Does auto insurance cover “Acts of God”?

Your car insurance is created to help you recover from losses above and beyond standard wear-and-tear or maintenance losses. An “act of God” can be a difficult peril to recover from, and can include: wildfires tornadoes hail storms lightning strikes flooding If you have purchased the correct coverage and your policy does not exclude these…

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Does auto insurance cover hydrolock?

Hydrolock is a severe vehicle malfunction caused by too much water entering the cylinders of your car engine. In the best cases, it only causes minor damage, and a skilled mechanic can get your vehicle up and running again. In a worst case scenario, hydrolock completely destroys your engine, effectively totaling your vehicle. It goes…

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Does auto insurance cover lightning strikes?

Lightning is one of those things that is impossible to control and nearly impossible to predict, particularly in certain areas of the country, such as Florida. It can strike with little to no forewarning. People have even been struck by lightning under blue, sunny skies in places such as Miami and Orlando. Sure, lightning strikes…

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Will my auto insurance cover hail damage to my car?

Hailstones start as ice crystals that form in the sky and that becomes heavier as they fall to the ground. Since hailstones reach high speeds as they grow in size, they are often compared to fast-pitched baseballs in terms of how much damage they can do to a car’s exterior. Since a hailstorm can wreak…

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