Do all cars need a required amount of auto insurance coverage?

From the time the automobile was invented, drivers have had to deal with the risk of accidents. It soon became clear that the statutes requiring at-fault parties to assume financial responsibility for damages they caused were not adequate to address automobile accidents. Individual states began enacting laws that required drivers to prove they had the…

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What are the benefits of auto insurance?

Car insurance provides protection when you drive. Your car insurance policy covers you, your vehicle, and your passengers in the event of an accident or natural disaster.  If there is an accident, your insurance company will pay for damages covered by your policy. However, you will be responsible for these costs out of pocket if…

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What is full coverage auto insurance? (2024)

If you’re wondering what full coverage auto insurance is, it offers the most protection for you and your vehicle after an accident. Most states have minimum auto insurance requirements mandating drivers to carry a minimum amount of auto insurance coverage, but it typically only protects the other driver if you cause an accident. In addition,…

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