Does a criminal record affect auto insurance rates? (2025)

So, does a criminal record affect car insurance? Your criminal record shouldn’t impact your auto insurance rates unless it was a violation related to driving, such as a DUI, reckless driving, or a moving violation. However, it’s common for the best auto insurance companies, such as Geico, to run a credit and background check when…

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How Auto Insurance Companies Check Driving Records (2025)

Do insurance companies check your driving record? Yes, and if you have a history of accidents or traffic violations, you’ll have to buy high-risk auto insurance at a more expensive rate. Insurers check driving records to determine whether you’re a high-risk driver. How auto insurance companies check driving records depends on state law, but most use…

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Drunk Driving Rates by State [+ Coronavirus DUI Drops]

Drunk driving rates have declined in certain states, such as California, Texas, Pennsylvania, Florida, and North Carolina, partly due to the coronavirus pandemic.  In this feature, we’ll take a look at the coronavirus DUI drop through media reports that show how drunk driving incidents have declined since the coronavirus pandemic. We’ll also overview the worst…

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Do I have to declare speeding points on my insurance?

A single speeding violation can increase your insurance premiums. A small lapse in judgment could be the difference between a good driver’s discount and paying a surcharge. Drivers with just one speeding ticket end up paying $45.46 per month more in auto insurance premiums  You got a speeding ticket, do you have to inform your…

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