Question 1

What should I do if I have a terrible driving record?

Accepted Answer

If you have a terrible driving record and are denied coverage, you may have to apply through your state’s guaranteed auto insurance program for insurance. If you can find insurance companies willing to insure you, you should shop around and compare costs to see if you can find a cheaper rate.

Question 2

How much will car insurance cost after an at-fault accident?

Accepted Answer

How much car insurance will cost after an at-fault accident depends on your insurance company. Generally, your insurance rates can increase a few hundred dollars a year unless your auto insurance company offers accident forgiveness.
Read More: How long does an accident affect your auto insurance rate?

Question 3

How much will car insurance cost after a traffic ticket?

Accepted Answer

It depends on your auto insurance company and the level of severity of the traffic ticket. If you find your rates have increased significantly after a ticket, you should get quotes from a few different auto insurance providers to see if anyone else has a cheaper rate.

Question 4

How many insurance claims can you make in a year?

Accepted Answer

If you are wondering how many insurance claims you can file in a year, the answer is that you can file as many claims as you need to. However, it is recommended that you should never file more than one claim a year, if possible, as multiple claims in a short period of time will drastically increase your auto insurance rates.

Question 5

What is Progressive’s PIP claims address?

Accepted Answer

There isn’t a physical address to which you should send a claim to Progressive. Instead, you should file your personal injury protection (PIP) claim online or over the phone with an agent.

Question 6

Can I still get auto insurance with a bad driving record?

Accepted Answer

Yes, you can generally still obtain auto insurance with a bad driving record. However, it may be more challenging to find affordable coverage, and insurance premiums are likely to be higher due to the increased risk associated with your driving history.

Question 7

Are there insurance companies that specialize in providing coverage for drivers with a bad driving record?

Accepted Answer

Yes, the best auto insurance companies for high-risk drivers specialize in providing coverage for those with a bad driving record. These companies may be more willing to offer coverage despite a problematic driving history. However, it’s important to note that premiums may still be higher compared to drivers with clean records.

Question 8

How can I find affordable auto insurance with a bad driving record?

Accepted Answer

Finding affordable auto insurance with a bad driving record can be challenging, but it’s not impossible. Some strategies to explore include shopping around and obtaining quotes from multiple insurance companies, considering higher deductibles to lower premiums, looking for available discounts, and improving your driving habits to demonstrate a commitment to safer driving over time.

Question 9

What is the best car insurance for someone with a bad driving record?

Accepted Answer

The best car insurance for bad drivers is a full coverage policy, even though it costs more, as it provides full financial protection in case of an accident.

Question 10

What is the cheapest car insurance for people with bad driving records?

Accepted Answer

The best company for cheap auto insurance for bad driving records is State Farm. Other good companies for cheap car insurance for bad driving records are Progressive and American Family. Enter your ZIP code to find cheap auto insurance near you.

Question 11

How do you get around a bad driving record?

Accepted Answer

You can’t erase your record, but you can work to reduce rates and get cheap car insurance for bad driving records by shopping around.

Question 12

Is there auto insurance that doesn’t check driving records?

Accepted Answer

No, there are no insurance companies that don’t check driving records. Learn how auto insurance companies check driving records so you aren&#8217;t surprised by a sudden rate hike.

Tag: high-drivers

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Cheap Auto Insurance for a Bad Driving Record in 2025 (Save Big With These 9 Companies!)

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Tag: high-drivers

Compare Quotes from Top Companies and Save

Cheap Auto Insurance for a Bad Driving Record in 2025 (Save Big With These 9 Companies!)

Compare Quotes from Top Companies and Save

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