Best Cheap Auto Insurance in Evansville, IN (2021)

The average Evansville, IN auto insurance rates are $301 per month. The minimum auto insurance in Evansville is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Evansville, Indiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Evansville is USAA
  • Average auto insurance rates in Evansville, IN for senior drivers are $1,871 per year
  • The average commute length in Evansville is 18.5 minutes

Evansville, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Evansville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Evansville, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Evansville to other Indiana cities, including Indianapolis auto insurance rates, Carmel auto insurance rates, and Hammond auto insurance rates to see how Evansville, Indiana auto insurance rates stack up.

Before you buy Evansville, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Evansville, Indiana auto insurance quotes.

Minimum Auto Insurance in Evansville, Indiana

Evansville, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Evansville, Indiana.

Minimum Required Auto Insurance Coverage in Evansville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Evansville, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Evansville, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Evansville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,425 $2,478 $2,138 $2,340 $7,632 $9,657 $2,447 $2,658
American Family $2,406 $2,406 $2,166 $2,166 $6,740 $9,726 $2,406 $2,943
Farmers $1,826 $1,802 $1,560 $1,761 $9,972 $10,671 $2,419 $2,602
GEICO $1,631 $1,625 $1,540 $1,612 $4,843 $4,471 $1,869 $1,630
Liberty Mutual $4,529 $4,529 $4,169 $4,169 $9,834 $14,812 $4,529 $6,184
Nationwide $1,690 $1,724 $1,483 $1,580 $5,005 $6,482 $1,992 $2,175
Progressive $1,747 $1,646 $1,588 $1,597 $10,462 $11,752 $2,191 $2,225
State Farm $1,635 $1,635 $1,468 $1,468 $5,093 $6,523 $1,817 $2,016
Travelers $1,295 $1,316 $1,222 $1,221 $8,459 $13,508 $1,376 $1,568
USAA $1,158 $1,138 $1,081 $1,085 $3,266 $3,642 $1,564 $1,668

Cheap Evansville, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Evansville, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Evansville, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Evansville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,632 $9,657
American Family $6,740 $9,726
Farmers $9,972 $10,671
GEICO $4,843 $4,471
Liberty Mutual $9,834 $14,812
Nationwide $5,005 $6,482
Progressive $10,462 $11,752
State Farm $5,093 $6,523
Travelers $8,459 $13,508
USAA $3,266 $3,642

Cheap Evansville, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Evansville, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Evansville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,138 $2,340
American Family $2,166 $2,166
Farmers $1,560 $1,761
GEICO $1,540 $1,612
Liberty Mutual $4,169 $4,169
Nationwide $1,483 $1,580
Progressive $1,588 $1,597
State Farm $1,468 $1,468
Travelers $1,222 $1,221
USAA $1,081 $1,085

Cheap Evansville, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Evansville, Indiana compared to the annual auto insurance rates with a clean record in Evansville, Indiana.

Annual Evansville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,159 $4,664 $4,300 $3,765
American Family $2,667 $4,246 $5,388 $3,179
Farmers $3,645 $4,253 $4,384 $4,024
GEICO $1,564 $2,482 $3,396 $2,169
Liberty Mutual $5,083 $6,039 $9,633 $5,624
Nationwide $2,381 $3,065 $2,940 $2,679
Progressive $3,098 $5,487 $3,701 $4,318
State Farm $2,640 $2,906 $2,640 $2,640
Travelers $3,184 $3,929 $4,453 $3,416
USAA $1,376 $1,962 $2,254 $1,709

Cheap Evansville, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Evansville, Indiana is not easy. Compare the annual rates for DUI auto insurance in Evansville, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Evansville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,300
American Family $5,388
Farmers $4,384
GEICO $3,396
Liberty Mutual $9,633
Nationwide $2,940
Progressive $3,701
State Farm $2,640
Travelers $4,453
USAA $2,254

Cheap Evansville, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Evansville, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Evansville, Indiana

Insurance Company Poor Fair Good
Allstate $4,916 $3,667 $3,333
American Family $5,303 $3,434 $2,872
Farmers $4,753 $3,881 $3,597
GEICO $2,892 $2,403 $1,913
Liberty Mutual $8,783 $5,715 $5,285
Nationwide $3,149 $2,658 $2,492
Progressive $4,566 $4,057 $3,830
State Farm $3,946 $2,352 $1,823
Travelers $4,163 $3,536 $3,537
USAA $2,459 $1,624 $1,392

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Evansville, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Evansville, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Evansville, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Evansville, Indiana

ZIP Code Average Annual Rates
47708 $3,610
47710 $3,497
47711 $3,506
47712 $3,503
47713 $3,593
47714 $3,503
47715 $3,470
47720 $3,511
47722 $3,533
47725 $3,455

Cheap Evansville, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Evansville, Indiana auto insurance. Find the cheapest annual Evansville, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Evansville, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,972 $3,972
American Family $3,823 $3,917
Farmers $4,077 $4,077
GEICO $2,361 $2,444
Liberty Mutual $6,421 $6,768
Nationwide $2,766 $2,766
Progressive $4,151 $4,151
State Farm $2,629 $2,784
Travelers $3,745 $3,745
USAA $1,801 $1,849

Cheap Evansville, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Evansville, Indiana? Check out the comparison of annual Evansville, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Evansville, Indiana

Insurance Company Low Medium High
Allstate $3,767 $3,957 $4,192
American Family $3,819 $3,997 $3,794
Farmers $3,926 $4,068 $4,236
GEICO $2,232 $2,396 $2,580
Liberty Mutual $6,344 $6,574 $6,865
Nationwide $2,795 $2,747 $2,757
Progressive $3,900 $4,081 $4,473
State Farm $2,563 $2,707 $2,850
Travelers $3,641 $3,781 $3,814
USAA $1,763 $1,821 $1,891

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Evansville, Indiana

Compare the cheapest auto insurance companies in Evansville, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Evansville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Evansville, Indiana Auto Insurance Companies

What auto insurance companies in Evansville, Indiana are the cheapest? Compare the top Evansville, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Evansville, Indiana

Insurance Company Average Annual Rates
Allstate $3,972
American Family $3,870
Farmers $4,077
GEICO $2,403
Liberty Mutual $6,594
Nationwide $2,766
Progressive $4,151
State Farm $2,707
Travelers $3,745
USAA $1,825

What affects auto insurance rates in Evansville, Indiana?

There are a lot of reasons why auto insurance rates in Evansville, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Evansville, Indiana. Many local factors may affect your Evansville auto insurance rates.

Evansville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Evansville, Indiana auto theft statistics, there have been 509 auto thefts in the city.

Evansville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Evansville, Indiana commute length is 18.5 minutes according to City-Data.

Evansville Traffic

How does Evansville, Indiana rank for traffic? According to Inrix Evansville, Indiana is the 924th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Evansville, Indiana Auto Insurance Quotes

Before you buy Evansville, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Evansville, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption