What are SR-22 and FR-44 insurance in Florida?

If you live in Florida, it’s important to know about your state’s SR-22 and FR-44 insurance laws. SR-22 and FR-44 coverages are necessary if you commit a serious driving infraction, but the rules vary regarding which type of coverage you might need in any given situation. Several companies in Florida offer coverage for SR-22 and…

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Best Los Angeles, California Auto Insurance in 2025

The City of Angels is home to some acclaimed museums, vibrant multicultural neighbourhoods, a plethora of cuisines and, of course, Hollywood. Los Angeles, home to the second-largest urban population in the country, also boasts of 75 miles of sunny coastline. With so many things to do and places to go, naturally, you would have a…

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Can you get auto insurance with a suspended license?

You can still purchase auto insurance with a suspended license, but typically only after it has been restored. You would need to apply for a conditional or restricted license, also known as a “hardship” license, to get your suspended license back. Keep reading to learn how to get a restricted license and where to buy…

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Can you get auto insurance without a title? (2025)

Do you need a title to get car insurance? Although many people think they need their name on it, you can insure a car without a title. You can purchase a car insurance policy if you can prove insurable interest. However, there are situations where car insurance companies won’t sell you a policy. Generally speaking,…

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Can your auto insurance company drop you after a claim?

Whether you are wondering if you can cancel car insurance or if an insurance company can drop you after an accident, the answer is yes to both. You can cancel car insurance whenever you want, even after an accident.  You may have to pay a cancellation fee if you cancel before the end of your…

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Minnesota Minimum Auto Insurance Requirements in 2025 (Learn What MN Requires)

Minnesota minimum auto insurance requirements include coverage for bodily injury, property damage, and personal injury protection (PIP). Drivers must have at least $30,000 for bodily injury per person, $60,000 per accident, and $10,000 for property damage. PIP coverage requires at least $20,000 to cover medical expenses and lost income. Additionally, drivers must carry uninsured motorist…

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South Dakota Minimum Auto Insurance Requirements in 2025 (SD Coverage Explained)

South Dakota minimum auto insurance requirements mandate that all drivers carry at least 25/50/25 liability coverage. This includes $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. Drivers must also have uninsured/underinsured motorist coverage to protect against accidents involving drivers without sufficient insurance. These coverages are essential for meeting…

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Best Texas Auto Insurance in 2025 (Top 10 Companies)

Explore the best Texas auto insurance from American Family, Liberty Mutual, and Farmers with rates as low as $79 per month. These companies are known for providing significant discounts and excellent service. Use our online tool for Texas auto insurance quotes comparison and find the best insurance solution. The cheapest auto insurance in Texas varies…

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Best Idaho Auto Insurance in 2025 (Your Guide to the Top 10 Companies)

State Farm, Geico, and Progressive are the top picks for best Idaho auto insurance. State Farm is the best overall, offering comprehensive coverage options and strong customer satisfaction. Geico stands out for its competitive rates and wide range of discounts, while Progressive excels in customer service and unique policy options. This article explores why these…

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Best Connecticut Auto Insurance in 2025 (Find the Top 10 Companies Here!)

Buying insurance to follow Connecticut car insurance laws is your cheapest option for coverage. Minimum liability auto insurance in Connecticut averages $66 monthly, but rates vary by company. When it comes to minimum auto insurance coverage in Connecticut, USAA, Travelers, and Geico offer far cheaper rates than competitors. Unfortunately, USAA has strict eligibility requirements —…

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Best Delaware Auto Insurance in 2025 (Your Guide to the Top 10 Companies)

State Farm, Allstate, and Progressive have the best Delaware auto insurance rates, especially if you want to customize your policy. State Farm is our top pick for coverage in the First State for several reasons. Generous auto insurance discounts, policy customization options, a robust UBI program, and affordable rates are just a few of those…

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How to Create a Surety Bond for Auto Insurance in 2025 (6 Basic Steps)

How to create a surety bond for auto insurance is a valuable option for drivers who cannot meet traditional insurance requirements. This bond is a safety measure securing the obligations of the driver and also covers them in the event a claim is made. Factors such as the driver’s credit history, vehicle type, state regulations,…

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Does auto insurance cover someone else driving my car?

