Best Auto Insurance Companies That Don’t Raise Your Rates Because of Claims (2022)

Does some recent damage to your vehicle have you wondering how badly auto insurance claims raise rates as you begin the process of filing a claim?

If you’ve never had to file a claim or speak with a claims adjuster before, it’s not uncommon to be nervous and ask yourself questions like, “How do insurance companies investigate claims? Can insurance raise rates after claims have been filed?”

More: Do you need car insurance for a driving test?

However, finding a company that doesn’t increase your rates after you’ve filed a claim is not possible. You may see increased rates with companies that raise your rate because of claims, but you can take steps to keep your rates from dramatically rising.

While you may not find auto insurance quotes for auto insurance companies that don’t raise your rate because of claims, you can shop online to find companies that offer cheap rates.

Though you can’t buy auto insurance from auto insurance companies that don’t raise your rate because of claims, enter your ZIP code to get free quotes from great companies near you today.

How Drivers Can Keep Rates Low After Filing a Claim

More: Best Uninsured Motorist Coverage (UM) Auto Insurance Companies (2022)

Does the cost of a claim affect insurance? Typically, yes, but auto insurance companies that do raise your rate because of claims, like Progressive, for example, offer their drivers ways to keep their insurance rates manageable.

When you buy auto insurance from auto insurance companies that do raise your rate because of claims, you can continually review your policy to make sure that not only is your coverage being updated as needed but also that every discount you qualify for has been added to your policy.

Just take a look at these car insurance discounts offered by the top insurance providers that can help you keep your rates low despite filing a claim:

More: Bad Driving Record Auto Insurance (Cheap Rates & Tips)

Even more exciting is that most customers will be eligible for multiple discounts, in many cases.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Where Drivers Can Find Insurance Companies With Good Discounts

One can only imagine how wonderfully low auto insurance rates for auto insurance companies that don’t raise your rate because of claims would be, but unfortunately, no insurance company is that forgiving.

While it’s impossible to find affordable auto insurance companies that don’t raise your rate because of claims, you can find great auto insurance and excellent discounts at any of these major insurance companies:

• GEICO
• Progressive
• Allstate
• Liberty Mutual
• State Farm
• Farmers
• Safeco

More: Best Auto Insurance Providers for Green Living (2022)

How much do auto insurance rates go up after a claim? That depends on much your claim costs your insurance company, but if you work with any of the companies listed above, you’ll be in a great position to find ways to keep your rates low.

Auto Insurance Companies That Don’t Raise Your Rates Because of Claims: The Bottom Line

There are no insurance companies that won’t attempt to raise rates after a claim, but that being said, working with companies like Progressive and State Farm allows drivers to employ discounts to keep their rates from rising too much.

Now that you know the truth about auto insurance companies that don’t raise your rate because of claims, enter your ZIP code to get free insurance quotes from great companies near you.

More: Best Auto Insurance Companies That Take Salvage Titles (2022)