What are SR-22 and FR-44 insurance in Florida?

If you live in Florida, it’s important to know about your state’s SR-22 and FR-44 insurance laws. SR-22 and FR-44 coverages are necessary if you commit a serious driving infraction, but the rules vary regarding which type of coverage you might need in any given situation. Several companies in Florida offer coverage for SR-22 and…

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Do you need auto insurance to be towed?

If your car has ever stalled out on the side of the road, or if you’ve ever been in a car accident, you may have had to get your vehicle towed. Getting towed is not the end of the world, but it can be a hassle. Depending on the type of insurance you have, you…

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Los Angeles, CA Auto Insurance (2024)

The City of Angels is home to some acclaimed museums, vibrant multicultural neighbourhoods, a plethora of cuisines and, of course, Hollywood. Los Angeles, home to the second-largest urban population in the country, also boasts of 75 miles of sunny coastline. With so many things to do and places to go, naturally, you would have a…

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Can you get auto insurance with a suspended license?

You can still purchase auto insurance after your license has been suspended, but typically only after it has been restored. You would need to apply for a conditional or restricted license, also known as a “hardship” license, to get your suspended license back. Keep reading to learn how to get a restricted license and where…

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No-Title Auto Insurance (2024)

Although many people think they need their name on it, you can insure a car without a title. You can purchase a car insurance policy if you can prove insurable interest. However, there are situations where car insurance companies won’t sell you a policy. Generally speaking, if you don’t have insurable interest in the vehicle…

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Can your auto insurance company drop you after a claim?

Whether you are wondering if you can cancel car insurance or if an insurance company can drop you after an accident, the answer is yes to both. You can cancel car insurance whenever you want, even after an accident. You may have to pay a cancellation fee if you cancel before the end of your…

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Minnesota Minimum Auto Insurance Requirements (2024)

In many states, drivers are financially responsible for any expenses or damages they create while behind the wheel, and this holds true in Minnesota as well. Many drivers do not have the financial means to pay for the expenses associated with a car accident, so Minnesota requires its drivers to obtain auto insurance coverage in…

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South Dakota Minimum Auto Insurance Requirements (2024)

South Dakota’s minimum auto insurance requirements mandate drivers carry at least 25/50/25 in liability coverage. In addition, the state follows a traditional fault-based system regarding financial responsibility, meaning the driver at fault for the accident must pay for vehicle damages, lost income, and personal injuries. This article will tell you everything you need to know…

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Texas Auto Insurance (2024)

What is the cheapest auto insurance in the state of Texas? That depends on which city you live in and the kind of driver you are. State Farm auto insurance and Geico auto insurance offer the cheapest car insurance in Texas to the average driver, but young drivers and teens will save more money with…

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Idaho Auto Insurance (2024)

Idaho auto insurance costs around $81 monthly for full coverage. However, you should compare rates from the best auto insurance companies to find a cheap Idaho insurance policy for your budget. Even high-risk drivers with DUIs, at-fault accidents, or other infractions could find cheap auto insurance in Idaho by shopping around and utilizing our tips…

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Washington, D.C. Auto Insurance (2024)

Finding cheap auto insurance quotes in Washington, D.C. will come down to your habits as a driver and the kind of company you shop with. D.C. insurance companies consider various factors that affect auto insurance rates, such as age, driving record, credit score, and ZIP code. You’ll get the cheapest car insurance in D.C. when…

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Connecticut Auto Insurance (2024)

Connecticut auto insurance is usually a little higher than the national average at about $128 monthly. At 8% higher, comparing quotes with multiple companies is vital to find affordable car insurance coverage in Connecticut. Geico auto insurance, Travelers, and State Farm have the cheapest rates in Connecticut, but many factors affect your unique CT car…

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Delaware Auto Insurance (2024)

Most drivers can find cheap auto insurance in Delaware by comparing the best auto insurance companies and keeping clean driving records. However, it may be more difficult for some drivers to find cheap Delaware auto insurance if they have poor driving records or live in one of the more expensive Delaware cities for insurance. Keep…

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How to Create a Surety Bond for Auto Insurance in 2024

Drivers use car insurance bonds in conjunction with car insurance or as a replacement for standard car insurance. Car insurance bonds, or surety bonds, are technically known as SR-22 bonds. The ways SR-22 bonds interact with auto insurance varies by state.  There are many reasons why a driver may wish to use a bond for…

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Do all cars need a required amount of auto insurance coverage?

