto insurance rates possible.
- Spy on Your Teen Driver
- Tell Your Insurer About Different Drivers or Uses for Your Jeep Patriot
- Tell Your Insurer How You Use Your Jeep Patriot
- Reduce Modifications on Your Jeep Patriot
- Pay Your Jeep Patriot Insurance Rates Upfront
Top Jeep Patriot Insurance Companies
Who is the top auto insurance company for Jeep Patriot insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Patriot auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Patriot offers.
| Rank | Company$ | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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