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Utica Mutual Company Auto Insurance Review (2023)

Utica Mutual Auto Insurance offers personal and commercial insurance policies. You can get the best rates by comparing quotes from different companies below.

UPDATED: Oct 13, 2023Fact Checked

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Home › Companies › Best Auto Insurance Companies › Utica Mutual Company Auto Insurance Review (2023)

Written by:

Brandon Frady

Licensed Insurance Producer

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Full Bio →
Written by Brandon Frady

Licensed Insurance Producer

Reviewed by:

Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Full Bio →
Reviewed by Tracey L. Wells

Licensed Insurance Agent & Agency Owner

UPDATED: Oct 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Oct 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

On This Page

UPDATED: Oct 13, 2023Fact Checked
3.5
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Utica Mutual Auto Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Utica Mutual Auto Insurance offers a broad arrange of personal and commercial insurance policies

Cons

  • No AM Best rankings for Utica Mutual Auto Insurance

Final Verdict: Review of Utica Mutual Auto Insurance

This Utica Mutual Auto Insurance Company Review explores the Utica National Insurance Group of Utica, New York. The company started two of its businesses in the early 20th century, including Utica Mutual Insurance Company and Graphic Arts Mutual Insurance Company.

The company offers a broad arrange of personal and commercial insurance policies, including specialized graphic arts insurance and professional services liability insurance (also known as Errors & Omissions coverage).

Agents and brokers in the insurance industry often purchase E&O insurance coverage to protect their professional practices.

If you’re thinking about auto insurance coverage, compare your current rates now by requesting free auto insurance quotes that can save you money. Enter your zip code above to get started!

[su_box title="Things to Remember..." style="default”]
  • Utica Mutual Auto Insurance offers a broad arrange of personal and commercial insurance policies
  • Agents and brokers in the insurance industry often purchase E&O insurance coverage to protect their professional practices
  • Agents making an Errors & Omissions Claim should contact the E&O team for more details
[/su_box] This Utica Mutual Auto Insurance Company Review explores the Utica National Insurance Group of Utica, New York. The company started two of its businesses in the early 20th century, including Utica Mutual Insurance Company and Graphic Arts Mutual Insurance Company. The company offers a broad arrange of personal and commercial insurance policies, including specialized graphic arts insurance and professional services liability insurance (also known as Errors & Omissions coverage). Agents and brokers in the insurance industry often purchase E&O insurance coverage to protect their professional practices.

What You Should Know About Utica Mutual Insurance Company (Utica National Insurance Group)

Reach the company’s Eastern Regional & Specialized Products office for the states of New York, New Jersey, and Pennsylvania at 201 Lafayette Street, Utica, New York, 13502, or call the group at 315-235-6600. Email the office at [email protected].

Contact the Errors & Omissions team at the same address and telephone numbers. Email the team at [email protected].

Contact the Middle Atlantic Regional Team at P. O. Box 13560, 1100 Boulders Parkway, Suite 300, Richmond, Virginia, 23226-8560, or call the office at 804-560-6600.

The regional office serves the following:

  • District of Columbia
  • Virginia
  • Maryland
  • Delaware
  • North Carolina
  • South Carolina

Contact the New England Regional Team at 201 Edgewater Drive, Wakefield, Massachusetts, 01880-6255. Call the office at 781-224-2600. Email the team at [email protected].

The New England team serves clients in Massachusetts, Maine, New Hampshire, Vermont, Rhode Island, and Connecticut.

Reach the New York regional office at One Jericho Plaza, Wing A Second Floor, Jericho, New York, 11753-1636, or call them at 516-479-5000.

Contact the New York metropolitan office toll-free at 1-800-766-1914.

The New York metro office services:

  • New York City (five boroughs)
  • Long Island
  • Northern New Jersey
  • Rockland County
  • Westchester County
  • New York

Contact the Midwest regional office of the Republic-Franklin Insurance Company at 2600 Corporate Exchange Drive, Suite 200, Columbus, Ohio, 43231-7601, or call the team at 614-823-5300.

Reach the group toll-free at 1-800-955-1914. Email the office at [email protected].

Republic-Franklin Insurance Company serves clients in:

  • Ohio
  • West Virginia
  • Illinois
  • Iowa
  • Michigan
  • North Dakota
  • Wisconsin
  • South Dakota
  • Indiana
  • Nebraska

Write the Southeastern regional office at 1040 Crown Pointe Parkway, Suite 450, Atlanta, Georgia, 30338-6908, or phone the team at 770-510-4100. Call the company toll-free at 1-800-477-1914.

Email the team at [email protected]. The Southeast regional office serves clients in Kentucky, Georgia, Tennessee, Alabama, Mississippi, and Florida.

Reach the Southwest regional team at 2435 North Central Expressway, Suite 400, Richardson, Texas, 75080, or call the office at 972-677-6700. Contact the office toll-free at 1-800-678-8422.

Email the team at [email protected]. The Southwest regional team serves clients in the state of Texas.

Utica Mutual Auto Insurance Company Claims

Clients may report a claim by contacting Utica National Insurance Group’s main office, or by requesting information by email, 24 hours a day, seven days per week.

To report a road accident or property loss, call 1-800-216-1420. Provide your insurance policy number, date/details of the accident/incident, and agent name.

