Auto Insurance for Clergy

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Things to remember...

  • A job in the clergy involves a lot of driving, moving from one place to another in service to the society
  • Though clergymen and women spend a lot of time on the road, they tend to be safer drivers compared to most people in other professions
  • Clergy persons can save money on auto insurance costs in a number of ways; one of them is to inquire about available discounts and take advantage of them
  • Comparing auto insurance quotes from different car insurers can save you a lot of money in rates regardless of your line of work

A career in clergy requires a special type of dedication and high discipline; the kind of discipline reflected in your daily activities including on the road while driving.

Many, if not all bishops, pastors, and priests are extremely disciplined drivers despite the demanding nature of their job. They are involved in activities including memorials, weddings, and requiems or conducting prayers for the sick.

The point is that they are extremely busy individuals and are always on the clock.

If you are in the clergy and are in need of better auto insurance rates, start comparison shopping today by entering your ZIP code above!

Auto Insurance Discounts for the Clergy


The clergy can have access to any discounts available to any other person if they qualify. Discounts programs offered by different auto insurers are almost similar in most cases.

The best way to ensure that you are not missing out on discounts is to inquire.

What varies is the auto insurance rates. To get the best discounts and auto insurance rates, you have to compare car insurance quotes from several insurers.

Here are some of the auto insurance discounts the clergy can get if they qualify:

  • If you are in the clergy and you are a member of a credit union, alumni group, or any other kind of organization you automatically qualify for the professional organization discounts. These discounts are exclusively available to the members of these groups.
  • Clergymen who don’t drive too much can receive the low-mileage discounts. However, priests, pastors, and bishops hardly qualify for this kind of discount due to the nature of their job which involves a lot of movement.
  • If you are in the clergy and you drive an economy car, you may get a discount from your insurer if they offer discounts for economy cars.
  • If you have taken a defensive driving class, you may attract lower premiums depending on your insurer. Ask your agent how taking this particular course will affect your auto insurance rates.
  • Some companies give discounts to people who purchase brand new cars off the lot. The assumption here is that you will be more careful with a new car thus less likely to file a claim.
  • Most insurers will give safety discounts for vehicles fitted with safety and security features such as anti-lock brakes and anti-theft devices.
  • Many members of the clergy can easily qualify for lifestyle discounts offered by many auto insurance companies. This type of discount is mostly offered to people who don’t drink alcohol and are 100% drug-free.
  • Sticking with the same insurer for many years can get you the long-term customer discount. This is your insurer rewarding you for being a loyal customer.
  • Getting old comes with some perks too. For instance, you get to enjoy the mature driver discounts as you age. Embrace the aging process.

In most instances, people fail to cut down their auto insurance costs just because they don’t inquire about available discounts. Some of these discounts and promotions are not advertised to the general market.

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How Driving Patterns Affect Auto Insurance Rates for the Clergy

Most clergy persons tend to be safe drivers. This fact helps bring their auto insurance rates down sometimes; it’s not guaranteed.

However, clergy persons tend to spend a lot of time on the road.

Being on the road a lot increases their risk factor by making them statistically more likely to get involved in an accident, even if it may not be their fault.

Here’s a list of other factors that may affect a clergy person’s auto insurance rates:

  • Where you live – clergy persons who serve in high-risk areas tend to get higher auto insurance quotes
  • Driving record – clergy persons with clean driving records will attract lower rates
  • Your car – the type of car you drive will affect your auto insurance rates. Some vehicle makes and models owners tend to file more claims, and if your car is that particular make and model, you are more likely to get a higher quote regardless of other factors
  • Deductibles and coverage – the specifics of your deductibles and coverage play a significant role in the determination of your premium. Typically, auto insurance companies will ask you to decide the amount of coverage you want, beyond the state-mandated cover. You will also be asked to decide the amount of your deductible as well

While the factors considered in the determination of auto insurance rates may be similar in almost all insurance providers, each insurer has unique risk prediction and price calculation models. Therefore, all insurers have different rates.

The only way to get the best rates is to compare dozens of auto insurance quotes from various carriers. It can be tiring, but it’s totally worth it.

How to Increase Your Chances of Getting Good Car Insurance Rates


  • Keep your credit score as high as possible keep on the lookout for possible errors which might drive your rates high.
  • Maintain a clean driving record.
  • Install all safety and security features on your car to reduce the possibility of theft or crashing.
  • Settle for a higher deductible.
  • Take a defensive driving course if you haven’t done that already.
  • Shop around. Comparing is key. Don’t just purchase coverage from the first insurer website you visit.

As a clergy person, it is imperative to ensure that you are sufficiently protected from financial losses in case of an accident.

You can do that by getting sufficient coverage from a trusted insurer while making sure that you take advantage of all available discounts.

Taking advantage of available discount will ensure that you are fully protected and will at the same time keep the auto insurance costs down.

Start comparison shopping today to save on auto insurance rates! Enter your ZIP code below to get started!

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