Questions About Car Insurance Policies

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Does my spouse have to be on my car insurance policy?

When purchasing car insurance, it may be necessary to add your spouse to your car insurance. Whenever you add another individual to your policy, there may be an additional premium charged for adding another driver. However, there may be some circumstances that your spouse does not need to be on your insurance policy. If you...

When purchasing car insurance, it may be necessary to add yo...

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Can I backdate my auto insurance?

Car insurance is financial protection for drivers if a car accident causes damage or loss. An insurance policy is a contract that outlines both the insurance provider’s and the policyholder’s financial responsibility concerning the expenses resulting from an accident. Unfortunately, getting caught in a car accident without insurance doesn’t have a happy ending. Though you...

Car insurance is financial protection for drivers if a car a...

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Is auto insurance a utility bill?

Can car insurance be considered a utility bill? Find out here. If you’ve had to show proof of your address, you might have used a utility bill. Companies and organizations that use utility bills to verify a person’s identity and address do so because this is a simple and reliable method that should not be...

Can car insurance be considered a utility bill? Find out her...

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What is the group number on an insurance card?

Are you looking for the group number on an insurance card? Your auto insurance card is packed with important information about your policy. Whoever is doing work on your car will use your insurance card to verify your benefits and then file claims based on the service you received. Therefore, you can get a cheap...

Are you looking for the group number on an insurance card? Y...

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How to Spot a Fake Insurance Card

Unfortunately, there has been a rise in the use of fake insurance cards. Sometimes, the use of a fake insurance card is caused by scammers posing as a real auto insurance company to collect money. However, other times, drivers choose to use a fake insurance card rather than pay for legitimate auto insurance. While this...

Unfortunately, there has been a rise in the use of fake insu...

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Can you return a financed car without getting a penalty?

Financing a car may be a more affordable option than buying a car outright, but car loan payments can still accumulate to the point where they’re hard to sustain. You may find yourself wondering if you can return a financed car without a penalty. However, returning a financed car isn’t as simple as driving it...

Financing a car may be a more affordable option than buying ...

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What is the insurance policy number on an insurance card?

Have you ever wondered how an insurance representative can find your policy no matter when you call? Auto insurance laws dictate that every driver must have an insurance policy and with a policy comes an insurance policy number. Your insurance information can be found by conducting a car insurance policy number lookup because your insurance...

Have you ever wondered how an insurance representative can f...

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Does Insurance Follow the Car or the Driver?

If you’re in a situation where you’re sharing a car with someone, you may be wondering: does insurance follow the car or the driver? In most cases, the insurance follows the car. This means if you lend your car to someone and there’s an accident, your car insurance will cover the vehicle damage. If you...

If you’re in a situation where you’re sharing a car with...

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What does an auto insurance policy look like?

All auto insurance policies share some similarities. Most policies include the name of the insurance carrier, your policy number, the expiration date, personal information, the lien holder, a vehicle description, two signatures, coverage details, the premium amount, and riders or exclusions. These are all factors to consider when you manage your car insurance policy. Generally,...

All auto insurance policies share some similarities. Most po...

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How long do you keep auto insurance statements?

If you have an online account for your auto insurance, most of the information will be kept for your online. However, it is always a good idea to retain a copy of the policy agreement and declarations page for any current auto insurance policy. Because the IRS can audit taxpayers for returns regarding the past...

If you have an online account for your auto insurance, most ...

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Someone Is Using My Address for Their Auto Insurance

It can be quite frustrating to get other people’s mail in your mailbox on a regular basis. It’s only courteous to people who move from an address to set up a forwarding address so that the new resident’s mailbox isn’t flooded with all of your past due bills, junk mailers, and important documents. Unfortunately, not...

It can be quite frustrating to get other people’s mail...

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What happens to an unclaimed auto insurance premium check?

An unclaimed auto insurance premium check can wind up in one of two locations. Before you start making calls, you will need specific information. This can help determine where you start looking. This FREE toolbox can help you find the best car insurance rates, just add your ZIP code to begin right here! Auto insurance premium...

An unclaimed auto insurance premium check can wind up in one...

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How to Find Out if Someone Has Auto Insurance in Texas [2020]

How can you find out if someone has auto insurance in Texas? Knowing how to find out if someone has auto insurance in Texas is extremely important in cases of hit and run or if a driver refuses to give their information after an accident. Read our comprehensive guide to learn what steps you need...

How can you find out if someone has auto insurance in Texas?...

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How do I create a bond for auto insurance?

Creating an auto insurance bond is something you may be required to do to keep your license and vehicle registration intact. But how do I create a bond for auto insurance? Regardless of why you need to create a bond, it’s not difficult to do. In most cases, it can be accomplished through a simple...

Creating an auto insurance bond is something you may be requ...

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Where are the two insurance cards for an auto supposed to be carried?

It is standard for virtually all auto insurance companies to send their customers two proof of insurance cards. One is meant to be carried in the vehicle at all times, the other is meant to be carried on the driver’s person or filed away in case it is needed. Proof of insurance, if stopped or...

It is standard for virtually all auto insurance companies to...

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How do I find out if a car has auto insurance? (How to Check Vehicle Insurance)

When it comes to your own vehicle, you should have a good handle on your car insurance situation. In addition to knowing which company handles your policy, you know how to look up a policy number, have a general idea of your deductible and basic coverage, and if the policy is still current. Unfortunately, this...

When it comes to your own vehicle, you should have a good ha...

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Can I use a PO Box for my car insurance?

Many drivers set up a post office box as a matter of convenience when receiving their mail, and others do so for the sake of privacy or anonymity. You may wonder if you can use your post office box when you set up your auto insurance policy as well. While you may have legitimate reasons...

Many drivers set up a post office box as a matter of conveni...

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Vehicle Registration: Can I register my car at a different address?

Can I register my car at a different address? Changing your address on your driver’s license, car registration, and insurance paperwork every time you move will make you wonder if it’s really necessary. On the other hand, where you live does affect your insurance rates, so you might be thinking about reducing your expenses by...

Can I register my car at a different address? Changing your ...

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Can auto insurance companies check phone records?

Insurance companies don’t ask for phone records when you purchase an insurance coverage. They may only request for the phone records when a driver is involved in an accident and has made a claim. Insurers use the records to investigate your actions at the time of the accident and find grounds to deny your claim. It...

Insurance companies don’t ask for phone records when you p...

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How long does it take for auto insurance to kick in?

How long does it take for auto insurance to kick in? As soon as you submit payment for your policy, you can typically have coverage. Sometimes car insurance can take some time to process depending on what types of auto insurance coverage you get. Usually, you will get coverage right away. Driving without car insurance...

How long does it take for auto insurance to kick in? As soon...

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