What is the minimum auto insurance coverage in Missouri?

Missouri requires a minimum of 25/50/25 coverage, meaning $25,000 for bodily injury per person, $50,000 for all persons injured in an accident, and $25,000 for property damage (Read more: Best Property Damage Liability (PDL) Auto Insurance Companies).

Does a permit driver need insurance in Missouri?

Yes, permit drivers must be covered under a parent or guardian’s car insurance policy, even if they don’t have their own policy. Explore your auto insurance options by entering your ZIP code into our free comparison tool today.

Is full coverage required in Missouri?

No, full coverage auto insurance isn’t required, but it offers more protection by covering damage to your car in addition to liability coverage.

How much does minimum car insurance in Missouri cost?

Monthly rates for minimum coverage in Missouri start as low as $18, depending on factors like your driving record, age, and vehicle type.

What happens if I drive without insurance in Missouri?

Driving without auto insurance can lead to fines, license suspension, and points on your driving record, increasing future insurance costs.

How can I find cheap car insurance in Missouri?

Compare quotes from multiple providers, look for discounts, maintain a clean driving record, and consider bundling policies for lower rates.

Are there penalties for not meeting Missouri’s car insurance laws?

Yes, failing to meet Missouri’s car insurance requirements can result in license suspension, fines, and even canceling your insurance policy.

What types of car insurance are recommended beyond Missouri’s minimum requirements?

Consider adding collision insurance, comprehensive, and uninsured motorist coverage to protect against accidents, theft, and uninsured drivers.

What is the difference between minimum liability auto insurance and full coverage in Missouri?

Minimum liability only covers damage you cause to others, while full coverage includes protection for your vehicle as well.

How often should I compare car insurance quotes in Missouri?

It’s a good idea to compare quotes every six months or after major life changes, such as moving or buying a new vehicle. Find your cheapest auto insurance quotes by entering your ZIP code into our free comparison tool.

Missouri | AutoInsurance.org

Missouri Minimum Auto Insurance Requirements for 2025 (Coverage MO Drivers Need)

Understanding Missouri’s minimum auto insurance requirements is important. The state requires drivers to have at least 25/50/25 coverage, that’s $25,000 for injuries per person, $50,000 for all injuries in an accident, and $25,000 for property damage. While some states offer alternatives to insurance, Missouri drivers who choose to comply through auto insurance must meet these…

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Missouri Minimum Auto Insurance Requirements for 2025 (Coverage MO Drivers Need)

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Tag: Missouri

Compare Quotes from Top Companies and Save

Missouri Minimum Auto Insurance Requirements for 2025 (Coverage MO Drivers Need)

Compare Quotes from Top Companies and Save

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