Q: Does auto insurance cover you when driving abroad?

In general, most standard auto insurance policies won’t cover you when driving abroad. It’s important to check with your specific insurance provider and understand the rules and coverage limitations. If you’re driving a rental car overseas, your current insurance policy for your personal vehicle will not apply.

Q: What auto insurance coverage options are available when driving abroad?

To ensure you’re covered while driving abroad, you have two main options. The first is to purchase rental car insurance offered by the rental car company to protect yourself and the vehicle during your rental period. The second option is to consider vacation insurance, which covers expenses related to cancellations, emergencies, or lost valuables during your trip, but it does not provide coverage for the rental car itself.

Q: Do I need to tell my insurance company about going abroad?

It’s in your best interest to let your insurance company know you’re planning on driving abroad.

Question 1

Does auto insurance cover you when driving abroad?

Accepted Answer

In general, most standard auto insurance policies won&#8217;t cover you when driving abroad. It&#8217;s important to check with your specific insurance provider and understand the rules and coverage limitations. If you&#8217;re driving a rental car overseas, your current insurance policy for your personal vehicle will not apply.

Question 2

What auto insurance coverage options are available when driving abroad?

Accepted Answer

To ensure you&#8217;re covered while driving abroad, you have two main options. The first is to purchase rental car insurance offered by the rental car company to protect yourself and the vehicle during your rental period. The second option is to consider vacation insurance, which covers expenses related to cancellations, emergencies, or lost valuables during your trip, but it does not provide coverage for the rental car itself.

Question 3

How does auto insurance work when traveling?

Accepted Answer

Your personal U.S. auto policy will follow you when traveling within the United States and often into Mexico and Canada, providing the same level of coverage listed in your policy. However, it will not work abroad, and you will need to buy a rental policy to ensure you&#8217;re covered while traveling.

Question 4

What should I look for in international auto insurance policies?

Accepted Answer

When searching for car insurance for international travel, it&#8217;s essential to consider that the car you&#8217;ll be driving is not your own, and your regular car insurance may not provide coverage. Be aware of the differences in court systems and police reporting procedures in other countries. It&#8217;s advisable to secure car insurance before booking your vacation and ensure you have appropriate coverage for accidents, theft, or damage that may occur while driving abroad.

Question 5

Do I need to tell my insurance company about going abroad?

Accepted Answer

It&#8217;s in your best interest to let your insurance company know you&#8217;re planning on driving abroad.

Question 6

What countries require auto insurance?

Accepted Answer

Every country requires auto insurance or some form of financial responsibility from drivers.

Question 7

Will my auto insurance cover me in France?

Accepted Answer

No, U.S. auto insurance policies will not cover you when visiting France.

Question 8

Does U.S. auto insurance cover in Europe?

Accepted Answer

No, U.S. auto insurance policies will not cover you when visiting anywhere in Europe.

Question 9

Do I need extra auto insurance for Europe?

Accepted Answer

You will need to buy rental car insurance if you plan on renting a car and driving it while abroad in Europe.

Question 10

Do rental cars in Europe come with liability insurance?

Accepted Answer

Yes, liability auto insurance is included in your rental fee when renting a car in Europe.

Question 11

Does Geico auto insurance cover me internationally?

Accepted Answer

If you have purchased additional overseas coverage, Geico auto insurance will cover you when driving abroad.

Question 12

Can I use my U.S. auto insurance in another country?

Accepted Answer

U.S. auto policies typically only provide coverage to U.S. drivers when they visit Canada or Mexico. If you plan on driving outside of North America, you&#8217;ll need a different coverage.

Question 13

Is international auto insurance expensive?

Accepted Answer

International auto insurance rates can be more expensive because companies often consider tourists high-risk drivers.

Question 14

How much is travel insurance?

Accepted Answer

Travel insurance rates will vary by company and the type of vacation you are planning. Shop around and compare travel insurance quotes to get the best price.

Question 15

Can you pause auto insurance while out of the country?

Accepted Answer

Contact your insurance company to see how you can suspend auto insurance if you&#8217;ll be off the road for longer than 30 days. Typically, drivers reduce coverage to liability-only while they&#8217;re abroad to save money on car insurance.

Question 16

How long can I drive my car in Europe?

Accepted Answer

You can drive a car with U.S. license plates for up to six months in Europe.

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