Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 22, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • You need to do your homework before buying auto insurance
  • Comparing quotes online is a safe, effective way to find affordable auto insurance
  • Contact your local department of insurance to find about your specific state’s minimum insurance requirements

Unfortunately, we live in a world of folks who are out to take advantage of others, and the realm of auto insurance is no exception.

While you might think that buying auto insurance is always a safe and easy transaction, the fact of the matter is that there are scammers out there who want to take advantage of your need for insurance.

Auto insurance is a big business with a tremendous amount of money involved, so it’s only natural that criminals would pick this area to target.

Of course, the biggest and best cheap auto insurance “trick” is to simply use the Internet to shop around and compare auto insurance rates online from competing insurance companies.

When you’re buying auto insurance, you need to be careful. Thankfully, there are a few things you can do to make sure you don’t get taken advantage of.

Find online auto insurance quotes from providers you trust now! Enter your zip code above to get started now!

Watch Out for Unsolicited Offers

For the most part, reputable auto insurance companies don’t show up on your doorstep unannounced or call you on the phone out of the blue. You should always be careful with unsolicited insurance offers.

You should always be careful with unsolicited insurance offers.

Most states have an insurance bureau or similar program through which auto insurance agents and insurance companies have to be licensed. Knowing you

Knowing your auto insurance laws is important too. Each state has minimum requirements you need to be aware of, so be sure to check with your local Department of Insurance.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Research the Company

Check with an organization like the Better Business Bureau or A.M. Best.

Pay close attention as to how the company is rated, whether they have complaints against them and how those complaints have been addressed, and what their financial outlook is like.

Take heed if there are a lot of negative reviews since this could be a warning sign.

While you can’t avoid all of the situations that might lead to these kinds of auto insurance claims, knowing what they are can help put you on the lookout for situations that might lead to these disasters.

Enter your zip code below to get started comparing free auto insurance rates and start saving some money!