Top 10 Deadliest Holidays to Drive (2025)

Anyone who drives knows that holiday traffic is stressful. From congested roads to drunk drivers, holidays can be some of the most dangerous days to drive. Holidays are the days with most DUIs, due to alcohol being involved in celebrations.   While you want to be careful if you live in one of the worst states…

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Types of Auto Insurance in 2025 (Coverage Options Explained)

When purchasing a car insurance policy, picking and choosing the types of auto insurance coverage you need from the best auto insurance companies can be overwhelming. Not having enough coverage can result in high out-of-pocket costs, while having unnecessary auto insurance coverage types means paying higher rates. While states require drivers to carry some coverages, others, such…

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Factors That Affect Auto Insurance Rates (2025)

Everyone needs auto insurance, but it gets more expensive each year. So, what affects my car insurance rates? There are several factors that affect auto insurance rates, and understanding how they impact your prices can be confusing. However, car insurance formulas don’t have to be a mystery. Age, marital status, and driving history are key…

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Best Drivers by State (2025)

What makes a bad driver? According to the National Highway Traffic Safety Association (NHTSA), the most common bad drivers speed, drive recklessly, and fail to maintain their lane or yield to other drivers and pedestrians. They’re also more likely to drive without car insurance. On the other hand, the best states for driving have lower…

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Drunk Driving Rates by State [+ Coronavirus DUI Drops]

Drunk driving rates have declined in certain states, such as California, Texas, Pennsylvania, Florida, and North Carolina, partly due to the coronavirus pandemic.  In this feature, we’ll take a look at the coronavirus DUI drop through media reports that show how drunk driving incidents have declined since the coronavirus pandemic. We’ll also overview the worst…

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Longest Emergency Room Wait Times by State (2025)

Comparing ER wait times by country? America has notoriously long waits. The average ER wait time in the U.S. is 2.5 hours. Washington, D.C. and Maryland have the longest emergency room wait times by state at over four hours. ER wait times in Delaware and Rhode Island are 3.5 hours. The COVID-19 pandemic increased the…

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Highest Paying Cities for Young Workers (2025)

Millennials are now the largest generation in the U.S. labor force, and the oldest members of Gen Z (post-millennials) have just reached working age. This influx of younger generations into the workforce has sparked new employment trends, especially when it comes to worker mobility. This article is about the 10 best-paying cities for young workers….

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Halloween Car Accident Statistics: Deadliest Days for Halloween in 25 Years

Halloween is a night filled with trick-or-treating and candy, where kids dressed as ghouls and skeletons collect peanut butter bars and cookies. Despite its festive nature, it’s important to consider Halloween deaths statistics and recognize that Halloween can be a dangerous holiday. Although this holiday is family-friendly on one end, there is a dark side…

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Does auto insurance pay if my car is stolen?

Does auto insurance pay if my car is stolen? Whether your insurer will pay for your stolen vehicle depends on the type of auto insurance you have. Does full coverage insurance cover theft? Yes — comprehensive policies protect you and your car against problems not caused by collisions, such as theft, vandalism, and weather events….

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Do you have to add your child to your insurance policy? (2025)

Do you have to add your child to your insurance policy? If your teenager is starting to use the family car, you are probably asking if you have to add your child to a family auto insurance policy. Usually, you’ll need auto insurance for a child living at home if they’re driving your car. In…

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