Will a criminal record affect my auto insurance?

Will a criminal record affect my auto insurance? A criminal conviction can have a lasting effect on your life. In addition to making it harder to find a job, you may find that certain living expenses also become more costly. Most drivers wonder, though, can insurance companies find out about convictions? The answer is yes….

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Are backup cameras required on new vehicles? (Updated)

As of May 1, 2018, all new cars in the United States must come equipped with backup cameras. The law requiring these cameras started its phase-in process in May 2016 and completed enforcement May 1, 2018. Families of children who have been killed by cars backing up were the major catalyst to set this requirement…

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Does car insurance cover a bullet hole?

Bullet holes have the potential to cause a lot of damage to your car. Whether they happened by accident or because you were a targeted victim, you need to find out if your car insurance company will cover the repairs. If you file a claim, you want to be confident that it will be accepted….

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How important is my credit score to an auto insurance company?

Contrary to common belief, a driving record is not the most important factor when calculating auto insurance rates. Lenders will look at your credit report to determine the level of risk. Studies done on auto insurance firms indicate that over 90 percent of all auto insurance companies use a scoring system known as “insurance risk score.” …

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