From the time the automobile was invented, drivers have had to deal with the risk of accidents. It soon became clear that the statutes requiring at-fault parties to assume financial responsibility for damages they caused were not adequate to address automobile accidents. Individual states began enacting laws that required drivers to prove they had the…

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Do you need insurance to test drive a car at the dealership?

Yes, you can usually test drive a car without insurance. But you must make sure that you have insurance under the dealership’s coverage. Otherwise, you are better off getting separate insurance to cover you while you test drive the vehicles you are checking out before buying. Test driving a vehicle gives you an accurate picture…

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Does auto insurance cover someone else driving my car?

If you lend your car to a relative or friend, you may wonder what will happen if they’re in an accident. In most cases, the insurance you have on your vehicle will cover an accident, but there are some exceptions. Insurance typically follows the vehicle, so your coverage will probably cover an incident. However, if…

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SR-22 Auto Insurance (2024)

SR-22 auto insurance isn’t insurance at all — it’s a certificate proving you carry the minimum liability auto insurance required by your state laws. If your driver’s license gets revoked, you must file an SR-22 with your local department of motor vehicles to prove you have the right types of auto insurance and can legally…

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Oregon Auto Insurance (2024)

If your Oregon auto insurance is expensive, there are ways you can save. Picking the right company and coverages can go a long way to helping you find affordable Oregon auto insurance quotes.  Read on to learn more about insurance laws in the Beaver State, then explore which companies might offer cheap car insurance in…

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New Mexico Auto Insurance (2024)

  You can find the best New Mexico auto insurance at companies with cheap rates and solid reputations. Since each car insurance company in New Mexico charges unique rates for different coverages and driver types, all drivers should compare rates at multiple companies to find the right one for them. To help you find cheap…

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Where should you keep your auto insurance cards?

There are many things to think about when you get behind the wheel, and you might not be sure where to keep a car insurance card. This detail may seem small, but, if mishandled, it could cost you if you are stopped or in an accident. One card belongs in your vehicle. The other should…

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Utah Auto Insurance (2024)

Utah auto insurance rates are much more affordable than the national average — you pay nearly 10% less for auto insurance than drivers in other states, making it easier to find cheap auto insurance in UT. However, you can get even better rates when you compare quotes from the best auto insurance companies online. Read…

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Jacksonville, FL Auto Insurance (2024)

Jacksonville, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Jacksonville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jacksonville, Florida, including driving record, credit, commute time, and more. Compare…

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NYC, NY Auto Insurance (2024)

New York, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in New York can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New York, New York, including driving record,…

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Does auto insurance cover towing a trailer?

When you buy a trailer, insurance might be the last thing on your mind. However, it’s crucial to have the right coverage in case something happens to your trailer. While your liability insurance from your auto policy will probably pay for damage you cause while you’re towing, it won’t cover damage to your trailer. Instead,…

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How to Cancel Progressive Auto Insurance in 2024

Canceling Progressive insurance is a very straightforward process if you have your policy information. There are a variety of options to cancel your policy. However, a significant issue to be aware of is that you will need to choose insurance options through other auto insurance providers if you continue to drive. Canceling your car insurance…

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Does a physical control violation affect auto insurance rates?

It’s possible to get a DUI charge if you’re just sleeping in your vehicle while intoxicated with the keys in the ignition. It sounds crazy, but this is just one of a number of different circumstances that can result in a physical control violation on your record. Does a physical control violation increase affect auto…

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Do you need proof of insurance to transfer a car title?

