How to Get a Driver’s Ed Discount

Driver's ed discounts are an effective way to reduce your monthly auto insurance expenses. Many major insurance providers including GEICO offer discounts to driver's ed students for academic achievement, learning defensive driving practices, as well as simply for passing driver's ed. Completing an online driver's ed course may also provide insurance discounts.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 25, 2021

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Things to Remember

  • While driver’s ed students can expect to pay higher-than-average auto insurance premiums, they are eligible for discounts
  • Enrolling in and passing a driver’s ed course may qualify the driver for a driver’s ed auto insurance discount
  • Geico offers student drivers a number of discounts, including savings for academic success and defensive driving education

Auto insurance discounts are a great way to minimize your monthly expenses without sacrificing quality of service. And said discounts aren’t restricted to seasoned drivers – student drivers may qualify for driver’s ed car insurance discounts.

Teens and young drivers, in general, can expect to pay higher-than-average car insurance premiums, but there are ways they can lower their monthly payments.

Continue reading to learn more about driver’s ed discounts and other methods new drivers can use to save on car insurance.

Enter your ZIP code into our free search tool above to quickly compare quotes from auto insurance providers in your neighborhood.

Where can you get a driver’s ed discount?

Driver’s ed insurance discounts are available from most auto insurance companies. Take a look at the table below for a list of driver’s ed discount auto insurance companies:

Young Driver Auto Insurance Discounts by Company
CompaniesClaim Free DiscontContinuous Coverage DiscountDefensive Driver DiscountDriver's Ed DiscountDriving Device/App DiscountEarly Signing DiscountFull Payment DiscountGood Credit DiscountLow Mileage DiscountLoyalty DiscountMarried DiscountMultiple Policies DiscountMultiple Vehicles DiscountOccupation DiscountOn Time Payments DiscountOnline Shopper DiscountPaperless Documents DiscountPaperless/Auto Billing DiscountSafe Driver DiscountStudents & Alumni DiscountYoung Driver Discount
21st CenturyYesYesYesYesNoYesNoNoNoNoNoYesYesNoNoNoNoNoYesNoYes
American FamilyYesYesYesYesYesYesYesNoYesYesNoYesYesNoNoNoYesYesYesYesNo
Country FinancialYesYesYesYesNoYesYesNoYesYesYesYesYesYesNoNoNoNoNoNoYes
Liberty MutualYesNoYesYesYesNoYesNoYesNoYesYesYesYesNoNoNoYesNoYesYes
Safe AutoYesYesYesYesNoNoYesNoNoNoYesNoYesNoYesNoNoYesYesNoNo
State FarmYesNoYesYesYesNoNoYesYesNoYesYesYesNoNoNoNoYesYesNoNo
The GeneralYesNoYesYesNoNoYesNoYesYesYesYesYesNoNoNoNoYesYesNoNo
The HanoverYesYesYesYesNoNoYesNoYesNoNoYesYesYesNoNoNoYesNoNoNo
The HartfordYesYesYesYesYesYesYesNoYesYesYesYesYesYesYesNoYesYesYesNoNo
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GEICO’s driver’s ed discount auto insurance rates are just one example of auto insurance savings available from major national insurance providers. Most GEICO auto insurance policies offer discounts to households with a teen who has successfully completed a driver’s ed course.

Is your teen an academic whiz? Student drivers with a B average or better can earn as much as 15% off their monthly GEICO auto insurance premiums. They can obtain further savings by passing a defensive driving course.

Check out our GEICO auto insurance review for a thorough assessment of the insurance company’s pros and cons.

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What is a driver’s ed discount on auto insurance?

Drivers are legally obligated to purchase auto insurance in nearly every US state, and student drivers are not exempt from that policy. Although young drivers are usually liable for higher-than-average car insurance costs per month, there are discounts they can take advantage of.

One of which is a driver’s ed discount, which reduces rates after a teen driver completes their driver’s education course.

Teen drivers can qualify for other discounts. Take a look at the following table for a list of common auto insurance discounts offered by most companies:

Common Auto Insurance Discounts Offered by Insurance Companies

Vehicle DiscountsDriver/Customer DiscountsPersonal Discounts
Active Disabling DeviceClaim FreeEmergency Deployment
Adaptive Cruise ControlContinuous CoverageFamily Legacy
Adaptive HeadlightsDefensive DriverFamily Plan
Anti-lock BrakesDriver's EducationFederal Employee
Audible AlarmDriving Device/AppFurther Education
Automatic BrakingEarly SigningGood Student
Blind Spot WarningFull PaymentHomeowner
Daytime Running LightsGood CreditLife Insurance
Economy VehicleLoyaltyMarried
Electronic Stability ControlMultiple PoliciesMembership/Group
Farm/Ranch VehicleMultiple VehiclesMilitary
Forward Collision WarningNew Customer/New PlanNew Address
Garaging/StoringOccasional OperatorNew Graduate
Green/Hybrid VehicleOnline ShopperNon-smoker/Non-drinker
Lane Departure WarningOn-time PaymentsOccupation
Newer VehiclePaperless/Auto BillingRecent Retirees
Passive RestraintPaperless DocumentsStable Residence
Utility VehicleRoadside AssistanceStudent Away
Vehicle RecoverySafe DriverStudent or Alumni
VIN EtchingSeat Belt UseVolunteer

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Completing an online driver’s ed course may also provide insurance discounts. Not only will passing the class potentially lead to insurance savings, virtual driver’s ed courses usually charge lower tuition fees than their in-person counterparts.

Driver’s Ed Auto Insurance Discounts: The Bottom Line

Learning to drive is typically one of the first steps adolescents take on their journey towards independence and self-sufficiency. And this need not be an expensive process: take advantage of every available discount you can.

Whether you’re the proud parent of a student driver or simply want to review driver’s ed discount auto insurance quotes in your area, feel free to enter your ZIP code into our free search tool below for a detailed survey of your local auto insurance providers.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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