Plymouth Rock Auto Insurance Review (2021)

Our Plymouth Rock Auto Insurance Review (2021) will go into every detail on this company you could want. In short, they are very well reviewed by both the Better Business Bureau and A.M. Best. They offer a variety of coverages, including home, renters', auto, and umbrella policies. They also offer a variety of discounts that vary depending on the five states in which the company operates.

Company Details
Address: 40 South St
City: Eatontown
State: NJ
ZIP Code: 07724
Phone Number: 617-720-1620
Year Founded: 1974
AM Best Rating: A-
Company Rating 0 (0 reviews)

Things to Remember

  • Palisades Insurance (Palisade Insurance Co) is now a part of Plymouth Rock Assurance.
  • Plymouth Rock Assurance operates in Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania.
  • Plymouth Rock Assurance offers home, auto, renters’, motorcycle, condo insurance, and umbrella policies.

Today we’re going to be going into detail on Plymouth Rock auto insurance company (they go by Plymouth Rock Assurance). After reading our Plymouth Rock auto insurance review, you should be able to know if Plymouth Rock Assurance is the company for you.

Of note is the fact that, in New Jersey, Palisades Insurance co. has been absorbed by Plymouth Rock. This has not affected customer care nor has it changed the agents with whom the insured do business. If you want to learn more about New Jersey auto insurance, be sure to read our article.

Ready to buy Plymouth Rock auto insurance? Before we go any further, feel free to type your ZIP code into our free and helpful tool above to find affordable Plymouth Rock auto insurance quotes in your area.

What coverages are offered by Plymouth Rock Assurance?

Let’s start with Plymouth Rock auto insurance coverages offered. Plymouth Rock Assurance prides itself on delivering outstanding customer service in all of the states it operates.

Currently, they operate in the following states: Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania.

Keep in mind it is illegal to drive without coverage. It is always for the best you know your state’s laws before getting behind the wheel. For example, here are the Massachusett’s government’s driving laws.

Let’s take a look at a table showing the average rates for full coverage in each state, including the aforementioned five.

Average Annual Full Coverage Auto Insurance Rates by State
States2015 Average Annual Rates2014 Average Annual Rates2013 Average Annual Rates2012 Average Annual Rates2011 Average Annual Rates
South Dakota$766.91$744.28$717.30$690.95$669.20
North Dakota$773.30$768.09$743.27$714.75$688.74
North Carolina$789.09$768.28$739.91$720.47$708.10
New Hampshire$818.75$795.50$773.30$755.76$746.57
New Mexico$937.59$920.42$888.83$866.19$869.85
South Carolina$973.10$936.69$904.22$880.82$857.70
West Virginia$1,025.78$1,032.45$1,021.37$1,005.68$992.57
Rhode Island$1,303.50$1,257.40$1,210.55$1,176.05$1,148.97
District of Columbia$1,330.73$1,324.39$1,316.48$1,289.49$1,276.99
New York$1,360.66$1,327.82$1,301.49$1,273.70$1,236.77
New Jersey$1,382.79$1,379.20$1,369.70$1,334.59$1,303.52
U.S. Average$1,009.38$981.77$950.92$924.45$908.43
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As of this time, Plymouth insurance offers a multitude of coverage forms. There is commercial auto insurance, motorcycle insurance, home insurance, renters’ insurance, condo insurance, and umbrella policies.

You can also read our article When should you file an auto insurance claim?.

Let us now move on to the discounts Plymouth Rock Assurance offers.

What discounts are offered by Plymouth Rock Assurance?

Let’s discuss Plymouth Rock auto insurance discounts. Plymouth Rock’s webpage offers information on several available discounts. There is a safe driver discount. In fact, they mention there are several ways you can save money for driving safely.

You may be eligible if you have not submitted a claim or been in an at-fault accident. You may also be eligible for a discount if you have recently completed a defensive driving course in New Jersey.

Furthermore, if you are a low-mileage driver, you may also be eligible for a discount. This is because insurance companies are all about risk. If you’re on the road less, you are less of a risk.

You can also save if you pay your premium in full at the beginning of your policy. Just keep in mind that discounts vary by the state, so make sure you inquire as to available discounts specific to your state when you speak with your assigned agent.


Are reviews positive?

When analyzing how a company is reviewed, the two best bets are A.M. Best and the Better Business Bureau. Currently, Plymouth Rock Assurance has an A- (Excellent) rating from A.M. Best. Their outlook is a very encouraging Stable rating.

Their long-term issuer credit rating is an a- (Excellent) with the outlook again being stable. Let’s see if they’re reviewed by the BBB.

The Better Business Bureau states that, while Plymouth Rock Assurance is not BBB accredited, they are given a terrific rating of A+. So, all in all, these ratings are quite encouraging.

Hopefully, we have made the process of finding your next insurer a little easier for you. Get a start on finding your next insurer by typing your ZIP code into our free and helpful tool below to find Plymouth Rock auto insurance rates in your area.