If you lend your car to a relative or friend, you may wonder what will happen if they’re in an accident. In most cases, the insurance you have on your vehicle will cover an accident, but there are some exceptions. Insurance typically follows the vehicle, so your coverage will probably cover an incident. However, if…

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SR-22 Auto Insurance in 2025 (Coverage Explained)

SR-22 auto insurance isn’t insurance at all — it’s a certificate proving you carry the minimum liability auto insurance required by your state laws. If your driver’s license gets revoked, you must file an SR-22 with your local Department of Motor Vehicles to prove you have the suitable types of auto insurance and can legally drive…

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Best Oregon Auto Insurance in 2025 (See Our Top 10 Company Picks)

The best Oregon auto insurance providers are State Farm, Geico, and Allstate, offering rates as low as $55 per month. Among all top Oregon auto insurance companies, State Farm leads with competitive rates and excellent customer service. Compare quotes from these providers to find the best deal for you. If your Oregon auto insurance is…

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Best New Mexico Auto Insurance in 2025 (Find the Top 10 Companies Here!)

The best New Mexico auto insurance providers are State Farm, Geico, and Progressive, which are known for their exceptional service and coverage options. These companies lead the market with their comprehensive policies that cater to a wide range of driver needs across the state. See more details in our guide titled “Best Auto Insurance Companies.”…

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Where should you keep your auto insurance cards?

There are many things to think about when you get behind the wheel, and you might not be sure where to keep a car insurance card. This detail may seem small, but, if mishandled, it could cost you if you are stopped or in an accident. One card belongs in your vehicle. The other should…

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Best Utah Auto Insurance in 2025 (Compare the Top 10 Companies)

Nationwide, Allstate, and Progressive have the best Utah auto insurance, where rates are 10% lower than the national average. So, finding cheap auto insurance in UT is easy. However, you can get even better rates when you compare quotes from the best auto insurance companies online. Our guide to the best auto insurance in Utah…

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Best Jacksonville, Florida Auto Insurance in 2025 (Top 10 Companies Ranked)

Allstate, USAA, and Erie stand out as the best Jacksonville, Florida auto insurance providers offering a mix of comprehensive coverage, competitive rates, and exceptional customer service. Allstate ranks as the top overall choice, providing extensive coverage options and reliable service for a slightly higher auto insurance premium. For military families, USAA offers unbeatable rates and…

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Best NYC, New York Auto Insurance in 2025 (Check Out the Top 10 Companies)

The top pick overall for the best NYC, New York auto insurance is Geico, with State Farm and Progressive also offering competitive rates and robust coverage options. Geico stands out as the cheapest and most reliable provider, making it the best choice for drivers seeking affordability without sacrificing quality. This article explores how factors like…

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Does auto insurance cover towing a trailer?

If you’re asking, “Does car insurance cover towing a trailer” or “Is towing a trailer covered by insurance,” it’s important to note that while liability coverage might extend to damage caused by the trailer, it typically does not cover the trailer itself. When you buy a trailer, insurance might be the last thing on your…

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How to Cancel Progressive Auto Insurance in 2025 (6 Simple Steps)

How to cancel Progressive auto insurance is a simple process that can be completed online, by phone, or by mail. Before canceling, it’s essential to shop around and compare rates from other companies to ensure you get the best deal. Progressive typically doesn’t charge cancellation fees, but it’s always a good idea to check your…

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Does a physical control violation affect auto insurance rates?

It’s possible to get a DUI charge if you’re just sleeping in your vehicle while intoxicated with the keys in the ignition. It sounds crazy, but this is just one of a number of different circumstances that can result in a physical control violation on your record. Does a physical control violation increase affect auto…

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Do you need proof of insurance to transfer a car title?

