Question 1

Can I choose my own repair service for windshield replacement in Washington?

Accepted Answer

Yes, Washington allows car owners to choose their own repair service for windshield replacement. However, if you opt for a different repair service than the one recommended by your insurance company, you may be responsible for any additional costs beyond the original quote.

Question 2

Can I choose a repair service and windshield replacement company outside of Washington?

Accepted Answer

Yes, you have the flexibility to choose a repair service or windshield replacement company from outside of Washington. However, keep in mind that you may need to consider additional costs or logistics involved in using an out-of-state service. Enter your ZIP code now to begin.

Question 3

Will my insurance company raise my deductibles if I file a full glass coverage claim in Washington?

Accepted Answer

Depending on the severity of the damage and your insurance company’s policies, they may increase your deductibles after you file a full glass coverage claim, even if you have liability auto insurance. It’s important to be aware of any potential changes to your policy and discuss them with your insurance provider.

Question 4

Can I handle windshield repairs or replacement on my own without involving insurance in Washington?

Accepted Answer

Yes, you have the option to handle windshield repairs or replacement on your own without involving your insurance company in Washington. However, it’s important to consider the costs involved and assess whether filing an insurance claim may be more beneficial in your situation.

Question 5

Does my Washington auto insurance policy automatically include full glass coverage?

Accepted Answer

Full glass coverage may not be automatically included in your Washington auto insurance policy. It’s important to review your policy documents or contact your insurance agent to determine if you have this coverage and if any additional riders or endorsements are needed. Enter your ZIP code now to start.

Question 6

What happens if I don’t repair or replace my cracked windshield in Washington?

Accepted Answer

If you have a cracked windshield in Washington, the police can pull you over and issue a ticket, regardless of whether you have collision insurance. It’s important to address even the smallest crack to avoid legal consequences.

Question 7

What are the top three insurance providers offering the best windshield replacement coverage in Washington?

Accepted Answer

The top three insurance providers offering the best windshield replacement coverage in Washington are State Farm, Geico, and Progressive.

Question 8

What are they key considerations for drivers regarding windshield replacement laws in Washington?

Accepted Answer

Key considerations for drivers regarding windshield replacement laws in Washington include understanding their rights to choose their repair provider, the availability of full glass coverage under their insurance policy, and the potential impact on deductibles and premiums. Enter your ZIP code now to start.

Question 9

How do Washington’s auto insurance laws differ from states with zero-deductible full glass coverage laws?

Accepted Answer

Washington’s types of auto insurance laws differ from states with zero-deductible full glass coverage laws by not mandating insurers to offer zero-deductible policies. Instead, insurers in Washington may offer full glass coverage at their discretion, and policyholders may be responsible for covering deductibles when filing claims.

Question 10

What options do policyholders in Washington have regarding choosing their own repair service and windshield replacement company?

Accepted Answer

Policyholders in Washington have the option to choose their own repair service and windshield replacement company. While insurance companies may recommend a repair provider, policyholders have the right to select a different service. However, any additional costs beyond the original quote must be covered by the policyholder.

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