Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 2, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Autoinsurance.org is a free independent consumer comparison website and is not affiliated with GEICO. To get a GEICO auto insurance quote please visit geico.com. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save!

Things to Remember

  • You need to have another policy in place before cancelling your GEICO policy.
  • GEICO allows you to cancel your policy at any time, which means no early termination fee.
  • You’ll receive a refund for any unused portion of your paid policy.

Are you ready for a change? Whether you’ve found a better rate or are unhappy with another aspect of the company, let’s look at how to cancel GEICO auto insurance and find cheap auto insurance to keep you covered.

If you are wondering how to lower or reduce GEICO auto insurance, look for discounts. If you are wondering how to renew or get GEICO auto insurance, visit the website. If you want to cancel your GEICO policy, keep reading.

Before you cancel your auto insurance policy, you need to have coverage with another company in place. We can help. For affordable auto insurance quotes, enter your ZIP code to get FREE quotes from multiple insurers.

How to Cancel Your GEICO Auto Insurance Policy

How do you cancel your GEICO policy? It’s just slightly more complex than picking up your phone, but not by much. Let’s take a closer look.

Step #1: Gather Your Information

First off, you should think about why you want to cancel your policy. When you call to cancel GEICO, they will probably ask.

But if they can’t do anything to keep you and you’re ready to pull the trigger, make sure you have your information.

To begin with, you’ll need to have a new auto insurance policy set up before you cancel your GEICO policy.

Step #2: Get Multiple Quotes and Choose a New Policy

Now is your chance to shop around. When you’re about to cancel your existing policy, you need to find another one.

We can help you with that part. Enter your ZIP code into our free tool to get quotes from multiple auto insurance companies. It’s quick, easy, and free.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Step #3: Buy a New Policy Before Canceling Current Policy

Before you cancel your current policy, it’s important that you have a new policy in place. That’s because it is illegal to drive while uninsured.

If you canceled your policy without a new one in place and get into an accident, you would have to pay damages from an accident out of pocket.

For one, each state has its own minimum car insurance requirements. Search for your state’s minimum requirements by using the table below, compiled from the Insurance Information Institute.

Minimum Liability Auto Insurance Requirements by State
STATEMINIMUM LIABILITY LIMITS
AL25/50/25
AK50/100/25
AZ15/30/10
AR25/50/25
CA15/30/5
CO25/50/15
CT25/50/20
DE25/50/10
DC25/50/10
FL10/20/10
GA25/50/25
HI20/40/10
ID25/50/15
IL25/50/20
IN25/50/25
IA20/40/15
KS25/50/25
KY25/50/25
LA15/30/25
ME50/100/25
MD30/60/15
MA20/40/5
MI20/40/10
MN30/60/10
MS25/50/25
MO25/50/25
MT25/50/20
NE25/50/25
NV25/50/20
NH25/50/25
NJ15/30/5
NM25/50/10
NY25/50/10
NC30/60/25
ND25/50/25
OH25/50/25
OK25/50/25
OR25/50/20
PA15/30/5
RI25/50/25
SC25/50/25
SD25/50/25
TN25/50/15
TX30/60/25
UT25/65/15
VT25/50/10
VA25/50/20
WA25/50/10
WV25/50/25
WI25/50/10
WY25/50/20
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You’ll want to decide what type of coverage you need though. The bare minimum liability insurance is all well and good, but it doesn’t cover damages to your own vehicle.

This video from Allstate goes over what your auto insurance may cover.

If you’re financing your car, your lender probably requires that you keep full coverage.

If you don’t upend your end of that contract, your lender has the right to repossess your vehicle but will probably opt to purchase an expensive type of insurance called force-placed coverage.

Step #4: Cancel Your GEICO Policy By Phone

The best and easiest way to cancel your GEICO policy is by calling in.

Call GEICO’s phone number at (800) 841-1587 and select “Cancel my policy.” You’ll be sent to an agent to move forward with cancelling your policy.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What info do I need to cancel?

What information do you need to have when you call to cancel?

Make sure you have your full name and address, GEICO policy number, and the date you want your policy to end.

Can I cancel my GEICO policy anytime?

GEICO allows you to cancel your policy at any time without a penalty. That means no early termination fee.

If you have paid your six-month policy ahead of time and have decided not to keep GEICO, you will be refunded for the portion of unused premiums you’ve paid for.

If you’re going to cancel your policy, you need to have a new policy lined up. When you are ready to buy auto insurance, enter your ZIP code to get started with FREE auto insurance rates from multiple insurers.