Longest Emergency Room Wait Times by State (2025)

Comparing ER wait times by country? America has notoriously long waits. The average ER wait time in the U.S. is 2.5 hours. Washington, D.C. and Maryland have the longest emergency room wait times by state at over four hours. ER wait times in Delaware and Rhode Island are 3.5 hours. The COVID-19 pandemic increased the…

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How to Change Auto Insurance When Moving Out of State in 2025 (7 Easy Steps)

How you change auto insurance when moving out of state involves several key steps. First contact your current insurer, understand new insurance laws, compare quotes, ask about discounts, cancel or transfer your policy, activate the new policy, and update your credentials. With 63% of drivers needing to adjust their coverage, following these steps ensures compliance…

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Left-Lane Driving Laws by State: What You Should Know (2025)

How many states have left lane laws? Most states have left-lane driving laws, where drivers must stay right unless passing or turning. However, penalties for left lane laws by state vary. Drivers can be ticketed for driving slowly in the left lane for too long. For instance, the Wisconsin left lane law punishes this with…

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Does auto insurance cover car seats?

When you have a baby, one of the most important purchases you make is their car seat. And if you’re ever in an accident with your child, a proper car seat will help to protect your most precious cargo.  But can you protect the car seat through insurance? Can you use insurance for a car…

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What are the benefits of auto insurance?

Car insurance provides protection when you drive. Your car insurance policy covers you, your vehicle, and your passengers in the event of an accident or natural disaster.  If there is an accident, your insurance company will pay for damages covered by your policy. However, you will be responsible for these costs out of pocket if…

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How many drivers don’t have auto insurance?

There are six states where you have more than a 1 in 5 chance of finding an uninsured motorist on the road The most recent data from the Insurance Research Council (IRC) estimates that approximately a little over 14 percent of the driving population is uninsured. The IRC is a purely independent, nonprofit organization committed to…

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