If you need to complete a car title transfer, you might be wondering if you need insurance to switch the title over. The answer depends on where you live. However, having full coverage has numerous benefits and may be required by other institutions, such as your lender.  This article will explain the vehicle title transfer…

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California Driving Laws for Seniors (2024)

When looking at elderly driving laws by state, seniors’ driving tests and regulations vary. In California, there are no special car insurance coverage requirements for seniors or California driving laws prohibiting them from driving after a certain age. However, license renewal laws help authorities decide when to restrict or revoke a senior’s driving license to…

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Minimum Auto Insurance Requirements by State (2024)

When it comes to minimum auto insurance requirements by state, most states require drivers to buy a minimum amount of insurance before getting behind the wheel. When you’re on a budget, buying the minimum coverage required by your state is a great way to keep cheap auto insurance. We’ll help you learn more about your…

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Rhode Island Auto Insurance (2024)

If you live in Rhode Island and need cheap auto insurance, it’s important to shop online and compare Rhode Island auto insurance quotes from several companies. Because insurance costs in Rhode Island are 38% higher than the national average, comparing rates will ensure you get the best deal. Continue reading to learn all about the…

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West Virginia Auto Insurance (2024)

The average cost of West Virginia auto insurance is $121 monthly for full coverage, or $45 for liability. Since prices are close to the national average, finding the best auto insurance companies in West Virginia with the cheapest rates should be easy. However, some drivers will have difficulty finding cheap auto insurance in West Virginia…

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Pennsylvania Auto Insurance (2024)

Are you looking for cheap car insurance in Pennsylvania? Auto insurance in Pennsylvania can be expensive, but drivers can reduce their auto insurance rates with a little effort. One of the best ways to lower rates is to compare different insurance companies in PA based on factors affecting driver’s rates, such as DUIs or bad…

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Louisiana Auto Insurance (2024)

  Louisiana auto insurance rates are some of the highest in the U.S., as a full coverage auto insurance policy costs an average of $275 monthly. Of course, you’ll pay around $66 monthly if you only need to meet Louisiana minimum auto insurance requirements. Most drivers don’t have hundreds of dollars to spend each month…

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Massachusetts Auto Insurance (2024)

You must carry Massachusetts auto insurance, as penalties for driving without insurance include hefty fees, license suspension, and jail time. The good news is that average car insurance rates in Massachusetts are 12% lower than the national average, so you should be able to easily find cheap auto insurance. Read on to learn about Massachusetts…

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Nebraska Auto Insurance (2024)

Nebraska auto insurance costs are 4% higher than average, but finding cheap auto insurance in Nebraska isn’t usually difficult, especially if you shop at companies like USAA or Nationwide. However, since many factors affect your Nebraska insurance rates, it’s important to familiarize yourself with Nebraska auto insurance laws, requirements, coverages, and more. Read on to…

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Arkansas Auto Insurance (2024)

If you’re searching for affordable Arkansas auto insurance, you may not be happy with the average rates. Arkansas car insurance costs around $1,768 annually or $147 per month, around $239 more than the national average for auto insurance. Still, you may be able to find cheap auto insurance rates online. Several companies offer auto insurance…

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Texas Minimum Auto Insurance Requirements (2024)

Drivers need to fulfill Texas minimum auto insurance requirements, or they will be faced with penalties and fees. Texas requires all drivers to have minimum liability insurance, but most drivers should opt for full coverage auto insurance for complete protection in Texas. Read on to learn about Texas auto insurance requirements. Make sure you are…

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Massachusetts Minimum Auto Insurance Requirements (2024)

In most states, you’ll need to meet the minimum amount of auto insurance required before registering your car. Massachusetts is no exception. However, Massachusetts minimum auto insurance requirements may not offer enough coverage. If you recently moved to Massachusetts or are buying a vehicle in the state, make sure you understand the car insurance coverage…

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Michigan Minimum Auto Insurance Requirements (2024)

Michigan drivers must carry automobile insurance. It’s vital to the financial safety of all drivers, and it’s often the only thing that prevents at-fault drivers from financial ruin. Carrying insurance on your vehicle protects you if you are involved in an accident if you are injured, and even if someone in your car is killed…

