What is the minimum requirement for car insurance in Maryland?

Maryland minimum auto insurance requirements include $30,000 bodily injury per person, $60,000 per accident, and $15,000 for property damage liability, along with uninsured motorist and personal injury protection insurance coverage.

Do you need car insurance in Maryland?

Yes, all drivers in Maryland must have valid car insurance that meets the state’s minimum requirements to legally operate a vehicle. Start saving on your auto insurance by entering your ZIP code below and comparing quotes.

What are the Maryland auto insurance minimums for liability coverage?

Maryland’s auto insurance minimums for liability are 30/60/15, covering bodily injury per person and accident, and property damage.

Is uninsured motorist coverage required in Maryland?

Yes, Maryland requires uninsured motorist coverage to protect you if an at-fault driver lacks insurance (Read more: At-Fault Accidents).

What does personal injury protection (PIP) cover in Maryland?

PIP in Maryland covers medical expenses and lost wages for you and your passengers, regardless of fault in an accident.

What happens if I drive without insurance in Maryland?

Driving uninsured in Maryland can result in fines, license suspension, and a requirement to carry SR-22 auto insurance.

Can I use alternatives to car insurance to meet Maryland’s requirements?

No, Maryland does not allow alternatives; drivers must maintain a car insurance policy that meets the state’s minimum requirements.

How do I find affordable car insurance that meets Maryland’s requirements?

To find affordable car insurance, compare quotes from multiple providers, like USAA, Travelers, and Nationwide, to get the best rates and coverage options. See more details in our Nationwide auto insurance review.

Are there penalties for not meeting Maryland auto insurance minimums?

Yes, failing to meet Maryland auto insurance minimums can lead to fines, vehicle registration suspension, and impoundment.

Why is it recommended to carry more than Maryland’s minimum requirements?

Carrying more than the Maryland minimum auto insurance requirements can provide greater financial protection in serious accidents, covering costs that may exceed minimum liability limits. Find the best auto insurance company near you by entering your ZIP code into our free quote tool below.

Maryland | AutoInsurance.org

Maryland Minimum Auto Insurance Requirements in 2025 (MD Mandated Coverage)

Maryland minimum auto insurance requirements ensure drivers have essential financial protection with 30/60/15 coverage for bodily injury and property damage. USAA stands out as the best option for affordable rates in Maryland, praised for its strong customer satisfaction and value. Comparing the top providers helps drivers find policies that meet state requirements while fitting their…

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Maryland Minimum Auto Insurance Requirements in 2025 (MD Mandated Coverage)

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Tag: Maryland

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Maryland Minimum Auto Insurance Requirements in 2025 (MD Mandated Coverage)

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