Acceptance Auto Insurance, also called First Acceptance Inc., was founded in 1969. Acceptance retails, services, and underwrites nonstandard auto insurance for those individuals who have a high risk insurance rating, have been denied insurance by other companies, or have had their policies canceled by other providers.
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Details on items including services, claims info, contact info and even careers with the company follow. Drivers with that high risk label are almost guaranteed to pay higher insurance rates. So it is vitally import to compare options.
Acceptance Auto Insurance Services
First Acceptance Auto Insurance often provides basic insurance to those individuals who need auto insurance to comply with state laws yet have a poor record either in terms of their driving history or payment history. They also provide an array of auto insurance policies including:
- Bodily injury liability
- Property damage liability
- Comprehensive auto insurance
- Collision insurance
Acceptance Auto Insurance Locations
First Acceptance Auto Insurance is based in Nashville, Tennessee, but maintains close to 400 retail locations across twelve states including: Tennessee, Mississippi, Alabama, South Carolina, Georgia, Florida, Texas, Missouri, Illinois, Indiana, Ohio, and Pennsylvania. Acceptance is also licensed to insure motorists in 13 other states.
Acceptance Auto Insurance Contact Information
Acceptance Auto Insurance has its main headquarters in Nashville, Tennessee. While you can find information online for Acceptance, it is recommended that you speak with an agent directly before purchasing a policy.
If you wish to contact First Acceptance the following addresses and numbers can be used. Representatives at these numbers can provide you with contact information for a local agent or office in your region.
3813 Green Hills Village Drive
Nashville, TN 37215
3813 Green Hills Village Drive
Nashville, TN 37215
Acceptance Auto Insurance Quotes
If you are considered a high risk driver and have had difficulty obtaining insurance through other providers you may wish to obtain a quote from First Acceptance. People who fall into this category may include:
- Single males, ages 16-24
- Individuals with two or more driving violations
- Those who have been charged with Driving under the Influence
- Those with a poor credit rating
- Individuals with a significant prior claims history
- Those who have had a lapse in their insurance coverage
- Drivers who have had their license suspended
- Men or women over the age of 70
- Individuals who have had a poor payment history leading to cancelled insurance with another provider
If you fall into one of these categories or are considered high risk for another reason you can investigate a First Acceptance Auto Insurance online. By entering some personal information onto a form you can also obtain a quote online. After that it is recommended that you speak to an agent due to the specialized nature of this insurance.
Although certain circumstances could still result in denial of coverage by Acceptance, this provider does insure most people who apply. First Acceptance does not require a credit check in order to determine who will qualify for insurance.
Acceptance Auto Insurance Careers
First Acceptance Auto Insurance lists several part time and full time openings in several different states within their company. These positions include:
- Sales Agent
- Retail Customer Service Representative
- Claims Analyst
- Claims Supervisor
The company’s website contains an easy search option to search for employment in a field or location of your choice.
Acceptance Auto Insurance Claims
There currently is no option for filing auto insurance claims online. Acceptance insurance recommends calling a claims representative at 1-800-779-2103 if you wish to file a claim. The company states on its website that it is in the process of developing a system for online claims filing.
Acceptance Auto Insurance Customer Reviews
In examining reviews online it becomes clear that many consumers have been displeased with their experience with First Acceptance Auto Insurance. Complaints were reported from individuals who were involved in an accident with an individual whose insurance is provided by First Acceptance. These included complaints about First Acceptance not providing money when they say they will, providing much less money than the estimate to repair the vehicle, or the rudeness and unprofessional attitude of customer service staff.
Customers of First Acceptance also complained about the claims process, rates changing frequently without explanation, hidden fees, refusal to cover many claims, or only paying a small portion of the repair cost.
The positive aspect of First Acceptance is the fact that they will often provide drivers with insurance when no other companies will. Every state in the U.S. requires drivers to carry some level of car insurance or risk suspension of their license to drive. When there are no other options, Acceptance Auto Insurance may be viewed in a more positive light.
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