Q: What is the state minimum auto insurance in Virginia?

Virginia’s state minimum auto insurance includes 30/60/20 liability coverage, ensuring legal compliance, with rates starting around $18/month.

Question 1

What are Virginia auto insurance requirements?

Accepted Answer

Virginia auto insurance requirements mandate liability coverage of $30,000 per person, $60,000 per accident, and $20,000 for property damage, with rates starting at approximately $18/month. Discover the unique benefits of collision vs. comprehensive auto insurance and what each covers.

Question 2

What are Virginia liability insurance requirements?

Accepted Answer

Virginia liability insurance requirements ensure drivers carry 30/60/20 coverage, which protects against bodily injury and property damage caused to others. Virginia minimum car insurance requirements include $30,000 for bodily injury per person, $60,000 per accident, and $20,000 for property damage per accident.

Question 3

What are Virginia car insurance laws?

Accepted Answer

Virginia car insurance laws allow drivers to purchase the minimum liability coverage or pay a $500 uninsured motor vehicle fee, though the latter offers no financial protection in accidents. To lower your auto insurance premiums, enter your ZIP code into our free quote comparison tool below to compare your rates against the top insurers.

Question 4

What are Virginia SR-22 insurance requirements?

Accepted Answer

Virginia SR-22 auto insurance requirements involve filing proof of financial responsibility with the state, typically requiring minimum liability coverage of 30/60/20.

Question 5

What is the state minimum auto insurance in Virginia?

Accepted Answer

Virginia&#8217;s state minimum auto insurance includes 30/60/20 liability coverage, ensuring legal compliance, with rates starting around $18/month.

Question 6

What is included in a Virginia auto insurance guide?

Accepted Answer

A Virginia auto insurance guide highlights the 30/60/20 minimum requirements, uninsured motorist coverage, optional policies like comprehensive or collision, and tips for cost savings.

Question 7

Is Direct Auto insurance available in Petersburg, VA?

Accepted Answer

Yes, Direct Auto insurance is available in Petersburg, VA, offering affordable options that meet state requirements and customizable add-ons.

Question 8

Is temporary car insurance available in Virginia?

Accepted Answer

Yes, temporary car insurance in Virginia is available for short-term needs, typically offering coverage for periods as brief as one day to several weeks. Explore step-by-step tips on how to insure a car for one-month hassle-free.

Question 9

What are Virginia&#8217;s bodily injury limits?

Accepted Answer

Virginia bodily injury limits are set at $30,000 per person and $60,000 per accident for liability coverage under state minimum requirements.

Question 10

Can you have Virginia tags with no insurance?

Accepted Answer

Yes, in Virginia, you can have tags with no insurance by paying a $500 uninsured motor vehicle fee, but this does not provide any financial protection in the event of an accident.

Question 11

What are Virginia trailer insurance requirements?

Accepted Answer

Virginia requires liability coverage for trailers if they are towed by a vehicle on public roads. Coverage must meet 30/60/20 liability standards.

Question 12

What is the Virginia uninsured motor vehicle fee?

Accepted Answer

The Virginia uninsured motor vehicle fee is a $500 payment allowing you to drive legally without insurance, though it offers no protection against accident-related costs. Explore the legal requirements and dangers of driving without auto insurance in your state.

Question 13

What is full coverage auto insurance in Virginia?

Accepted Answer

Full coverage auto insurance in Virginia includes liability coverage, comprehensive, and collision insurance to protect against both at-fault accidents and non-collision events like theft or natural disasters.

Question 14

What type of insurance satisfies the financial responsibility law in Virginia?

Accepted Answer

In Virginia, the financial responsibility law is satisfied by carrying 30/60/20 liability coverage or paying the uninsured motor vehicle fee.

Question 15

Which type of insurance coverage is required in Virginia?

Accepted Answer

Virginia requires liability insurance, with minimum limits of $30,000 per person, $60,000 per accident, and $20,000 for property damage.

Question 16

Do you need insurance to register a car in Virginia?

Accepted Answer

Yes, to register a car in Virginia, you must either provide proof of insurance or pay the $500 uninsured motor vehicle fee. Discover how to get instant proof of your auto insurance policy online in just a few steps.

Question 17

Is collision insurance required in Virginia?

Accepted Answer

No, collision insurance is not required in Virginia but is recommended to cover damages to your vehicle after an at-fault accident.

Question 18

What is the minimum bodily injury coverage in Virginia?

Accepted Answer

The minimum bodily injury coverage in Virginia is $30,000 per person and $60,000 per accident, as part of the state’s liability insurance requirements.

Question 19

Does Virginia require car owners to carry automobile liability insurance?

Accepted Answer

Yes, Virginia requires car owners to carry 30/60/20 automobile liability insurance, or alternatively, pay the $500 uninsured motor vehicle fee to drive legally. Find the best auto insurance company near you by entering your ZIP code into our free quote tool below.

Tag: auto coverage requirements

Compare Quotes from Top Companies and Save

Virginia Minimum Auto Insurance Requirements in 2025 (What VA Drivers Need to Buy)

Best Auto Insurance for Shipt Drivers in 2025 (Your Guide to the Top 10 Companies)

Compare Quotes from Top Companies and Save

Tag: auto coverage requirements

Compare Quotes from Top Companies and Save

Virginia Minimum Auto Insurance Requirements in 2025 (What VA Drivers Need to Buy)

Best Auto Insurance for Shipt Drivers in 2025 (Your Guide to the Top 10 Companies)

Compare Quotes from Top Companies and Save

Free Car Insurance Comparison