To report a workers’ comp claim, contact the company at 1-800-284-3806, and provide the name of the injured person, date/information about the incident, and the employer/insured name.

Agents making an Errors & Omissions Claim should contact the E&O team for more details.

Read More: Best Auto Insurance Companies

Utica Mutual Insurance Company (Utica National Insurance Group) Insurance Coverage Options

The company writes policies for:

  • Auto
  • Marine
  • Homeowner
  • Identity theft
  • Tenant/renter coverage
  • Snowmobile
  • Umbrella liability

Discounts may apply for covering multiple vehicles or insurance lines

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Frequently Asked Questions

What is Utica Mutual Company Auto Insurance?

Utica Mutual Company Auto Insurance is a type of insurance coverage provided by Utica Mutual Insurance Company specifically for automobiles. It offers financial protection against physical damage, bodily injury, and liability arising from auto-related accidents or incidents.

What types of auto insurance coverage does Utica Mutual Company offer?

Utica Mutual Company Auto Insurance offers various coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and personal injury protection (PIP). Each coverage type serves different purposes and levels of protection.

How can I obtain a quote for Utica Mutual Company Auto Insurance?

To obtain a quote for Utica Mutual Company Auto Insurance, you can visit their official website or contact their customer service directly. They will guide you through the process, ask relevant questions about your vehicle, driving history, and other factors to provide you with an accurate quote.

Can I customize my auto insurance policy with Utica Mutual Company?

Yes, Utica Mutual Company allows you to customize your auto insurance policy based on your specific needs. You can choose the coverage types, limits, deductibles, and additional options that best suit your requirements and budget.

Does Utica Mutual Company Auto Insurance offer any discounts?

Yes, Utica Mutual Company offers various discounts that can help you save on your auto insurance premium. These discounts may include safe driver discounts, multi-vehicle discounts, good student discounts, anti-theft device discounts, and more. You can inquire about the available discounts when obtaining a quote.

Written by:

Brandon Frady

Licensed Insurance Producer

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Full Bio →
Written by Brandon Frady

Licensed Insurance Producer

Reviewed by:

Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Full Bio →
Reviewed by Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Utica Mutual Insurance Company (Utica National Insurance Group)

3.46 (26 reviews)
1
May 27, 2021

hello7789

WORST INSURANCE

This is THE WORST auto insurance that I have been with so far. They take over a month to compensate for my accident and I was always the one calling and reaching out to them to ask about what is happening with the car, if the car will be totaled or not, and how I will be compensated. What triggered me to write this poor review is that they sent a check of $24,000 to the wrong address! First, I called them to find out when the check will be mailed...
This is THE WORST auto insurance that I have been with so far. They take over a month to compensate for my accident and I was always the one calling and reaching out to them to ask about what is happening with the car, if the car will be totaled or not, and how I will be compensated. What triggered me to write this poor review is that they sent a check of $24,000 to the wrong address! First, I called them to find out when the check will be mailed and waited over a week. However, I have not received anything in the mail so I called the adjuster who said that the check was sent the previous week to an address on file which was my old address. I updated this address with an agent after I moved to a new address. Now, they are telling me that I have not updated the address! This adjuster was raising his voice and trying to argue that it was my fault! I told him not to argue with me when I called an agent to change the address as soon after I moved so it is the company's fault for not confirming the address to send the check. They should have confirmed with me the address before sending a check of $24,000. How dumb are they to send a big check without confirming the correct address? They have taken my car total yet I have not received a single payment for the car value. After this horrible experience, I'm definitely changing the auto insurance to a better one who is proactive and does the job right.
Read More
1
June 17, 2020

Ranad11

Poor

Poor They will try ripping you off and will increase your rates If your car is hit they will give you a hard time and take 2 weeks or more two pay you
5
February 24, 2020

luckylady30

Happy with Provider

This company is easy to work with and they provided me with a nice discount for bundling my homeowners and auto insurance. I have a "newish" driver and they offered me the best rates.
4
January 12, 2020

dfenton614

Great experience thus far

I have had a great experience with this company so far. Great prices, lowest price that my agent could find and I am able to bundle the home and auto insurance. I have not had to submit a claim yet; therefore, I cannot comment on the claims process. Website is easy to use to review policy information and make payments.
5
August 17, 2019

DNM49

Good service

I have had a good response with claims and the cost beats other carriers by about half. My local agent has been helpful with any changes that I make. Beats nationally advertised companies.
1
March 21, 2019

CompellingCarl

Kept billing after Policy was Cancelled

Tried to cancel my policy after signing up for another company, kept trying to bill me even though I submitted formal paperwork to cancel. The company was very unhelpful in this situation and I would not use this company again.
5
January 9, 2019

MaureenC

Customer service excellent

Their customer service is top notch... which is rare these days. I've had 1 claim with them and it went without a hitch.
5
December 13, 2018

Cjbowden

You can't go wrong with them

Excellent company with great rates, and they won't constantly increase your policy like other companies would.
4
July 1, 2018

charmingtrini

Auto Insurance

Excellent customer service. They always answer questions or queries in timely and efficient manner
5
January 11, 2018

Orthobabe

Great company

Great company so far! Never had a claim or issue. This company was the cheapest of all insurance providers when we checked.
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