Cherokee Auto Insurance Review (2024)

As an independent auto insurance agency, Cherokee auto insurance operates in seven states. They offer home, auto, and business insurance to clients in the Southeast.

UPDATED: Dec 19, 2023Fact Checked

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...

Licensed Insurance Agent

UPDATED: Dec 19, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 19, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 19, 2023Fact Checked
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Cherokee Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A

Complaint level:

Low

Pros

  • As an independent agency, Cherokee represents several different insurance companies

Cons

  • Only available in seven states

Final Verdict: Review of Cherokee Insurance

The Cherokee Auto Insurance review is a review of the Cherokee Insurance Center located in Canton, Georgia. The Cherokee Insurance Center writes insurance for seven states.

The seven states that the Cherokee Insurance Center represents are Alabama, Georgia, South Carolina, Tennessee, New York, Arizona, and Louisiana.

The Cherokee Insurance Center is an independent insurance agency.

Independent insurance agencies work differently than private insurance companies. There are actually three different types of insurance providers in the insurance industry.

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[su_box title="Things to Remember..." style="default”]
  • Cherokee Insurance is an independent insurance agency
  • As an independent agency, Cherokee represents several different insurance companies
  • Cherokee Insurance offers home, auto, and business insurance policies
[/su_box] The Cherokee Auto Insurance review is a review of the Cherokee Insurance Center located in Canton, Georgia. The Cherokee Insurance Center writes insurance for seven states. The seven states that the Cherokee Insurance Center represents are Alabama, Georgia, South Carolina, Tennessee, New York, Arizona, and Louisiana.
The Cherokee Insurance Center is an independent insurance agency.
Independent insurance agencies work differently than private insurance companies. There are actually three different types of insurance providers in the insurance industry.

What You Should Know About Cherokee

Most people are unaware that there are actually three different types of insurance providers.

These three types of insurance providers are:

  • Private insurance providers
  • Independent insurance providers
  • Insurance providers that operate by phone or the Internet

Private insurance providers are also known as captive insurance providers. A private insurance provider can only offer insurance policies from their specific auto insurance company and without much negotiation room on price.

If you were looking for a different type of specialty insurance like pet insurance and your private insurer did not offer this type of coverage you would have to go to a completely different insurance company.

Using two different insurance companies means paying two separate insurance payments, which can be a hassle.

A phone or Internet insurance provider is just what it sounds like. These companies do not work out of offices but solely over the Internet and or phone.

This type of insurance provider can be convenient for someone that handles all of their business on the Internet, but for people that prefer to be able to go to an office and talk to an insurance agent in person an independent or private insurer would be the best choice.

An independent insurance provider like the Cherokee Insurance Center offers the best option for many when trying to find the perfect insurance policy to fit your budget and lifestyle.

An independent insurance provider represents multiple insurance companies at once giving them the ability to shop around for the best insurance policy for you.

Cherokee Insurance Coverage Options

Business insurance should be a top priority for any business owner.

When capital is limited, it might seem like a good idea to purchase less insurance coverage than you actually need as a way to save money, but in the event of an accident, theft, natural disaster, or any other unforeseeable disaster you will be glad you invested in the proper type and amount of coverage.

The Cherokee Insurance Center offers multiple types of business insurance including:

  • Surety bonds
  • Workers compensation coverage
  • General liability insurance
  • Business auto insurance
  • Business equipment insurance
  • Commercial umbrella insurance policies
  • Business owners insurance

When it comes to personal insurance, your auto and home are your two biggest priorities. A home insurance policy is the best way to protect your property and possessions.

A homeowner’s insurance policy typically provides coverage in the event of fire, windstorm, lightning, hail, the freezing of the home’s plumbing system in the winter, theft, smoke damage, vandalism, vehicle damage, and sudden or accidental damage.

How do I get a quote from Cherokee auto insurance?

The Cherokee Insurance Center also provides several types of auto insurance for traditional and nontraditional forms of transportation.

Some of the types of vehicles that the Cherokee Insurance Center writes insurance coverage for are vans, boats, motorcycles, and more traditional vehicles like cars and trucks.

When it comes to auto insurance there are a lot of coverage options to choose from including bodily injury liability, personal injury protection, collision, comprehensive, and coverage for emergency road service.

Since there are so many different types of auto insurance it is always good to talk to an insurance agent to make sure that you know exactly what kind and how much auto insurance you actually need.

With an independent insurance agency like the Cherokee Insurance Center, there is always someone there to answer any questions you might have.

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Frequently Asked Questions

What is Cherokee Auto Insurance?

Cherokee Auto Insurance is an insurance company that provides coverage for personal and commercial vehicles. They offer a range of auto insurance products and services to meet the needs of their customers.

What types of auto insurance coverage does Cherokee Auto Insurance offer?

Cherokee Auto Insurance offers various types of coverage, including liability insurance, collision insurance, comprehensive insurance, uninsured/underinsured motorist coverage, medical payments coverage, and personal injury protection.

How can I contact Cherokee Auto Insurance?

You can contact Cherokee Auto Insurance by visiting their website and accessing their contact information. They typically provide phone numbers, email addresses, and sometimes even live chat support options for customers to get in touch with them.

How can I get a quote from Cherokee Auto Insurance?

To obtain a quote from Cherokee Auto Insurance, you can visit their website and use their online quote tool. You’ll typically need to provide information about your vehicle, driving history, and other relevant details to receive an accurate quote.

What factors affect the cost of Cherokee Auto Insurance premiums?

Several factors can impact the cost of your Cherokee Auto Insurance premiums. These factors may include your age, driving history, type of vehicle, location, credit history, and the coverage options you choose. Generally, drivers with clean records and lower-risk vehicles may qualify for lower premiums.

Can I manage my Cherokee Auto Insurance policy online?

Yes, Cherokee Auto Insurance typically provides an online customer portal where you can manage your policy. Through the portal, you can view your policy details, make payments, update your information, and even file claims.

How can I file a claim with Cherokee Auto Insurance?

To file a claim with Cherokee Auto Insurance, you can contact their claims department directly. They will guide you through the process and provide the necessary forms and instructions to initiate your claim. It’s important to report any accidents or incidents promptly to ensure a smooth claims process.

Does Cherokee Auto Insurance offer discounts?

Yes, Cherokee Auto Insurance often offers various discounts to eligible policyholders. These discounts can include safe driver discounts, multi-policy discounts, good student discounts, and more. It’s advisable to inquire about available discounts when obtaining a quote or contacting their customer service.

Can I cancel my Cherokee Auto Insurance polic

Yes, you can generally cancel your Cherokee Auto Insurance policy. However, specific terms and conditions regarding cancellations may vary, so it’s essential to review your policy documents or contact their customer service for guidance on the cancellation process.

How do I make a payment for my Cherokee Auto Insurance policy?

Cherokee Auto Insurance typically offers several payment options, including online payments, payments by phone, and traditional mail-in payments. The exact methods accepted may vary, so it’s recommended to refer to your policy documents or contact their customer service for specific payment instructions.

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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