Do you need auto insurance if you don’t drive your car?

Do you have to keep insurance on a car you’re not driving? Many people have a vehicle they use to drive to work, school, and handle daily errands. These cars have to be insured at all times to meet state minimum auto insurance requirements. But do you need insurance on a car you don’t drive?…

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Minnesota Minimum Auto Insurance Requirements (2024)

In many states, drivers are financially responsible for any expenses or damages they create while behind the wheel, and this holds true in Minnesota as well. Many drivers do not have the financial means to pay for the expenses associated with a car accident, so Minnesota requires its drivers to obtain auto insurance coverage in…

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Hawaii Minimum Auto Insurance Requirements (2024)

There are Hawaii auto insurance minimum requirements set by the state so drivers are covered in the event of an accident. Minimum auto insurance coverage in Hawaii includes property damage, personal injury protection, and bodily injury protection. A car accident in Hawaii can be very expensive for you to pay for, and you may be…

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South Dakota Minimum Auto Insurance Requirements (2024)

South Dakota’s minimum auto insurance requirements mandate drivers carry at least 25/50/25 in liability coverage. In addition, the state follows a traditional fault-based system regarding financial responsibility, meaning the driver at fault for the accident must pay for vehicle damages, lost income, and personal injuries. This article will tell you everything you need to know…

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Massachusetts Auto Insurance (2024)

You must carry Massachusetts auto insurance, as penalties for driving without insurance include hefty fees, license suspension, and jail time. The good news is that average car insurance rates in Massachusetts are 12% lower than the national average, so you should be able to easily find cheap auto insurance. Read on to learn about Massachusetts…

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Wyoming Minimum Auto Insurance Requirements (2024)

Wyoming has a similar financial responsibility law regarding drivers that many states have. This law states that drivers are financially responsible for all damages that they cause to other people while driving a car in this state. In order to ensure that you have funds available to pay for the damages that you cause, Wyoming…

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Washington DC Minimum Auto Insurance Requirements (2024)

From health insurance to life insurance and anything in between, insurance policies help protect people from financial ruin in the event that something unplanned occurs. The same is true for car insurance. Washington DC requires its residents to have auto insurance in order to protect all people on the road in the event of an…

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Texas Minimum Auto Insurance Requirements (2024)

Drivers need to fulfill Texas minimum auto insurance requirements, or they will be faced with penalties and fees. Texas requires all drivers to have minimum liability insurance, but most drivers should opt for full coverage auto insurance for complete protection in Texas. Read on to learn about Texas auto insurance requirements. Make sure you are…

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Utah Minimum Auto Insurance Requirements (2024)

Most states have minimum car insurance requirements and other related laws in place to protect all drivers on the road. Make sure to compare rates with our free comparison tool above today!  Utah is no exception to this rule. Having at least the minimum amounts of required auto insurance helps protect drivers and passengers should…

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Oklahoma Minimum Auto Insurance Requirements (2024)

Anytime you get behind the wheel of a car in Oklahoma, you could cause an accident that creates damage or expenses for another driver. State law in Oklahoma requires drivers to take full responsibility for the damages they cause, and because many drivers do not have the financial means to pay for these expenses, the…

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Pennsylvania Minimum Auto Insurance Requirements (2024)

All Pennsylvania drivers are required to be properly insured per state law before getting behind the wheel of a car. More than that, drivers assume full financial responsibility of any damages they create while driving in this state. The state’s minimum auto insurance requirements provide you with benefits to pay for some of these expenses,…

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South Carolina Minimum Auto Insurance Requirements (2024)

South Carolina drivers must carry insurance to register any vehicle with the state’s Department of Motor Vehicles. Lawmakers are interested in protecting all drivers on the road in this southern state, so there is a state minimum insurance requirement that makes liability insurance mandatory for all drivers. The purpose of this is to create a…

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Nevada Minimum Auto Insurance Requirements (2024)

Every state has its own requirements regarding car insurance. Auto insurance minimum requirements are the baseline amount of coverage necessary to register and legally drive in each state. These minimum requirements exist for the safety of you behind the wheel, as well as everyone else on the road with you. Make sure you compare rates…

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North Carolina Minimum Auto Insurance Requirements (2024)

North Carolina drivers must maintain and carry liability and uninsured motorist coverage to register your vehicles. This law has been in effect since 1957 when the Vehicle Financial Responsibility Act was created. The purpose is to keep drivers safe on the road, and it’s to keep you from experiencing crippling financial problems due to the…

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Massachusetts Minimum Auto Insurance Requirements (2024)

In most states, you’ll need to meet the minimum amount of auto insurance required before registering your car. Massachusetts is no exception. However, Massachusetts minimum auto insurance requirements may not offer enough coverage. If you recently moved to Massachusetts or are buying a vehicle in the state, make sure you understand the car insurance coverage…

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Michigan Minimum Auto Insurance Requirements (2024)

Michigan drivers must carry automobile insurance. It’s vital to the financial safety of all drivers, and it’s often the only thing that prevents at-fault drivers from financial ruin. Carrying insurance on your vehicle protects you if you are involved in an accident if you are injured, and even if someone in your car is killed…

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Mississippi Minimum Auto Insurance Requirements (2024)

Every state effectively requires drivers to carry car insurance. It’s in everyone’s best interest to only drive when in the position to pay for any damage they might cause while operating a motor vehicle. Mississippi has minimum coverage requirements to limit the circumstances in which a party that causes some form of damage with an…

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Connecticut Minimum Auto Insurance Requirements (2024)

Most Connecticut drivers are aware that they are legally obligated to purchase a minimum amount of auto insurance coverage in Connecticut. However, you may not be certain what these requirements are or why they are in place. A closer look will help you to better understand this important requirement. State law in Connecticut makes drivers…

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Georgia Minimum Auto Insurance Requirements (2024)

When you get behind the wheel of a car in Georgia, you are assuming financial responsibility for any expenses that you create for other people. For example, if you cause a car accident while driving on Georgia’s roads, you will be required to pay for all related vehicle repairs, medical bills, and more. Some car…

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Alabama Minimum Auto Insurance Requirements (2024)

Car insurance is not something you should drive without in Alabama.  If you own your car outright and assume you are legally able to cancel your insurance, you are mistaken. It’s one of the biggest misconceptions about driving throughout the state, and it’s helpful for drivers to know what penalties and fines you face if…

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Caviar Courier Auto Insurance: Rates & Requirements (2024)

How do you get food delivery car insurance? If you work for Caviar Courier, you may be eligible for commercial coverage through DoorDash. DoorDash owns Caviar Courier, and DoorDash offers auto insurance coverage to employees that meet specific requirements.  Whether you get car insurance with Caviar Courier through DoorDash or an insurance company, you must…

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Is mandatory auto insurance unconstitutional?

It’s understandable to wonder why you need to buy auto insurance if you can pay damages in an accident you caused. However, states must solve the problem of uninsured drivers who leave seriously injured accident victims high and dry with no way to recover their damages. Mandatory auto insurance laws protect drivers and victims from…

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