How Much are Jeep Grand Cherokee Insurance Rates?

Average Jeep Grand Cherokee car insurance rates cost $1,414 a year, or around $118 a month. Shop around to find cheap Jeep Grand Cherokee insurance rates. On average, Jeep Grand Cherokee comprehensive insurance coverage costs $344, collision coverage costs $503, and liability coverage costs $399.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,414 a year or $118 each month
  • A liability-only policy costs around $567 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,168 a year or $431 each month
  • Good drivers can save as much as $583 a year by earning policy discounts
  • Jeep Grand Cherokee insurance costs around $105 less per year than the average vehicle

Jeep Grand Cherokee insurance rates are on average $105 less yearly than the average vehicle. Full coverage costs around $1,414 a year or $118 a month.

Good drivers can save up to $583 a year by practicing safe driving habits. Let’s look at Jeep Grand Cherokee insurance rates, safety ratings, and more.

You can start comparing quotes for Jeep Grand Cherokee car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Grand Cherokee Insurance Cost

The average Jeep Grand Cherokee car insurance rates are $1,414 a year or $118 a month.

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Are Jeep Grand Cherokees Expensive to Insure?

The chart below details how Jeep Grand Cherokee insurance rates compare to other SUVs like the Mercedes-Benz GLE 350, Cadillac XT5, and Lexus RX 350.

Vehicle Comprehensive Collision Liability Total
Jeep Grand Cherokee $322 $562 $372 $1,414
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Cadillac XT5 $376 $718 $372 $1,624
Lexus RX 350 $358 $660 $440 $1,638
Audi Q7 $394 $714 $398 $1,664
Buick Enclave $348 $594 $372 $1,472
Chevrolet Suburban $336 $532 $372 $1,398
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However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Grand Cherokee Insurance?

You might have noticed that there is a multitude of factors that impact Jeep Grand Cherokee car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Jeep Grand Cherokee.

Age of the Vehicle

Older Jeep Grand Cherokee models generally cost less to insure. For example, car insurance rates for a 2020 Jeep Grand Cherokee are $1,414, while 2010 Jeep Grand Cherokee rates are $1,156, a difference of $258.

Model Year Comprehensive Collision Liability Total
2020 Jeep Grand Cherokee $322 $562 $372 $1,414
2019 Jeep Grand Cherokee $306 $542 $390 $1,396
2018 Jeep Grand Cherokee $294 $536 $398 $1,386
2017 Jeep Grand Cherokee $284 $524 $416 $1,382
2016 Jeep Grand Cherokee $274 $502 $430 $1,364
2015 Jeep Grand Cherokee $260 $484 $442 $1,344
2014 Jeep Grand Cherokee $250 $450 $452 $1,310
2013 Jeep Grand Cherokee $240 $424 $456 $1,278
2012 Jeep Grand Cherokee $230 $380 $460 $1,228
2011 Jeep Grand Cherokee $214 $350 $460 $1,182
2010 Jeep Grand Cherokee $206 $328 $464 $1,156
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Driver Age

Driver age can have a significant effect on the cost of Jeep Grand Cherokee car insurance. For example, a 20-year-old driver could pay around $144 more each month for their Jeep Grand Cherokee car insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Jeep Grand Cherokee insurance rates. For example, drivers in New York may pay $862 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Jeep Grand Cherokee car insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Grand Cherokee car insurance rates with violations on their driving record.

Jeep Grand Cherokee Safety Ratings

Your Jeep Grand Cherokee auto insurance rates are tied to the Jeep Grand Cherokee’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Poor
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Jeep Grand Cherokee Crash Test Ratings

Jeep Grand Cherokee crash test ratings can impact the cost of your Jeep Grand Cherokee car insurance. See Jeep Grand Cherokee crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2020 Jeep Grand Cherokee SUV 4WD 5 stars 4 stars 5 stars 4 stars
2020 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2020 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2019 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2019 Jeep Grand Cherokee SUV 4WD 5 stars 4 stars 5 stars 4 stars
2019 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2019 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2018 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2018 Jeep Grand Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2018 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2018 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2017 Jeep Grand Cherokee SUV 4WD 5 stars 5 stars 5 stars 4 stars
2017 Jeep Grand Cherokee SUV 2WD 4 stars 5 stars 5 stars 3 stars
2017 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2016 Jeep Grand Cherokee SUV 4WD 5 stars 5 stars 5 stars 4 stars
2016 Jeep Grand Cherokee SUV 2WD 4 stars 5 stars 5 stars 3 stars
2016 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Jeep Grand Cherokee Safety Features

The Jeep Grand Cherokee safety features can help lower insurance costs. According to AutoBlog, the 2020 Jeep Grand Cherokee has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor

Jeep Grand Cherokee Insurance Loss Probability

Another contributing factor that plays a direct role in Jeep Grand Cherokee insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -19%
Property Damage 11%
Comprehensive -29%
Personal Injury -38%
Medical Payment -40%
Bodily Injury -6%
Source: Insurance Institute for Highway Safety
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Jeep Grand Cherokee Finance and Insurance Cost

If you are financing a Jeep Grand Cherokee, most lenders will require your carry higher Jeep Grand Cherokee coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Grand Cherokee car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Jeep Grand Cherokee Insurance

Drivers can end up saving more money on their Jeep Grand Cherokee car insurance rates by employing any one of the following strategies.

  • Avoid the Temptation to File a Claim for Minor Incidents
  • Move to the Countryside
  • Don’t Assume your Jeep Grand Cherokee is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Check the Odometer on Your Jeep Grand Cherokee
  • Pay Your Jeep Grand Cherokee Insurance Upfront

Top Jeep Grand Cherokee Insurance Companies

Several insurance companies offer competitive rates for the Jeep Grand Cherokee based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Jeep Grand Cherokee drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Jeep Grand Cherokee Insurance Quotes Online

You can start comparing quotes for Jeep Grand Cherokee auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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