Do you need auto insurance if you don’t drive your car?

But do you need insurance on a car you don’t drive? If your vehicle is registered in your state, then you need insurance for a car that is not used. Depending on your provider, you have options to suspend car insurance while traveling abroad or buy temporary insurance for part-time vehicles.  Do you need auto…

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Minnesota Minimum Auto Insurance Requirements in 2025 (Learn What MN Requires)

Minnesota minimum auto insurance requirements include coverage for bodily injury, property damage, and personal injury protection (PIP). Drivers must have at least $30,000 for bodily injury per person, $60,000 per accident, and $10,000 for property damage. PIP coverage requires at least $20,000 to cover medical expenses and lost income. Additionally, drivers must carry uninsured motorist…

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Hawaii Minimum Auto Insurance Requirements for 2025)(What Drivers in HI Need)

Understanding Hawaii minimum auto insurance requirements is key to staying compliant and saving money. The state mandates 20/40/10 liability coverage, which includes $20,000 for bodily injury per person, $40,000 for all persons injured per accident, and $10,000 for property damage. Providers like USAA, Geico, and State Farm lead with competitive rates, offering minimum coverage at…

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South Dakota Minimum Auto Insurance Requirements in 2025 (SD Coverage Explained)

South Dakota minimum auto insurance requirements mandate that all drivers carry at least 25/50/25 liability coverage. This includes $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. Drivers must also have uninsured/underinsured motorist coverage to protect against accidents involving drivers without sufficient insurance. These coverages are essential for meeting…

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Best Massachusetts Auto Insurance in 2025 (Your Guide to the Top 10 Companies)

The best Massachusetts auto insurance providers are Amica, USAA, and Liberty Mutual, offering top-notch customer satisfaction, military benefits, and full coverage auto insurance options. This guide dives into Massachusetts auto insurance requirements, explores affordable options, and provides insights on how factors like location, driving record, and credit score impact your rates. Whether you’re a high-risk…

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Wyoming Minimum Auto Insurance Requirements for 2025 (Legal WY Coverage Simplified)

Understanding Wyoming minimum auto insurance requirements is essential, as the state mandates 25/50/20 basic liability coverage that is $25,000 for bodily injury liability per person, $50,000 for total bodily injury per accident, and $20,000 for property damage. Monthly insurance rates in Wyoming start at just $13, making affordable coverage achievable for drivers. Some of the…

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Washington D.C. Minimum Auto Insurance Requirements in 2025 (Learn What DC Requires)

Washington D.C. minimum auto insurance requirements establish specific coverage levels to ensure legal compliance and financial protection for all drivers. Residents must carry liability insurance of at least 25/50/10, which covers $25,000 for bodily injury per person, $50,000 per accident, and $10,000 for property damage. Additionally, D.C. mandates uninsured motorist coverage of 25/50/5 with a…

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Texas Minimum Auto Insurance Requirements in 2025 (Coverage You Need in TX)

Texas minimum auto insurance requirements ensure that every driver has basic liability protection, with set limits of $30,000 for injury per person, $60,000 per accident, and $25,000 for property damage. USAA offers the lowest rates starting at $36per month, followed by State Farm at $52 and Travelers at $58. These companies fulfill Texas’s required minimums…

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Utah Minimum Auto Insurance Requirements for 2025 (Learn What UT Requires)

Utah minimum auto insurance requirements ensure that every driver has basic liability protection, with limits of 25/65/15 for bodily injury liability and property damage coverage. These requirements safeguard drivers from financial risks in accidents while ensuring compliance with state laws. USAA, Geico, and Travelers offer excellent options for affordable coverage, with rates starting as low…

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Nevada Minimum Auto Insurance Requirements in 2025 (NV Coverage Explained)

Nevada minimum auto insurance requirements, set by Nevada insurance laws, require 15/30/10 liability coverage—$15,000 per person, $30,000 per accident for bodily injury, and $10,000 for property damage. These auto insurance minimums protect the driver and other parties involved in an accident by helping cover expenses and reducing financial exposure in at-fault accidents. All drivers must…

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Massachusetts Minimum Auto Insurance Requirements for 2025 (MA Mandated Coverage)

Understanding Massachusetts minimum auto insurance requirements is key to staying legal and saving money. The state requires 20/40/5 coverage, which means $20,000 for injuries per person, $40,000 per accident, and $5,000 for property damage. Affordable options are available from providers like USAA, Geico, and State Farm, with rates starting at $21/month, $28/month, and $30/month for…

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Michigan Minimum Auto Insurance Requirements in 2025 (Coverage You Need in MI)

To meet state law, drivers must meet Michigan minimum auto insurance requirements. This means they need at least $50,000 for bodily injury per person, $100,000 per accident, and $10,000 for property damage.   Personal Injury Protection (PIP) and Property Protection Insurance (PPI) are also required. PIP helps with medical expenses, while PPI covers property damage….

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Mississippi Minimum Auto Insurance Requirements for 2025 (What Drivers in MS Need)

Understanding Mississippi minimum auto insurance requirements is essential for staying compliant and protecting your finances. Drivers must carry 25/50/25 coverage, which includes $25,000 for bodily injury liability insurance per person, $50,000 per accident, and $25,000 for property damage. While rates in Mississippi start as low as $20/month, top providers like USAA, Geico, and State Farm…

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Connecticut Minimum Auto Insurance Requirements in 2025 (CT Mandated Coverage)

Connecticut minimum auto insurance requirements mandate 25/50/25 liability coverage, which means drivers must have at least $25,000 in bodily injury coverage per person, $50,000 in bodily injury coverage per accident, and $25,000 in property damage liability. This ensures financial protection in the event of accidents, helping cover medical expenses, legal claims, and property repairs caused…

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Georgia Minimum Auto Insurance Requirements in 2025 (Coverage GA Drivers Need)

Understanding Georgia minimum auto insurance requirements is important and they mandate 25/50/25 basic liability that is $25,000 for the bodily injury liability per person, $50,000 for the total of all persons, $25,000 for the property damage. Prices begin from a minimum of $24 monthly, meaning that Georgia drivers should endeavor to find cheap insurance policies….

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Alabama Minimum Auto Insurance Requirements in 2025 (What AL Drivers Need)

You must carry 25/50/25 in liability insurance coverage to meet Alabama minimum auto insurance requirements, and rates start at just $36 per month. Alabamians who don’t carry insurance face fines of $1,000 or more and license suspension for up to one year. Unfortunately, 19.5% of AL drivers, nearly one in five, are uninsured (Learn More:…

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Best Auto Insurance for Caviar Delivery Drivers in 2025 (Top 10 Companies Ranked)

The best auto insurance for Caviar delivery drivers are Progressive, State Farm, and Allstate, offering unparalleled coverage and flexibility tailored to the unique needs of delivery work. These providers have been chosen for their commitment to delivering reliable service, extensive coverage options, and strong customer support, making them the best auto insurance choices for Caviar…

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Is mandatory auto insurance unconstitutional?

It’s understandable to wonder why you need to buy auto insurance if you can pay damages in an accident you caused. However, states must solve the problem of uninsured drivers who leave seriously injured accident victims high and dry with no way to recover their damages. Mandatory auto insurance laws are designed to protect drivers…

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