How to Cancel Allstate Auto Insurance in 2024
There are several ways to cancel Allstate auto insurance. Cancelling your Allstate insurance can be easy as contacting your agent or Allstate customer service and telling them when you want your policy canceled. There is usually no Allstate auto insurance cancellation fee. Before you cancel your Allstate insurance, make sure you have a new policy in place.
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Brandon Frady
Licensed Insurance Producer
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Producer
UPDATED: Aug 28, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Allstate insurance can be canceled by contacting your agent.
- Make sure you have a new policy started before your current policy ends.
- You will need your name, address, and policy number to cancel.
Maybe you’ve found a better policy with one of the best auto insurance companies in your area. Maybe you are jumping onto someone else’s auto insurance policy. There are many reasons one might want to cancel an Allstate auto insurance policy.
If you are wondering how to cancel Allstate auto insurance, you’ll be happy to know the process is quite easy. Policies can be canceled by calling or visiting your Allstate agent; however, there are some pieces of information you’ll want to have on hand, which we discuss in our guide.
Read on and easily find a new policy to replace your Allstate car insurance by comparing rates using our comparison tool above.
What is Allstate’s cancellation policy?
As mentioned above, contacting your agent is the best way to cancel your auto insurance. Contacting your agent can be done by phone, email, or in person. If you are looking to cancel as soon as possible, contacting Allstate by phone will likely be your best course of action.
It doesn’t appear as if Allstate allows for cancellation by email, so there is no specific Allstate cancel policy email address.
If you are unable to reach your agent, you can contact Allstate customer service department, which can be reached at 1-877-810-2920 or 800-255-7828.
If you are unsure of your agent’s contact information, it can usually be found on your Allstate auto insurance card. Allstate also has a mobile app where your information can be added. If you added information to this app when your policy started, your agent’s contact information may be there.
After canceling your policy, it is a good idea to get a cancellation confirmation or Allstate cancellation notice. This can help avoid any headaches down the line.
Read More: Allstate Auto Insurance Review
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Things to Consider Before Canceling Your Allstate Auto Insurance
There are many things you should consider before canceling an auto insurance policy with any company.
For example, if you are moving and think you’ll have to cancel your policy, you could simply talk with your agent. A large company like Allstate will likely have an agency in your area and you won’t have to worry about searching for a new company.
For an example of how much Allstate costs by state, check out the chart below.
Allstate Average Auto Insurance Rates by State
State | Average Annual Rates |
---|---|
Alaska | $3,145.31 |
Alabama | $3,311.52 |
Arkansas | $5,150.03 |
Arizona | $4,904.10 |
California | $4,532.96 |
Colorado | $5,537.17 |
Connecticut | $5,831.60 |
District of Columbia | $6,468.92 |
Delaware | $6,316.06 |
Florida | $7,440.46 |
Georgia | $4,210.70 |
Hawaii | $2,173.49 |
Iowa | $2,965.86 |
Idaho | $4,088.76 |
Illinois | $5,204.41 |
Indiana | $3,978.81 |
Kansas | $4,010.23 |
Kentucky | $7,143.92 |
Louisiana | $5,998.79 |
Maine | $3,675.59 |
Maryland | $5,233.17 |
Massachusetts | $2,708.53 |
Michigan | $22,902.59 |
Minnesota | $4,532.01 |
Missouri | $4,096.15 |
Mississippi | $4,942.11 |
Montana | $4,672.10 |
North Carolina | $7,190.43 |
North Dakota | $4,669.31 |
Nebraska | $3,198.83 |
New Hampshire | $2,725.01 |
New Jersey | $5,713.58 |
New Mexico | $4,200.65 |
Nevada | $5,371.62 |
New York | $4,740.97 |
Ohio | $3,197.22 |
Oklahoma | $3,718.62 |
Oregon | $4,765.95 |
Pennsylvania | $3,984.12 |
Rhode Island | $4,959.45 |
South Carolina | $3,903.43 |
South Dakota | $4,723.72 |
Tennessee | $4,828.85 |
Texas | $5,485.44 |
Utah | $3,566.42 |
Virginia | $3,386.80 |
Vermont | $3,190.38 |
Washington | $3,540.52 |
West Virginia | $3,820.68 |
Wisconsin | $4,854.41 |
Wyoming | $4,373.93 |
If you have purchased a new vehicle, you can also easily add a second car to your insurance with Allstate by contacting your agent and giving them information about the new vehicle.
