Questions About Car Insurance Policies

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Does my spouse have to be on my car insurance policy?

As a general rule, car insurance companies don’t require you to add a spouse to car insurance. However, there are different situations concerning car insurance companies that could prove that adding a spouse turns out to be a benefit or that leaving a spouse off is a way to save. When considering adding your spouse...

As a general rule, car insurance companies don’t require y...

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Can I backdate my auto insurance?

Car insurance is financial protection for drivers if a car accident causes damage or loss. An insurance policy is a contract that outlines both the insurance provider’s and the policyholder’s financial responsibility concerning the expenses resulting from an accident. Unfortunately, getting caught in a car accident without insurance doesn’t have a happy ending. Though you...

Car insurance is financial protection for drivers if a car a...

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Is auto insurance a utility bill?

Can car insurance be considered a utility bill? Find out here. If you’ve had to show proof of your address, you might have used a utility bill. Companies and organizations that use utility bills to verify a person’s identity and address do so because this is a simple and reliable method that should not be...

Can car insurance be considered a utility bill? Find out her...

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What is the group number on an insurance card?

Are you looking for the group number on an insurance card? Your auto insurance card is packed with important information about your policy. Whoever is doing work on your car will use your insurance card to verify your benefits and then file claims based on the service you received. Therefore, you can get a cheap...

Are you looking for the group number on an insurance card? Y...

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How to Spot a Fake Insurance Card

Unfortunately, there has been a rise in the use of fake insurance cards. Sometimes, the use of a fake insurance card is caused by scammers posing as a real auto insurance company to collect money. However, other times, drivers choose to use a fake insurance card rather than pay for legitimate auto insurance. While this...

Unfortunately, there has been a rise in the use of fake insu...

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Can you return a financed car without getting a penalty?

Financing a car may be a more affordable option than buying a car outright, but car loan payments can still accumulate to the point where they’re hard to sustain. You may find yourself wondering if you can return a financed car without a penalty. However, returning a financed car isn’t as simple as driving it...

Financing a car may be a more affordable option than buying ...

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What is the insurance policy number on an insurance card?

Have you ever wondered how an insurance representative can find your policy no matter when you call? Auto insurance laws dictate that every driver must have an insurance policy and with a policy comes an insurance policy number. Your insurance information can be found by conducting a car insurance policy number lookup because your insurance...

Have you ever wondered how an insurance representative can f...

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Does Insurance Follow the Car or the Driver?

If you’re in a situation where you’re sharing a car with someone, you may be wondering: does insurance follow the car or the driver? In most cases, the insurance follows the car. This means if you lend your car to someone and there’s an accident, your car insurance will cover the vehicle damage. If you...

If you’re in a situation where you’re sharing a car with...

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What does an auto insurance policy look like?

All auto insurance policies share some similarities. Most policies include the name of the insurance carrier, your policy number, the expiration date, personal information, the lien holder, a vehicle description, two signatures, coverage details, the premium amount, and riders or exclusions. These are all factors to consider when you manage your car insurance policy. Generally,...

All auto insurance policies share some similarities. Most po...

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How long do you keep auto insurance statements?

Perhaps you are tired of the excess paperwork in your home or office and wonder, “Should I save insurance statements?” There is no right or wrong answer. For example, you may keep the car insurance statements for years and not need any of them. Then again, you may get rid of your insurance paperwork and...

Perhaps you are tired of the excess paperwork in your home o...

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Someone is Using My Address for Auto Insurance

Did you know that other people try to use a home address that isn’t actually theirs in order to secure better auto insurance rates? It may seem like a harmless way to save a few bucks but it’s actually insurance fraud. It comes with some pretty hefty penalties for anyone guilty.  Plus, it can affect...

Did you know that other people try to use a home address tha...

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What happens to an unclaimed auto insurance premium check?

An unclaimed auto insurance premium check can wind up in one of two locations. Before you start making calls, you will need specific information. This can help determine where you start looking. This FREE toolbox can help you find the best car insurance rates, just add your ZIP code to begin right here! Auto insurance premium...

An unclaimed auto insurance premium check can wind up in one...

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How to Find Out if Someone Has Auto Insurance in Texas [2022]

How can you find out if someone has auto insurance in Texas? Knowing how to find out if someone has auto insurance in Texas is extremely important in cases of hit and run or if a driver refuses to give their information after an accident. Read our comprehensive guide to learn what steps you need...

How can you find out if someone has auto insurance in Texas?...

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How do I create a bond for auto insurance?

Drivers use car insurance bonds in conjunction with car insurance or as a replacement for standard car insurance. Car insurance bonds, or surety bonds, are technically known as SR-22 bonds. The ways SR-22 bonds interact with auto insurance varies by state.  There are many reasons why a driver may wish to use a bond for...

Drivers use car insurance bonds in conjunction with car insu...

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Where should you keep your car insurance cards?

There are many things to think about when you get behind the wheel, and you might not be sure where to keep a car insurance card. This detail may seem small, but, if mishandled, it could cost you if you are stopped or in an accident. One card belongs in your vehicle. The other should...

There are many things to think about when you get behind the...

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How do I find out if a car has auto insurance? (How to Check Vehicle Insurance)

When it comes to your own vehicle, you should have a good handle on your car insurance situation. In addition to knowing which company handles your policy, you know how to look up a policy number, have a general idea of your deductible and basic coverage, and if the policy is still current. Unfortunately, this...

When it comes to your own vehicle, you should have a good ha...

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Can I use a PO Box for my car insurance?

There are plenty of legitimate reasons individuals use a PO box for mail. However, drivers must know insurance companies will not permit consumers to use a PO box for car insurance rates. A PO box address lacks the necessary information that a physical address provides. Simply put, most auto insurance companies require knowledge of the...

There are plenty of legitimate reasons individuals use a PO ...

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Vehicle Registration: Can I register my car at a different address?

Can I register my car at a different address? Changing your address on your driver’s license, car registration, and insurance paperwork every time you move will make you wonder if it’s really necessary. On the other hand, where you live does affect your insurance rates, so you might be thinking about reducing your expenses by...

Can I register my car at a different address? Changing your ...

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Can auto insurance companies check your phone records?

Your car insurance company may request a lot of different information from you when you file a claim. Claims adjusters will want to examine the damage, police reports, eyewitness statements, and more to determine if your insurance coverage applies.  One thing you may not have realized is that your insurance company may try to pull...

Your car insurance company may request a lot of different in...

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How long does it take for auto insurance to kick in?

There are a lot of questions to ask regarding how to get auto insurance on a new car. If you’re in the process of getting new car insurance, you might find yourself wondering, “How long does it take to get car insurance?” In most cases, the minute you submit your payment for your policy, you’ll...

There are a lot of questions to ask regarding how to get aut...

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