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Arizona Minimum Auto Insurance Requirements (2024)

Are you looking to find affordable car insurance in Arizona? If so, you’ll want to begin by learning about Arizona’s mandatory insurance coverage minimums. You can always buy more insurance than the state requires, but you will need to purchase at least minimal levels of coverage to be in compliance with state insurance laws. Make…

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Can I keep my car if the insurance company totals it? (2024)

If my car is totaled, can I keep it? You can keep your car if the insurance company totals it and your state laws allow you to keep it with a salvage title. However, your state may not allow you to drive or sell vehicles with salvage titles. You’ll also get a smaller insurance payout…

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Can the bank repo your car for not having insurance? (2024)

Can your car get repossessed for no insurance? Yes, drivers may face a car repo for no insurance on their financed car. While avoiding collision or comprehensive insurance to save money may be tempting, most lenders require full coverage auto insurance. So, if you’re wondering, “Can I finance a car without insurance?” the answer is…

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Can I suspend auto insurance for a month?

It’s tempting to start canceling things when there’s money to be saved. Still, before you pause that auto policy on the car you have no intention of driving over the winter or summer months, the smarter play might be to reduce coverage rather than cancel it. Doing so might save you money in the long…

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Does your car need to be registered to get auto insurance? (2024)

Can you get car insurance without registration? Insurers won’t require registration to sell you policies, especially for non-operational storage, pending sales, or new car purchases. While auto insurance policyholders can get temporary coverage to drive their newly purchased car home, they’ll eventually need a policy meeting their state’s minimum car insurance requirements since driving without insurance is illegal. We’ll…

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Can you have two auto insurance policies?

Almost everyone knows that you have to have auto insurance to legally drive a car. If you are caught driving without insurance, you could face heavy fines, court costs, and even jail time. But can you have two auto insurance policies simultaneously for even more protection? While there is no law against having two policies…

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Do you need proof of insurance to rent a car?

Your state laws require you to carry liability insurance for every vehicle you drive, but do you need proof of insurance to rent a car? Not always. Since you aren’t the registered owner of the rental car, you’re under no legal obligation to insure it. However, some rental car companies will require proof of insurance,…

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Does my car qualify for classic auto insurance? (2024)

For your car to qualify for classic auto insurance, your vehicle must meet certain eligibility requirements. If you own a classic or collector vehicle, classic car insurance can offer special protection due to the unusual circumstances of owning a collector car.  Read on to learn about classic car insurance requirements and how old it needs…

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How to Report a Driver Without Auto Insurance in 2024

Do you know someone who is driving without auto insurance and wonder what you can do about it? Reporting someone without auto insurance can cause conflict and bring up some moral questions. However, it can also be dangerous and expensive to drive uninsured. The minimum car insurance required in each state is different, but it…

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Do you have to have auto insurance in every state?

With the cost of car insurance rising in many areas, some people may wonder if there is a way around it. Drivers are under the jurisdiction of their individual states when it comes to car insurance, and the auto insurance laws vary by state. It’s important that individual drivers know their rights and responsibilities that…

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What to Do if You Can’t Pay Your Auto Insurance (2024)

What happens if you don’t pay car insurance premiums? If you can’t pay for your car insurance, problems can arise at even the best companies for affordable insurance. Consequences range from canceled insurance coverage and increased rates to illegally going without insurance. If you can’t pay for your next car payment or have already missed…

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Does auto insurance cover stolen vehicles?

Does auto insurance cover stolen vehicles? If you only have your state’s minimum liability insurance coverage, you will not be eligible to get a stolen car insurance payout in the event of a theft. Instead, you will need to have full coverage insurance that includes comprehensive auto insurance if you want your stolen car covered….

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Can police check your auto insurance?

