Does auto insurance cover engine failure?

Does insurance cover engine failure? Engine failure is one thing no car owner ever wants to deal with. Not only does it make the vehicle completely unusable for a while, but it also comes with a significant price tag. That’s why it’s reasonable to ask whether your car insurance covers engine failure. In some cases,…

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Should I get gap insurance for a used car? (2024)

A top question readers ask is, “Should I get gap insurance on a used car?” You should get gap insurance for a used car if you finance it and the loan exceeds its market value, which could be the case for newer used vehicles, long-term loans, or loans without a down payment.  So, what’s gap…

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Does auto insurance cover towing a trailer?

When you buy a trailer, insurance might be the last thing on your mind. However, it’s crucial to have the right coverage in case something happens to your trailer. While your liability insurance from your auto policy will probably pay for damage you cause while you’re towing, it won’t cover damage to your trailer. Instead,…

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Best Rideshare Auto Insurance in 2024 (Find the Top 10 Providers Here)

State Farm is the best rideshare auto insurance company because it extends personal coverage to all phases. State Farm, Allstate, and Geico are the top rideshare insurance companies for their wide availability, customizable coverage, and low rates. Allstate rideshare policy add-ons are the cheapest, costing $20 annually. Be aware that liability insurance doesn’t apply during…

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Garageless Classic Car Insurance (2024)

Classic cars are more than just vehicles. They often represent a beloved hobby as well. In many cases, classic car owners consider these vehicles to be among their most prized possessions. While many owners opt for securing their car in a garage, the reality is not everyone has access to this resource. Classic car auto…

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Does damage to a parked car cause insurance rate increases?

Damage to a parked car can cause insurance rate increases if you have to file a claim on your uninsured/underinsured (UM/UIM) motorist coverage. However, this only applies if it was a hit-and-run or the other driver has inadequate or no insurance. The at-fault driver’s liability auto insurance will pay your damages if you locate them….

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Do you need auto insurance to get a license plate? (2024)

Can you get a license plate without insurance? In most states, you do need auto insurance to get a license plate, though it isn’t required in eight states. However, you’ll still need to show some financial responsibility by paying an uninsured motorist fee or getting a surety bond. Read More: How to Create a Surety Bond…

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Does auto insurance cover passengers in an accident?

Drivers carry the responsibility for maintaining the safety of everyone in the vehicle, but accidents happen. So when an accident happens does liability cover passengers? The stress of a car collision is enough without worrying about your passengers’ medical bills. When you understand the basics of liability coverage, you can make sure you obtain a…

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Is full coverage auto insurance required to lease a car?

Leasing a car is a convenient way to get a brand-new car while still preserving your money. However, you should also examine if it is the best way that you can use your money. Can you lease a car without insurance? Driving without insurance is illegal in almost every state, but is full coverage auto insurance…

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Does auto insurance cover car dents?

It can be frustrating to see dents mar the once-smooth, gleaming surface of your car, and even more so to find that the price to restore your vehicle to its former condition is so high. If you have a wreck involving another party, their insurer may offer compensation for cosmetic damage, but this is not…

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Cheap Non-Owner Auto Insurance in 2024 (Save Big With These 8 Companies!)

Progressive, State Farm, and Nationwide have the cheapest non-owner auto insurance. Each has affordable rates and multiple coverage options for non-owners.  If you don’t own a car but frequently borrow or rent cars, then non-owner car insurance from one of the best auto insurance companies may be for you.  Luckily, there are plenty of affordable…

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