One of the most important things to do before canceling your policy is to secure a policy with another company. It is illegal and unsafe to drive without auto insurance for any amount of time. Avoid all this by making sure your new policy starts when your old one ends.
What Pieces of Information You Need to Cancel With Allstate
Most insurance companies need similar information when canceling your policy. Of course, your name and address will be required. Your policy number should also be on hand. Be sure to give your agent the date you want your policy to be canceled.
It is important you are absolutely sure of the date your policy should end as you don’t want to be driving without insurance for even a day.
Some agents also require an Allstate insurance cancellation letter which should explicitly say you want to cancel your policy. If you’re wondering how to write a cancellation letter, you’ll be happy to know it’s quite easy.
Will I have to pay a cancellation fee?
Many people worry about a possible auto insurance cancellation fee when canceling their policies; however, Allstate doesn’t charge this fee in most cases. It is always important to double-check the rules for canceling your specific policy.
Additionally, it is a good idea to ask about any potential cancellation fees before starting a policy.
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Does Allstate offer refunds?
Are you entitled to a refund if you switch auto insurance? If you have paid for your Allstate policy in advance, you will likely receive a refund after termination. Again, this is something that should be discussed with your agent.
Allstate auto insurance refunds come from the portion of your policy that has already been paid for which you haven’t used. If some time has passed and you’ve yet to receive your refund, be sure to follow up for information.
Finding Better Auto Insurance Rates
Now that you’ve decided to cancel your auto insurance policy with Allstate, you might find yourself in the market for a new policy. There are many things that should be considered when looking for a new policy, including how auto insurance companies determine their rates.
You should compare your new company with Allstate to make sure you’re getting the best deal. Check out our guides below to see how some of the other big insurance companies compare:
- Allstate vs. Geico
- Allstate vs. State Farm
- Allstate vs. Liberty Mutual
- Allstate vs. Travelers
- Allstate vs. Progressive
- Allstate vs. Farmers
You’ll find that most auto insurance companies have a similar set of determining factors, which can include the area you live, your age, the amount of coverage you opt to buy, and more.
If you are moving to a new state, you also need to consider the auto insurance laws in your new home. Some states require more auto insurance coverage than others.
Check out the chart below for the minimum auto insurance requirements in each state across the United States.
Minimum Auto Insurance Coverage Requirements by State
States | Type of Coverage | Minimum Limits |
---|---|---|
Alabama | BI & PD Liab | 25/50/25 |
Alaska | BI & PD Liab | 50/100/25 |
Arizona | BI & PD Liab | 15/30/10 |
Arkansas | BI & PD Liab, PIP | 25/50/25 |
California | BI & PD Liab | 15/30/5 |
Colorado | BI & PD Liab | 25/50/15 |
Connecticut | BI & PD Liab, UM, UIM | 25/50/20 |
Delaware | BI & PD Liab, PIP | 25/50/10 |
Washington D.C. | BI & PD Liab, UM | 25/50/10 |
Florida | PD Liab, PIP | 10/20/10 |
Georgia | BI & PD Liab | 25/50/25 |
Hawaii | BI & PD Liab, PIP | 20/40/10 |
Idaho | BI & PD Liab | 25/50/15 |
Illinois | BI & PD Liab, UM, UIM | 25/50/20 |
Indiana | BI & PD Liab | 25/50/25 |
Iowa | BI & PD Liab | 20/40/15 |
Kansas | BI & PD Liab, PIP | 25/50/25 |
Kentucky | BI & PD Liab, PIP, UM, UIM | 25/50/25 |
Louisiana | BI & PD Liab | 15/30/25 |
Maine | BI & PD Liab, UM, UIM, Medpay | 50/100/25 |
Maryland | BI & PD Liab, PIP, UM, UIM | 30/60/15 |
