Insurify Auto Insurance Review [2020 Rate Quotes]

Insurify auto insurance reviews give the company an overall 4.7 rating. You'll have to enter contact information to get a quote, and top companies as well as smaller insurers are included, but for some you can't buy direct.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
Licensed Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/aiorg-live/d98a9f52-daniel-walker.png

UPDATED: May 4, 2020

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Insurify Overview
Key InfoDetailsSource
OwnerSnejina ZachariaInsurify
Founded2013Insurify
Headquarters222 Third St. #1320
Cambridge, MA 02142
Insurify
Phone(866) 373-0443Insurify
EmailSay Hello: hello@insurify.com

Media inquiries: press@insurify.com

Business partnerships & affiliates: partnerships@insurify.com
Insurify
Number of Employees11–50LinkedIn
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Are you looking for a quote comparison company? Wondering which comparison site is best for car insurance? Not all companies are accurate when they provide you with quote comparisons, which can lead to you picking the wrong car insurance provider. This quick review of Insurify will help you decide if the company is the right fit for you.

If you’re thinking of using Insurify to compare rates, it’s a good idea to first look into this company’s reputation and the process it uses to formulate rates.

To help you make sure you’re getting the best rate comparison possible, we’re going to cover all this and more in our Insurify auto insurance review.

We’ll discuss Insurify’s history, what online quotes are, how to compare car insurance quotes, and more.

If you want to start comparing insurance rates from the best auto insurance companies right now, enter your ZIP code in our free tool above.

Insurify Auto Insurance Ratings

Take a look at the table below to see some of the ratings Insurify has posted on its website.

Insurify Customer Satisfaction and Reviews
SiteCustomer Satisfaction RatingNumber of Reviews
Clearsurance3.82 / 5122
Facebook4.3 / 532
Google4.6 / 541
HighYa3.5 / 510
ShopperApproved4.8 / 52,577
Total Score4.7 / 52,782
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All of these sites measure customer satisfaction — the scores you see in the left column are averages based on customer review ratings. Insurify did well, as the average score from all of the sites together is 4.7 out of 5 stars.

Another satisfaction score we want to look at is the Better Business Bureau’s (BBB) rating for Insurify.

While Insurify is not a BBB accredited site, the BBB has given it a tentative rating of A+.

This rating is based on BBB’s normal criteria, but it excludes customer complaints and how the company honors its commitments with the BBB. However, the rating does look at the following:

  • Type of business
  • How long the company has been in business
  • Transparency of business practices
  • Any licensing and government actions the BBB is aware of
  • Advertising issues

Insurify’s rating is based solely on the above factors. If the BBB accredits Insurify at some point, then its review will include customer complaints and Insurify’s commitment to the BBB.

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Insurify History

Most people are more likely to trust a well-established company with a respectable reputation and history. To give you an idea of whether or not you can count on Insurify for accurate quotes, we’ll go over how the company started, what its purpose is, how it operates, and more. Let’s get started.

Insurify was founded in 2013 by three visionaries who used artificial intelligence to create a system that offers personalized quote comparison for home and auto insurance. How did they accomplish this?

The company partnered with multiple insurance companies and brokers to collect first-hand data on how rates are formulated. Watch the video below for more information on what Insurify offers.

The company’s website also provides comprehensive information on car insurance and home insurance so that you can find answers to your basic questions. Since its foundation, Insurify has been highly rated and earned $15 million in revenue.

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What auto insurance companies does Insurify offer?

Insurify represents a wide range of both regional and national insurance providers, including many of the top-rated insurance companies in the U.S. Take a look at the table below to see what major companies are on Insurify.

National Auto Insurance Companies on Insurify (2020)
CompaniesInsurify Composite ScoreCustomer Rating (out of 5 stars)Total Customer Reviews
AAA823.8411
AARPNR3.02
AIG662.77
Allstate863.61,109
American NationalNR3.612
Ameriprise783.540
Amica883.6252
Chubb1013.312
CSSA783.0176
Encompass633.510
Esurance914.54,722
Farmers833.4505
Geico873.43,735
The GeneralNR2.8188
The Hartford924.729,515
Liberty Mutual803.0855
MetLife742.7292
Nationwide844.33,848
Progressive783.32,954
Safeco854.11,801
State Farm833.52,186
Travelers813.4395
USAA944.11,030
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Insurify’s scores are based on analysis conducted by financial rating sites like Moody’s and A.M. Best, as well as customer satisfaction rating sites like J.D. Power. We also included the customer review scores on Insurify to give you an idea of what customers think of these companies. These reviews can help you to decide which insurance company is best for auto insurance that meets your needs.

Some of the companies have thousands of customer reviews, while others have just a handful. This is indicative of the size of the company. The bigger the company, the more customers there are to submit reviews. There are a lot of sources that provide auto insurance reviews, so you may need to look around for information on smaller companies.

