This Omni auto insurance review will focus on Omni Insurance Group located in Atlanta, Georgia. The company specializes in auto insurance and was founded in 1986.
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Omni Insurance is located in Atlanta, Georgia and specializes in auto insurance products for individual consumers. The company is a subsidiary of American Independent Companies Incorporated. The company was founded in 1986 and is able to serve 15 states.
Omni Auto Insurance and Group Products
Omni Insurance offers types of auto insurance policies to consumers. The website does not provide any details regarding these auto insurance products. They are currently able to provide auto insurance to 15 states including Florida, Pennsylvania, Tennessee, and Washington.
The details regarding the auto insurance policy can be found by contacting an Omni Insurance agent. The list of states and agents can be found on the company’s website.
Most auto insurance policies have similar coverage for customers to choose from. Depending on the state you live in, there will be a minimum coverage required by state law. In most states, this is property and bodily injury liability.
You may decide to opt for the minimum coverage to save money on your premium. If your vehicle is financed through a bank or financial institution, you will likely be required to carry collision and comprehensive insurance too. If you own your vehicle, you have the option to waive this coverage. It is unknown if you would be able to get collision or comprehensive insurance coverage without having both services.
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Collision coverage takes care of damage to your vehicle and medical expenses from bodily injury in the event of an accident with another vehicle or object. This is intended to protect you if you are found to be at-fault in an automobile accident.
Comprehensive insurance coverage will cover the damages that occur as a result of anything other than a collision. An accident with a deer or an animal would likely fall under comprehensive rather than collision. Comprehensive coverage also handles damages due to fire, theft, vandalism, flooding and other acts of Mother Nature.
Auto insurance discounts may be available for qualified drivers. Generally, you can save money by having multiple vehicles under the same policy. Discounts are usually available for safety features that exist on your car. You may also be able to save money by taking a driver’s safety course. More information can be found by contacting an Omni Insurance agent.
Omni Auto Insurance Group Customer Service
Omni Insurance Group has 24-hour claims service for customers. You can report your auto insurance claim online or by calling a representative. Omni Insurance Group also has a line for Spanish support for customer convenience.
Payment can be made online. It is unknown if they have different payment options available. This may be a way for you to save money on your auto insurance premium as well.
Omni Auto Insurance Group Reviews
The Omni Insurance Group has a financial strength rating of B+ through AM Best. This rating is considered good. The issuer credit rating through AM Best is B-, which is also considered good. The financial size category is VIII, defined as $100 Million to $250 Million. The outlook for Omni Insurance Group is considered positive.
The company has been in operation since 1986. This combined with the positive AM Best rating indicates that this is a strong company to consider for your auto insurance policy. The company offers 24-hour claims service which is not offered by many other competitors. The Spanish support line is also another feature that Omni Insurance Group offers customers that is not offered by many other insurance companies.
There are several negative online consumer reviews. These reviews indicate that the company is difficult to work with during the claims process. It is hard to get in contact with an agent or representative. The company is slow in completing the claims process as well.
These negative reviews indicate that you should be cautious if deciding to move forward with this company. The company serves 15 states, so there are bound to be negative reviews from unsatisfied customers. Customers who are happy with their service generally don’t post reviews regarding their insurance policy.
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