Before getting behind the wheel, all drivers should have insurance. If you’re pulled over for a traffic offense, or for any reason, the first thing law enforcement will ask for is your driver’s license and verification of your insurance.  While selecting car insurance, ensure you choose a policy with the minimum coverage for your state. By…

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Is there a limit for auto insurance rate increases? (2024)

There are many factors insurance companies use to determine premiums. A few are beyond personal control such as an insured’s gender, age, residence, and perhaps even marital status. One area that does have a direct effect upon the amount of premium paid is choosing a deductible. People seeking to pay lower premiums can choose a higher…

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Do I need to know auto insurance company codes?

State laws and regulations set the guidelines for the types of coverages and rates auto insurance companies can offer within their respective states. These conditions These conditions create a highly competitive auto insurance market that offers a range of options for people looking for the best insurance rates. As insurance rates among companies tend to…

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How to Get Free Online Auto Insurance Quotes in 2024

Many drivers find the cost of auto insurance frustratingly high. In order to find the most beneficial and affordable car insurance policy, it is recommended that you compare rates from at least three different companies before you buy. Shopping around for auto insurance can help you save up to $800 a year. Compare auto insurance…

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Does cheap no-fault auto insurance exist? (2024)

If you live in one of the 12 no-fault states, auto insurance laws require you to purchase additional coverage limits beyond traditional liability policies, like personal injury protection (PIP). Fortunately, cheap no-fault auto insurance does exist, and our guide will help you find it. Nationally, personal injury protection (PIP) auto insurance coverage costs around $175…

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Is not having auto insurance a criminal offense?

Driving without insurance is a civil offense depending on what happens during the course of your driving. Some circumstances, however, can change the offense from civil to criminal. The consequences of driving without auto insurance vary according to state auto insurance laws. Punishment can be as minor as receiving a ticket or as serious as…

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Do teens need auto insurance if they have a license but no car?

There is nothing like an excited teenager that just got their license and now wants to drive on their own. Many teens don’t own their own vehicle though, and instead, drive their parent’s or another family member’s car most of the time. So do teens need to carry their own auto insurance even if they…

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Auto Insurance for Out-of-State Drivers (2024)

There are many situations where you might find yourself splitting time between states. From car insurance for military members on deployment to finding affordable auto insurance for snowbirds who spend a few winter months in warmer climates, knowing how and when auto insurance for out-of-state drivers applies can be confusing. Regardless of how much time…

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When did auto insurance become mandatory?

Americans have been using cars since the early 20th century. The launch of Ford’s Model T democratized the automobile in the U.S., and the rising popularity of cars meant a rise in car accidents. Lawmakers then had to answer the question, who should pay for these losses?  This is when auto insurance came into play….

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How many drivers don’t have auto insurance?

There are six states where you have more than a 1 in 5 chance of finding an uninsured motorist on the road The most recent data from the Insurance Research Council (IRC) estimates that approximately a little over 14 percent of the driving population is uninsured. The IRC is a purely independent, nonprofit organization committed to…

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How to Transfer Auto Insurance to a New Car in 2024

Transferring auto insurance is part of every new car purchase; thankfully, it’s not difficult to do. While you may have to jump through hoops to get a good deal,  you can often transfer auto insurance to a new car with a simple phone call or online transactions. The only caution in purchasing a new car…

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Can I keep auto insurance with a revoked driver’s license?

We understand that if you lose your driver’s license, it can be life-changing and stressful. You may be wondering, ‘Is my car insurance valid if my license is suspended or revoked?’ Learn about the potential legal repercussions, whether you can still qualify for auto insurance, and the reasons your insurance company could cancel your policy…

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Do points affect auto insurance rates?

License points are one of the factors that affect auto insurance rates. You’ll see higher premiums with more points, and getting as few as two points on your license can cause rates to go up. Companies have different ways to decide how points affect insurance rates, so get quotes from top providers to find cheap high-risk auto…

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Who governs Florida auto insurance companies?

Many Florida drivers may wonder who governs Florida auto insurance companies. The Florida Office of Insurance Regulation, or FLOIR, governs any insurance company engaged in the sales and service of various types of auto insurance policies in the state. The Florida Office of Insurance Regulation oversees insurance sold to drivers of passenger autos, trucks, vans,…

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