In addition to the big names, Insurify is partnered with over a hundred regional companies.

These are companies that are specific to one geographical location, such as a state, and don’t sell policies nationwide. Because Insurify is partnered with so many companies, you can get quite a variety of quotes.

Insurify Auto Insurance Quotes

Now that you have a little background information, we want to get into how Insurify’s quotes work. Obviously, you want to know that the quotes you’re getting will be accurate and suited to your insurance needs, so we’ll explain exactly how they are generated.

So if you want to learn more about online auto insurance quotes and how to get one from Insurify, keep reading.

How do online auto insurance quotes work?

We’ve mentioned how Insurify uses artificial intelligence to formulate its quotes. Insurify’s car insurance quotes are based on the following factors:

  • Your location – Your ZIP code matters to insurers for a variety of reasons, as they will weigh risk factors like the crime, frequency of accidents, and potential for natural disasters in your area when issuing your insurance rate.
  • Your age and gender – Younger drivers are inexperienced, which means the average cost of teen auto insurance is higher. Crash data also shows that male drivers are riskier to insurer, so males typically pay more than females.
  • Your home – Homeowners often pay less, as there are bundling discounts for homeowners who also purchase auto insurance.
  • Your driving record – DUIs, accidents, and speeding tickets will raise your rates.
  • Your car – A car with a good crash rating and easy to find replacement parts will cost less to insure.
  • Your marital statusCar insurance is cheaper if you’re married than it is for single drivers, as there are two people responsible for the bills.

All insurers will use these factors to determine rates, so Insurify uses the data from insurers to give you accurate quotes when you fill out a quote form.

The catch is that even though insurers use the same factors to determine rates, they all value them a little bit differently, which is why the prices vary.

One insurer may charge more for accidents than DUIs or set higher prices for teens. You might also see your insurance rate change if you move from one state to another, or even from one neighborhood to another. This is because of the location-specific factors we mentioned earlier.

When you move, your insurer will raise or lower your rates depending on what risk factors are relevant to your area. If you move from a rural area to a bustling city with high crime rates, you will see an increase in price. Use our free rate tool below to start comparing auto insurance prices in your area.

How do I use Insurify to get an auto insurance quote?

Now that you know how quotes are formulated on Insurify, we want to go through the process of how you can use their system to compare car insurance online. Our step by step guide will walk you through the process to make it as easy for you as possible.

Stick with us to learn what the website’s quotes will look like and what information you will need to have on hand.

Step One – Visit Website

The first thing you will have to do is visit Insurify’s website. On the home page, you’ll see a quote box in the center of the screen.

Insurify Website Home Page

Select car for your quote type, enter your ZIP code, and click the orange start saving button.

Step Two – Fill Out Car Information

Insurify will ask for your vehicle year, make, model, trim, and body style.

Insurify Website Online Car Insurance Quote Car Information

Once you’ve filled out your vehicle information, Insurify will ask what you use the car for and if the car is paid off. This will help them calculate the annual mileage and determine if you need lease coverage.

Insurify Website Car Insurance Quote Car Details

After you’ve entered the information, you can continue on to driver information.

Step Three – Fill Out Driver Information

Once you reach the driver information section, Insurify will ask you for basic information:

  • Your name
  • Birthdate
  • What age you got your driver’s license and if your license is active
  • If your credit score is good or poor
  • Your highest level of education

Filling out this information allows for more accurate quotes to be prepared.

Insurify Website Car Insurance Quote Driver Information

Insurify will also ask what discounts you may qualify for.

Insurify Website Car Insurance Quote Discounts

Once you’ve filled out the discount section, you’ll be asked about your previous insurer.

Insurify Website Car Insurance Quote Previous Insurance Info

If you click “Yes, I have insurance,” you will be asked who your current insurer is, the expiration date of your policy, and how long you’ve had insurance with them.

If you click “No, I don’t,” Insurify will ask you why you do not currently have insurance (car in storage, insurance lapse, on military duty, etc.) and how long it’s been since you last had insurance.

Thought we were done with driver information? Not quite. Insurify will also ask you about past accidents.

Insurify Website Car Insurance Quote Past Insurance Claims

Answer truthfully in this section to get the most accurate quote.

Step Four – Save Quote & View Results

To save your quote, Insurify will ask for your email, phone number, and address.

Insurify Website Car Insurance Quote Save Profile

Once you’ve saved your quote, Insurify will give you results for a number of insurers in your area.

Insurify Website Car Insurance Quote Results

On the left side of the screen, you have the option to edit coverages. Insurify will automatically give you the state minimum coverage, but you can change it to standard protection, asset protection, premium protection, or custom coverage. Play around with these options to see what coverages are in your price range.

Step Five – How to Buy an Insurance Plan

You have your quote information and you see something you like, so how do you purchase a plan? Once you have your quote results, you can click on view deal to see the following popup.

