The Different Types of Auto Insurance Coverage Explained

What are the different types of auto insurance coverage? A basic auto insurance policy usually includes six types of auto insurance coverage (along with other optional coverage types) to make sure every driver has just what they need. So what are the six basic types of automobile insurance coverage? Three common types of car insurance…

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Factors That Affect Car Insurance Rates (New + Data)

How is car insurance calculated? Learn factors that lower auto insurance premiums and factors that increase auto insurance premiums so you can find cheap rates. If you drive, you’d better have car insurance! It’s the law pretty much everywhere in the U.S. except in a few states where, if you’re independently wealthy and can prove…

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DUI Insurance: Is cheap auto insurance with a DUI possible?

How does a DUI affect car insurance? Unfortunately, a DUI conviction will make it difficult to find affordable insurance. The insurance industry works on a system of risk assessment, but there are still relatively cheap DUI insurance options. Look for cheap auto insurance with a DUI? But first, is cheap auto insurance with a DUI…

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Best Drivers in the U.S. by State [2021 Study]

Everyone knows the bad driver. The one who cuts in and out of lanes at a high speed, merges into other lanes without looking over their shoulder, and rides the brake so that it’s difficult to see when they’ll stop. But what about the great driver? While there are no awards given for the best…

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States with the Longest ER Wait Times [New Data]

Emergency department visits have been increasing steadily for more than 20 years. According to the Centers for Disease Control and Prevention (CDC), there were 144.9 million emergency department (also commonly referred to as emergency room) visits in 2017, roughly a 50 percent increase from 1995. But it’s not just population growth that’s accounting for the spike. The…

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The 10 Best Paying Cities for Young People [Aged 16-24]

Millennials are now the largest generation in the U.S. labor force, and the oldest members of Gen Z (post-millennials) have just reached working age. This influx of younger generations into the workforce has sparked new employment trends, especially when it comes to worker mobility. Luckily for this new wave of workers, it’s a job seeker’s…

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Halloween Fatal Car Crash Statistics [25-Year Study]

Halloween is one of the most dangerous holidays of the year. Between drunk drivers and children trick-or-treating, the risk of being harmed makes it both a threat to the older partying age group and children who just want to enjoy the fun of dressing up. Halloween fatal car crashes are a major concern. Is Halloween…

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