Honda CR-V Insurance Cost Estimate [How to Find Low Rates Online]

Average Honda CR-V car insurance rates cost $1,140 a year, or around $95 a month. Shop around to find cheap Honda CR-V insurance rates. On average, Honda CR-V comprehensive insurance coverage costs $278, collision coverage costs $405, and liability coverage costs $322.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,140 a year or $95 each month
  • A liability-only policy costs around $457 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,167 a year or $347 each month
  • Good drivers can save as much as $470 a year by earning policy discounts
  • Honda CR-V insurance costs around $379 less per year than the average vehicle

Honda CR-V insurance rates are quite a bit cheaper than the average vehicle, owed in part to its good safety ratings. You can pay as low as $38 per month for liability-only coverage and $95 per month for full coverage. Let’s take a closer look at Honda CR-V insurance rates, safety ratings, and more.

You can start comparing quotes for Honda CR-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda CR-V Insurance Cost

The average Honda CR-V auto insurance rates are $1,140 a year or $95 a month.

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Are Honda CR-Vs Expensive to Insure?

The chart below details how Honda CR-V insurance rates compare to other crossovers like the Mazda CX-5, Toyota C-HR, and Ford EcoSport.

Vehicle Comprehensive Collision Liability Total
Honda CR-V $280 $408 $316 $1,140
Mazda CX-5 $322 $532 $372 $1,384
Toyota C-HR $254 $452 $258 $1,074
Ford EcoSport $280 $500 $372 $1,310
Nissan Rogue $268 $512 $440 $1,400
Cadillac XT4 $362 $656 $316 $1,470
Mazda CX-3 $308 $500 $372 $1,338
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda CR-V Insurance?

The Honda CR-V trim and model you choose can impact the total price you will pay for Honda CR-V insurance coverage.

Age of the Vehicle

The average Honda CR-V car insurance rates are higher for newer models. For example, car insurance for a 2020 Honda CR-V costs $1,140, while 2010 Honda CR-V insurance costs are $946, a difference of $194.

Model Year Comprehensive Collision Liability Total
2020 Honda CR-V $280 $408 $316 $1,140
2019 Honda CR-V $268 $392 $332 $1,128
2018 Honda CR-V $256 $388 $338 $1,118
2017 Honda CR-V $248 $378 $354 $1,116
2016 Honda CR-V $240 $362 $364 $1,102
2015 Honda CR-V $226 $350 $376 $1,088
2014 Honda CR-V $218 $326 $384 $1,064
2013 Honda CR-V $208 $306 $388 $1,038
2012 Honda CR-V $200 $274 $390 $1,000
2011 Honda CR-V $188 $252 $390 $966
2010 Honda CR-V $180 $236 $394 $946
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Driver Age

Driver age can have a significant impact on Honda CR-V auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Honda CR-V auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Honda CR-V insurance rates. For example, drivers in New York may pay $695 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Honda CR-V car insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-V car insurance with violations on their driving record.

Honda CR-V Safety Ratings

Your Honda CR-V auto insurance rates are influenced by the Honda CR-V’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda CR-V Crash Test Ratings

Good Honda CR-V crash test ratings can lower your Honda CR-V auto insurance rates. See Honda CR-V crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Honda CR-V HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda CR-V SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda CR-V Safety Features

The more safety features you have on your Honda CR-V, the more likely it is that you can earn a discount. The Honda CR-V’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda CR-V Insurance Loss Probability

The lower percentage means lower Honda CR-V car insurance rates; higher percentages mean higher Honda CR-V auto insurance rates. Insurance loss probability on the Honda CR-V fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -32%
Property Damage -19%
Comprehensive -42%
Personal Injury -7%
Medical Payment -14%
Bodily Injury -23%
Source: Insurance Institute for Highway Safety
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Honda CR-V Finance and Insurance Cost

When financing a Honda CR-V, most lenders will require your carry higher Honda CR-V coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-V car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Honda CR-V Insurance

There are many ways that you can save on Honda CR-V car insurance. Below are five actions you can take to find cheap Honda CR-V auto insurance rates.

  • Ask for a Honda CR-V Discount If You Have College Degree or Higher
  • Understand that Your Insurer Can Change Your Honda CR-V Auto Insurance Rates Mid-Term for Other Reasons
  • Don’t Skimp On Honda CR-V Liability Coverage
  • Provide Your Honda CR-V VIN When Requesting Honda CR-V Auto Insurance Quotes
  • Consider Using a Tracking Device on Your Honda CR-V

Top Honda CR-V Insurance Companies

Who is the top car insurance company for Honda CR-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-V offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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