Insurify Website Car Insurance Quote Buy Selected Insurance

If you click buy online, Insurify will redirect you to the company’s website to finish filling out your information and buy a policy.

If there is no buy online option next to your desired company, click on get quote. Insurify will redirect you to the company’s quote page. You will have to fill out a new quote form, unfortunately.

While that’s a bit of a headache, the Insurify process is still worthwhile, as it will give you the opportunity to see many quotes in one place so you can choose the best deal for the coverage you want. If you’re having trouble with the system, you can use the Insurify phone number at the top of this page for customer service.

Insurify home insurance quotes are also available if you are looking to bundle.

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Insurify Auto Insurance Pros & Cons

We’ve talked about company history and how to get a quote in our Insurify auto insurance review, but there are a few other things we want to go over. It’s important that you understand the benefits and downsides of using Insurify, as you’re trusting the site to give you accurate quote information to save you money. So before we wrap up our review, let’s look at the pros and cons.

What are Insurify’s pros?

There are a few pros to using Insurify to get car insurance rates.

  • Insurify is partnered with multiple different companies, so you can get a wide range of quotes.
  • You only have to fill out one quote form to see rates from different companies, compared to filling out dozens of quote forms.
  • The quote process is easy, straightforward, and free.
  • Insurify doesn’t sell your information.

Insurify’s pros basically boil down to the following: the company offers a quick and easy quote process that saves you time and money.

What are Insurify’s cons?

Of course, no company is perfect. The list below states the main problems you might have with Insurify.

  • Insurify doesn’t have quotes for every company, which means you may have to fill out a few separate quote forms.
  • While Insurify doesn’t sell your information, one of its advertising partners could if you click on the wrong link, such as FirstQuoteHealth.com (usually listed on your final quote page). This means you could be hounded by people calling or emailing you.

If giving out your phone number and facing potential spam is offputting to you, then Insurify probably isn’t the best site for you to get free quotes from. Still, Insurify can save you money on car insurance by allowing you to compare multiple companies easily. So if you’re willing to risk a few phone calls, Insurify can save you time and money.

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Insurify Auto Insurance FAQs

We’re nearly done with our guide, but we want to make sure we’ve covered everything you might want to know about Insurify. Before we leave you, let’s take a look at some frequently asked questions.

Should I use Insurify or an independent insurance agency to buy auto insurance?

It depends on your preferences, but using Insurify allows you to find multiple quotes quicker than if you went through an independent insurance agency. However, the catch is that you don’t get personalized guidance through the quote process.

You choose your own coverage levels and company, whereas if you go through an agency, they can offer advice on which companies are best and what coverages will suit your needs.

Can you get a car insurance quote without giving personal information?

It is possible to get quotes without giving out personal information. Some insurers, like The General, will allow you to get anonymous quotes.

Unfortunately, Insurify doesn’t allow you to get a quote without entering your email, phone, and address. So if you’re looking for a quote but don’t want to submit personal information, Insurify probably isn’t the place for you.

Is it cheaper to buy auto insurance online or through an agent?

One option isn’t really cheaper than the other unless the agent is receiving a finder’s fee. If that’s the case, the rate may be a little higher because insurers are paying the agents.

For the most part, though, the only difference between finding insurance online or through an agent is that there is usually a wider range of insurance companies to pick from online.

Agents are sometimes limited to the insurers that they are partnered with, which means they have fewer quotes to give you.

Do auto insurance quotes affect your credit score?

When you apply for a car insurance quote, insurance companies will sometimes do what is called a “soft pull” on your credit score. These soft pulls do not affect your credit score at all. However, your credit score can affect your auto insurance rates. Car insurance companies usually charge more for poor credit, sometimes adding up to $1,000 to a driver’s rates.

How many car insurance quotes should I compare?

You should at least compare a handful of quotes. Ideally, you would look for the best-rated car insurance companies, pick at least four, and get quotes from them. The more quotes you compare, the better chance you have of getting the best rate for your car.

How often should I shop for car insurance?

Who is the number one car insurance company for you? It changes regularly. That’s why we recommend that you reassess your policy every year. Rates are always fluctuating, especially with so many insurers in competition with each other, so the cheapest insurer is constantly changing.

What was the best car insurance for 2019 may have changed in 2020. If you look at quotes every year, you can determine if the company you’re currently doing business with is giving you a good deal or if you can do better elsewhere.

What are some other reviews of car insurance quoting sources?

You’ll find Zebra insurance reviews, gabi.com reviews, Smart Financial insurance reviews, and insurancecomparisons.org reviews online, among the companies that offer online insurance quotes.

We hope our Insurify auto insurance review answered all your questions. If you would like to jump right into comparing car insurance rates, enter your ZIP code in our free rate tool below.

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