Massachusetts | BI & PD Liab, PIP | 20/40/5 |
Michigan | BI & PD Liab, PIP | 20/40/10 |
Minnesota | BI & PD Liab, PIP, UM, UIM | 30/60/10 |
Mississippi | BI & PD Liab | 25/50/25 |
Missouri | BI & PD Liab, UM | 25/50/25 |
Montana | BI & PD Liab | 25/50/20 |
Nebraska | BI & PD Liab, UM, UIM | 25/50/25 |
Nevada | BI & PD Liab | 25/50/20 |
New Hampshire | FR only | 25/50/25 |
New Jersey | BI & PD Liab, PIP, UM, UIM | 15/30/5 |
New Mexico | BI & PD Liab | 25/50/10 |
New York | BI & PD Liab, PIP, UM, UIM | 25/50/10 |
North Carolina | BI & PD Liab, UM, UIM | 30/60/25 |
North Dakota | BI & PD Liab, PIP, UM, UIM | 25/50/25 |
Ohio | BI & PD Liab | 25/50/25 |
Oklahoma | BI & PD Liab | 25/50/25 |
Oregon | BI & PD Liab, PIP, UM, UIM | 25/50/20 |
Pennsylvania | BI & PD Liab, PIP | 15/30/5 |
Rhode Island | BI & PD Liab | 25/50/25 |
South Carolina | BI & PD Liab, UM, UIM | 25/50/25 |
South Dakota | BI & PD Liab, UM, UIM | 25/50/25 |
Tennessee | BI & PD Liab | 25/50/15 |
Texas | BI & PD Liab, PIP | 30/60/25 |
Utah | BI & PD Liab, PIP | 25/65/15 |
Vermont | BI & PD Liab, UM, UIM | 25/50/10 |
Virgina | BI & PD Liab, UM, UIM | 25/50/20 |
Washington | BI & PD Liab | 25/50/10 |
West Virginia | BI & PD Liab, UM, UIM | 25/50/25 |
Wisconsin | BI & PD Liab, UM, Medpay | 25/50/10 |
Wyoming | BI & PD Liab | 25/50/20 |
This video from Allstate touches on this liability auto insurance coverage.
https://youtu.be/04SZGS6DdVM
Now that you have some more information on finding a cheaper option than your Allstate auto insurance rates, don’t spend hours comparing rates online. Use our comparison tool below and easily compare rates from top companies in your area.
Frequently Asked Questions
Can I cancel my Allstate auto insurance online?
No, Allstate does not currently provide an online option to cancel your auto insurance policy. You will need to contact your agent or the Allstate customer service department to initiate the cancellation process.
Will I receive a refund if I cancel my Allstate auto insurance mid-term?
Yes, if you have paid your Allstate policy in advance and cancel before the policy term is over, you may be eligible for a refund. The refund amount will depend on the unused portion of your policy. It’s recommended to discuss the refund details with your agent or the Allstate customer service department.
Can I cancel my Allstate auto insurance if I still have an active loan or lease on my vehicle?
If your vehicle is financed or leased, you will need to check the requirements of your loan or lease agreement. In many cases, you are required to maintain auto insurance coverage until the loan or lease is paid off. It’s important to consult with your lender or leasing company before canceling your Allstate auto insurance.
Can I switch to a different insurance company before canceling my Allstate auto insurance?
Yes, you can switch to a new insurance company before canceling your Allstate auto insurance. It’s essential to have a new policy in place before terminating your Allstate coverage to avoid any gaps in insurance coverage.
Can I cancel my Allstate auto insurance if I move to a different state?
Yes, you can cancel your Allstate auto insurance if you move to a different state. However, it’s important to inform Allstate about your relocation so they can guide you on the process of canceling your current policy and potentially transferring coverage to the new state.
Can I cancel my Allstate auto insurance if I have filed a claim?
Yes, you can cancel your Allstate auto insurance even if you have filed a claim. However, it’s important to note that canceling your policy does not absolve you of any outstanding claims or obligations. Your claim will still be processed according to the terms and conditions of your policy.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brandon Frady
Licensed Insurance Producer
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.