If you need to complete a car title transfer, you might be wondering if you need insurance to switch the title over. The answer depends on where you live. However, having full coverage has numerous benefits and may be required by other institutions, such as your lender.  This article will explain the vehicle title transfer…

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California Driving Laws for Seniors (2025)

When looking at elderly driving laws by state, seniors’ driving tests and regulations vary. In California, there are no special car insurance coverage requirements for seniors or California driving laws prohibiting them from driving after a certain age. However, license renewal laws help authorities decide when to restrict or revoke a senior’s driving license to…

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Minimum Auto Insurance Requirements by State in 2025 (Mandated Coverage by State)

The minimum auto insurance requirements vary by state, determining the coverage drivers must carry to stay legal on the road. Some states require only liability insurance, while others mandate additional coverage like personal injury protection (PIP) or uninsured motorist protection. Understanding these requirements ensures compliance with the law and financial protection in case of an…

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Best Rhode Island Auto Insurance in 2025 (Top 10 Companies Ranked)

The top pick overall for the best Rhode Island auto insurance is State Farm, with Nationwide and Geico also offering competitive rates starting at $44 per month for minimum coverage. These companies stand out for their comprehensive coverage options tailored to Rhode Island’s unique insurance needs and their competitive pricing. This guide delves into the…

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Best West Virginia Auto Insurance in 2025 (Find the Top 10 Companies Here!)

The top pick for the best West Virginia auto insurance, based on competitive rates and comprehensive coverage are State Farm, alongside Geico and Progressive, offering rates starting at $22 per month. From minimum liability to full coverage options, our guide explores the factors influencing rates, including driving records, credit scores, and specific demographics. Knowing these…

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Best Pennsylvania Auto Insurance in 2025 (Your Guide to the Top 10 Companies)

The top pick overall for the best Pennsylvania auto insurance are Geico, Farmers, and Travelers, offering the lowest rates starting at $109 per month. This comprehensive guide explores various factors influencing auto insurance rates in Pennsylvania, including driver profiles, coverage options, and city-specific impacts. From minimum liability insurance to full coverage policies, readers will discover…

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Best Louisiana Auto Insurance in 2025 (Check Out the Top 10 Companies)

The best Louisiana auto insurance can be found with State Farm, Allstate, and Progressive with rates starting at $33 per month. State Farm is the top pick, with affordable premiums and diverse policy options. Comparing auto insurance quotes ensures you get the best deal. Find out how much car insurance in Louisiana costs per month…

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Best Massachusetts Auto Insurance in 2025 (Your Guide to the Top 10 Companies)

The best Massachusetts auto insurance providers are Amica, USAA, and Liberty Mutual, offering top-notch customer satisfaction, military benefits, and full coverage auto insurance options. This guide dives into Massachusetts auto insurance requirements, explores affordable options, and provides insights on how factors like location, driving record, and credit score impact your rates. Whether you’re a high-risk…

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Best Nebraska Auto Insurance in 2025 (Your Guide to the Top 10 Companies)

Progressive, USAA, and Geico have the best Nebraska auto insurance.  Nebraska auto insurance costs are 4% higher than average, but finding cheap auto insurance in Nebraska isn’t usually difficult, especially if you shop at the best Nebraska car insurance companies.  Read on to explore the types of auto insurance you need in Nebraska and see…

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Best Arkansas Auto Insurance in 2025 (Compare the Top 10 Companies)

The top pick overall for the best Arkansas auto insurance are State Farm, Progressive, and Farmers, with rates starting at just $19/month. State Farm stands out for its affordability and reliability, while Progressive excels in online convenience, and Farmers is known for its excellent local agent support.  Comparing these top providers helps you find the…

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Texas Minimum Auto Insurance Requirements in 2025 (Coverage You Need in TX)

Texas minimum auto insurance requirements ensure that every driver has basic liability protection, with set limits of $30,000 for injury per person, $60,000 per accident, and $25,000 for property damage. USAA offers the lowest rates starting at $36per month, followed by State Farm at $52 and Travelers at $58. These companies fulfill Texas’s required minimums…

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Massachusetts Minimum Auto Insurance Requirements for 2025 (MA Mandated Coverage)

