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Foremost Auto Insurance Review

  • 11111
Address: 5600 Beech Tree Lane
City: Caledonia
State: MI
ZIP: 49315
Phone Number: 616.942.3000
AM Best Rating: A
Market Cap:
Year Founded: 1952

Foremost Insurance Company, the topic of this Foremost auto insurance review, is a specialty insurance company that is a subsidiary of Farmers Insurance Group of Companies. Foremost also has several subsidiaries of their own, making them a rather large company.

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If you are considering this insurer, then you will want to know what companies they are associated with, how and where products are sold, and the opinions of current customers. That information, and more, has been researched for this auto insurance review.

Foremost Insurance Company and Subsidiaries

Some of the companies that are part of Foremost are:

  • Foremost
  • County Mutual Insurance Company
  • Insurance Company
  • Signature Insurance Company
  • Lloyds of Texas
  • Property and Casualty Insurance Company
  • The American Federation Insurance Company

Foremost does specialize in insurance for mobile home, travel trailers, fifth wheels and so on; however, they also offer all of the standard auto insurance types and solutions that most major insurance companies offer. Foremost is available in 49 states and they currently have over 1.3M customers.

Foremost’s claim to fame, as it were, is that they were the first insurance company that provided insurance specifically for travel trailers.

Foremost Auto Insurance Group Agents

Foremost insurance agents are independent, which means that you can find a local independent agent to see if they sell Foremost insurance. Interestingly, there doesn’t seem to be a find an agent option on the Foremost website.

Foremost does sell insurance products directly to their customers if they call into the company. Although someone has to be a licensed agent in order to do this, you would actually be calling the customer service line if you want to purchase from Foremost directly.

You should keep in mind that using an independent agent means that you will be able to get quotes from multiple insurance agencies, not just Foremost alone. This may go a long way towards saving you money on your auto insurance policy.

Foremost claims that there are over 2000 agents that represent their company in every state but Hawaii.

Foremost Insurance Group Locations

Foremost’s corporate office is located at:

5600 Beech Tree Lane
Caledonia, MI 49316

This office is near Grand Rapids Michigan, where the company was originally founded.

Foremost also has regional claims offices in:

  • Pennsylvania
  • Florida
  • Texas
  • California

Foremost Insurance Group Reviews

The reviews about Foremost are very positive. People who use Foremost for their insurance needs like that the customer service people are easy to work with, that a claim can be made with very little paperwork, that they have such a wide variety of insurance products and that the company has very friendly employees.

In addition, Foremost is often complemented on how quickly they pay their claims. In the case of claims for this company, you can file claims directly with Foremost; however, they do recommend that you contact your independent agent to file your claim. The exception here is if you purchased your products directly from the company rather than through an independent agent.

Foremost Insurance Group Careers

If you want a job with Foremost, you will have to visit the Farmers Insurance Group website at Their careers are separted in a number of categories including:

  • Administration
  • Accounting
  • Actuarial
  • Agents
  • Auditing
  • Claims
  • Customer Service
  • Product Management
  • eBusiness
  • Facilities
  • Finance
  • Human Resources
  • IT
  • Legal
  • Marketing
  • Operations
  • Communications
  • Underwriting

Full time employees of Foremost/Farmers also qualify for a myriad of benefits including:

Foremost Insurance Group Quotes

There are two things that you need to know about getting a quote from Foremost. First of all, you cannot get a quote from their website; you actually have to contact an agent for that. You can go to the Farmers website and get a quote online; however, but this won’t be insurance that necessarily comes from Foremost.

Another important thing that you need to know is that, once you look into getting an estimate for your car insurance premiums, you will be led to an area of the Foremost website that explains that, although they sell insurance products in every state, they don’t sell auto insurance products in every state.

Foremost sells auto insurance in the following states:

  • Connecticut
  • Florida
  • Georgia
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Mississippi
  • New Hampshire
  • New York
  • Pennsylvania

If you live in any other state, you are going to have to find other alternatives to foremost for your auto insurance needs. As mentioned above, you can go to the Farmers website to determine if Farmers has a policy for your state and if it is affordable, or, you could try another option which will give you more choices.

If you enter your zip code below, you will have the opportunity to compare auto insurance rates between several top companies, all of which sell insurance products in your state. Try it now!

Enter your zip code and get your auto insurance quotes today!

Reviews for Foremost Auto Insurance

    • 11111
    Nanci Poudrier says:

    I cancelled my car Insurance. And went with progressive. Progressive was a lot more cheaper with MORE coverage. I’m still being billed and my insurance is still active. They won’t cancel it.. I called, filled out their cancellation forms etc. and still no refund or letter of cancellation. From my research online, I am not the only one with this problem. Will never refer this company to anyone…

    • 11111
    Clint Halloway says:

    The dealership recommended this insurance company and since it was a Saturday I thought I would try them. HUGE mistake! We were unable to get the paperwork originally and when we finally received it the information was wrong.

    The VIN was incorrect as well as the value of the vehicle. We paid almost $18,000 for the motorcycle but the paperwork we received showed the value at $12,500. When we asked that it be corrected we were told to cross it out and write the correct amount ourselves (which isn’t legal on a contract).

    Our first auto draft payment went through but the next one never cleared and we received a cancellation notice. When we called again we were told that it was set up to auto draft again but that date rolled by as well with no payment made. We never received the corrected paperwork and the policy was cancelled.

    We received another bill today (a month later) saying that we owe them $15 for the period that we were covered and hadn’t paid even though we called multiple times and were told it was taken care of on multiple occasions. Thank God we never had to file a claim. I can only imagine what a nightmare that would have been.

    Horrible customer service from both the people we spoke with. Don’t waste your time or money!

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