Compare Ford Taurus Insurance Quotes [Rates + Cheap Coverage Guide]

If you want to buy affordable Ford Taurus insurance coverage then you should know that a policy will cost $125 per month ($1,496 per year) on average. On average, Ford Taurus comprehensive insurance coverage costs $364, collision coverage costs $532, and liability coverage costs $422.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,496 a year or $125 each month
  • A liability-only policy costs around $600 a year or $50 each month
  • Highest rates are for teenage drivers at around $5,468 a year or $456 each month
  • Good drivers can save as much as $617 a year by earning policy discounts
  • Ford Taurus insurance costs around $23 less per year than the average vehicle

Ford Taurus insurance rates are about $23 less than the average vehicle, with full coverage coming in at around $1,496 a year or $125 a month. Good drivers can save up to $617 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Ford Taurus insurance rates, crash test ratings, and more.

You can start comparing quotes for Ford Taurus car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Taurus Insurance Cost

The average auto insurance rates for a Ford Taurus cost $1,496 a year or $125 a month.

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Are Ford Tauruss Expensive to Insure?

The chart below details how Ford Taurus insurance rates compare to other sedans like the Toyota Avalon, Chevrolet Blazer, and Chevrolet Impala.

Vehicle Comprehensive Collision Liability Total
Ford Taurus $344 $596 $398 $1,496
Toyota Avalon $320 $536 $338 $1,330
Chevrolet Blazer $376 $688 $316 $1,516
Chevrolet Impala $280 $532 $372 $1,342
Hyundai Sonata $294 $532 $420 $1,426
Nissan Sentra $254 $570 $390 $1,372
Ford Fusion $336 $626 $372 $1,492
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Taurus Insurance?

The Ford Taurus trim and model you choose can impact the total price you will pay for Ford Taurus insurance coverage.

Age of the Vehicle

Older Ford Taurus models generally cost less to insure. For example, car insurance for a 2018 Ford Taurus costs $1,496, while 2010 Ford Taurus insurance costs are $1,228, a difference of $268.

Model Year Comprehensive Collision Liability Total
2018 Ford Taurus $344 $596 $398 $1,496
2017 Ford Taurus $332 $582 $416 $1,488
2016 Ford Taurus $320 $558 $430 $1,466
2015 Ford Taurus $304 $538 $442 $1,442
2014 Ford Taurus $292 $500 $452 $1,402
2013 Ford Taurus $280 $470 $456 $1,364
2012 Ford Taurus $268 $422 $460 $1,308
2011 Ford Taurus $250 $388 $460 $1,256
2010 Ford Taurus $242 $364 $464 $1,228
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Driver Age

Driver age can have a significant impact on Ford Taurus auto insurance rates. For example, 20-year-old drivers pay approximately $1,829 more each year for their Ford Taurus auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Ford Taurus insurance rates. For example, drivers in Houston may pay $1,102 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Ford Taurus auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Taurus car insurance with violations on their driving record.

Ford Taurus Safety Ratings

Your Ford Taurus auto insurance rates are tied to the Ford Taurus’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Ford Taurus Crash Test Ratings

Good Ford Taurus crash test ratings mean the VW is safer, which could mean cheaper Ford Taurus car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Ford Taurus 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Taurus 4 DR AWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Taurus 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Taurus 4 DR AWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Taurus 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Taurus 4 DR AWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Taurus 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Taurus 4 DR AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford Taurus Safety Features

The Ford Taurus safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Ford Taurus auto insurance rates. The Ford Taurus’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Ford Taurus Insurance Loss Probability

The Ford Taurus’s insurance loss probability varies between different coverage types. The lower percentage means lower Ford Taurus auto insurance costs; higher percentages mean higher Ford Taurus auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 9%
Property Damage -12%
Comprehensive 34%
Personal Injury 15%
Medical Payment 15%
Bodily Injury 1%
Source: Insurance Institute for Highway Safety
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Ford Taurus Finance and Insurance Cost

If you are financing a Ford Taurus, you will pay more if you purchase Ford Taurus car insurance at the dealership, so be sure to shop around and compare Ford Taurus car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Ford Taurus Insurance

You have more options at your disposal to save money on your Ford Taurus auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Ford Taurus car insurance rates

  • Ask Your Insurance Company About Ford Taurus Discounts
  • Reduce Modifications on Your Ford Taurus
  • Audit Your Ford Taurus Driving When You Move to a New Location or Start a New Job
  • Spy on Your Teen Driver
  • Re-Check Ford Taurus Quotes Every 6 Months

Top Ford Taurus Insurance Companies

The best auto insurance companies for Ford Taurus car insurance rates will offer competitive rates, discounts, and account for the Ford Taurus’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Ford Taurus Insurance Quotes Online

You can start comparing quotes for Ford Taurus auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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