Understanding Massachusetts minimum auto insurance requirements is key to staying legal and saving money. The state requires 20/40/5 coverage, which means $20,000 for injuries per person, $40,000 per accident, and $5,000 for property damage. Affordable options are available from providers like USAA, Geico, and State Farm, with rates starting at $21/month, $28/month, and $30/month for…

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Michigan Minimum Auto Insurance Requirements in 2025 (Coverage You Need in MI)

To meet state law, drivers must meet Michigan minimum auto insurance requirements. This means they need at least $50,000 for bodily injury per person, $100,000 per accident, and $10,000 for property damage.   Personal Injury Protection (PIP) and Property Protection Insurance (PPI) are also required. PIP helps with medical expenses, while PPI covers property damage….

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Arizona Minimum Auto Insurance Requirements in 2025 (What AZ Drivers Should Know)

Let’s find the affordable car insurance in Arizona begin by learning about Arizona’s minimum auto insurance requirements. Arizona’s minimum auto insurance requirements include $25,000 for bodily injury per person, $50,000 per accident, and $15,000 for property damage, providing essential coverage for all drivers. It’s important to meet these legal standards for both protection and compliance….

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Can I keep my car if the insurance company totals it? (2025)

If my car is totaled, can I keep it? You can keep your car if the insurance company totals it and your state laws allow you to keep it with a salvage title. However, your state may not allow you to drive or sell vehicles with salvage titles. You’ll also get a smaller insurance payout…

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Can the bank repo your car for not having insurance? (2025)

Can your car get repossessed for no insurance? Yes, drivers may face a car repo for no insurance on their financed car. While avoiding collision or comprehensive insurance to save money may be tempting, most lenders require full coverage auto insurance. So, if you’re wondering, “Can I finance a car without insurance?” the answer is…

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Cheap Auto Insurance for 18-Year-Olds in 2025 (Save With These 8 Companies!)

The top providers of cheap auto insurance for 18-year-olds are Erie, USAA, and Geico. Erie ranks first for offering teen driver discounts and consistently low complaint levels. USAA caters to military families with up to 10% off for good students, while Geico rewards driver’s ed completion with lower premiums. These three insurers outperform others by…

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Can I suspend auto insurance for a month?

It’s tempting to start canceling things when there’s money to be saved. Still, before you pause that auto policy on the car you have no intention of driving over the winter or summer months, the smarter play might be to reduce coverage rather than cancel it. Doing so might save you money in the long…

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Does your car need to be registered to get auto insurance? (2025)

Can you get car insurance without registration? Insurers won’t require registration to sell you policies, especially for non-operational storage, pending sales, or new car purchases. While auto insurance policyholders can get temporary coverage to drive their newly purchased car home, they’ll eventually need a policy meeting their state’s minimum car insurance requirements since driving without insurance is illegal. We’ll…

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Can you have two auto insurance policies?

Almost everyone knows that you have to have auto insurance to legally drive a car. If you are caught driving without insurance, you could face heavy fines, court costs, and even jail time. But can you have two auto insurance policies simultaneously for even more protection? While there is no law against having two policies…

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Do you need proof of insurance to rent a car?

Your state laws require you to carry liability insurance for every vehicle you drive, but do you need proof of insurance to rent a car? Not always. Since you aren’t the registered owner of the rental car, you’re under no legal obligation to insure your rental car. However, some rental car companies will require proof…

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Do you have to have auto insurance in every state?

With the cost of car insurance rising in many areas, some people may wonder if there is a way around it. Drivers are under the jurisdiction of their individual states when it comes to car insurance, and the car insurance laws by state vary. The car insurance requirements by state also vary significantly. It’s important…

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What to Do if You Can’t Pay Your Auto Insurance (2025)

What happens if you don’t pay car insurance premiums? If you can’t pay for your car insurance, problems can arise at even the best companies for affordable insurance. Consequences range from canceled insurance coverage and increased rates to illegally going without insurance. If you can’t pay for your next car payment or have already missed…

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Does auto insurance cover stolen vehicles? (2025)

Does auto insurance cover stolen vehicles? If you only have your state’s minimum liability insurance coverage, you will not be eligible to get a stolen car insurance payout in the event of a theft. Instead, you will need to have full coverage insurance that includes comprehensive auto insurance if you want your stolen car covered….

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Can police check your auto insurance?

Before you drive, make sure you have insurance. If you’re stopped by law enforcement for any reason, they will first request your driver’s license and proof of insurance. To find affordable car insurance near me and the cheapest auto insurance, you can check if your car is insured by number plate. While selecting car insurance,…

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Is there a limit for auto insurance rate increases? (2025)

A few are beyond personal control such as an insured’s gender, age, residence, and perhaps even marital status. One factor that directly affects the amount of premium paid is selecting a deductible. Individuals seeking lower premiums can opt for a higher deductible. This decision plays a significant role in how insurance rates are determined. Additionally, car…

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Do I need to know auto insurance company codes?

State auto insurance laws set the guidelines for the types of coverage and costs auto insurance companies can offer. These conditions create a competitive market with a range of options for people looking for cheap auto insurance. Do you need to know auto insurance company codes to get cheaper rates? Understanding the codes to check…

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Does cheap no-fault auto insurance exist? (2025)

If you live in one of the 12 no-fault states, auto insurance laws require you to purchase additional coverage limits beyond traditional liability policies, like personal injury protection (PIP). Fortunately, cheap no-fault auto insurance does exist, and our guide will help you find it. Nationally, personal injury protection (PIP) auto insurance coverage costs around $175…

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Is not having auto insurance a criminal offense?

Some circumstances, however, can change the offense from civil to criminal. The consequences of driving without auto insurance vary according to state auto insurance laws. Punishment can be as minor as receiving a ticket or as serious as having your car impounded and your license suspended. The consequence usually correlates to the frequency of the…

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Do teens need auto insurance if they have a license but no car?

There is nothing like an excited teenager that just got their license and now wants to drive on their own. Many teens don’t own their own vehicle though, and instead, drive their parent’s or another family member’s car most of the time. So do teens need to carry their own auto insurance even if they…

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When did auto insurance become mandatory?

Americans have been using cars since the early 20th century. The launch of Ford’s Model T democratized the automobile in the U.S., and the rising popularity of cars meant a rise in car accidents. Lawmakers then had to answer the question, who should pay for these losses?  This is when auto insurance came into play….

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How many drivers don’t have auto insurance?

There are six states where you have more than a 1 in 5 chance of finding an uninsured motorist on the road The most recent data from the Insurance Research Council (IRC) estimates that approximately a little over 14 percent of the driving population is uninsured. The IRC is a purely independent, nonprofit organization committed to…

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How to Transfer Auto Insurance to a New Car in 2025 (Follow These 5 Steps)

If you’re wondering how to transfer auto insurance to a new car, this guide will walk you through the essential steps. Whether you’re replacing your vehicle or adding another, updating your insurance is critical to avoid coverage gaps. We’ll cover how to transfer your policy seamlessly and point out the top companies for rates, taking…

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Can I keep auto insurance with a revoked driver’s license?

We understand that if you lose your driver’s license, it can be life-changing and stressful. You may be wondering, ‘Is my car insurance valid if my license is suspended or revoked?’  Learn about the potential legal repercussions, whether you can still qualify for auto insurance, and the reasons your insurance company could cancel your policy…

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Do points affect auto insurance rates?

License points are one of the factors that affect auto insurance rates. You’ll see higher premiums with more points, and getting as few as two points on your license can cause rates to go up. Companies have different ways to decide how points affect insurance rates, so get quotes from top providers to find cheap high-risk auto…

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Who governs Florida auto insurance companies?

Many Florida drivers may wonder who governs Florida auto insurance companies. The Florida Office of Insurance Regulation, or FLOIR, governs any insurance company engaged in the sales and service of various types of auto insurance policies in the state. The Florida Office of Insurance Regulation oversees insurance sold to drivers of passenger autos, trucks, vans,…

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