Q: What are the most common discounts offered by car insurance companies?

If you’re looking for auto insurance discounts, consider these six options commonly offered by most top insurers that benefit many drivers: Multi-policy discount, good driver discount, good student discount, multi-car discount, safety features discount, and low mileage discount. However, you should speak with your insurance company to see what other discount options are available for your situation. Learn more about how to lower your auto insurance costs.

Q: How can I save more money on my auto insurance?

A top question readers ask is, “How do you get discounts on car insurance?” Auto insurance discounts are a great way to get affordable premiums, offering savings of up to 50% in some cases. You can also increase your deductible, avoid at-fault accidents, drop unnecessary coverages, and insure an older vehicle for cheaper rates.

Question 1

What are the most common discounts offered by car insurance companies?

Accepted Answer

If you&#8217;re looking for auto insurance discounts, consider these six options commonly offered by most top insurers that benefit many drivers: Multi-policy discount, good driver discount, good student discount, multi-car discount, safety features discount, and low mileage discount.
However, you should speak with your insurance company to see what other discount options are available for your situation. Learn more about how to lower your auto insurance costs.

Question 2

How can I save more money on my auto insurance?

Accepted Answer

A top question readers ask is, &#8220;How do you get discounts on car insurance?&#8221; Auto insurance discounts are a great way to get affordable premiums, offering savings of up to 50% in some cases. You can also increase your deductible, avoid at-fault accidents, drop unnecessary coverages, and insure an older vehicle for cheaper rates.

Question 3

What are the best car insurance discounts?

Accepted Answer

The best deals on auto insurance vary by driver. The most significant savings typically come from safe driver discounts, but not everyone has a good driving record. While one driver qualifies for a safe driver discount, another may only be able to take advantage of vehicle discounts. Putting in some research can help you figure out which auto insurance discounts to ask for.
The best way to save with discounts is to bundle them. Bundling your discounts may also save you on other insurance products, like homeowners, renters, and boat coverage.

Question 4

How much is a good student discount for auto insurance?

Accepted Answer

Drivers can save up to 25% with a good student discount if the student maintains at least a B average while enrolled in school full-time and is under 25. Young drivers can bundle the good student and driver’s education discounts for the most savings.

Question 5

Who offers the best auto insurance discounts?

Accepted Answer

USAA offers the cheapest auto insurance rates of the top companies, averaging $59 a month, but only military members, veterans, and their family members qualify.

Question 6

Do insurance companies offer discounts on auto insurance for low mileage?

Accepted Answer

Yes, you can get auto insurance discounts for low mileage from some insurers. Read more about auto insurance for limited use.

Question 7

Can I get a discount for bundling auto insurance with other policies?

Accepted Answer

Most auto insurance companies offer bundling discounts to drivers who have other types of insurance products with the same company, helping to lower your auto insurance premiums.

Question 8

Are there auto insurance discounts for installing anti-theft devices in my car?

Accepted Answer

Many auto insurance companies discount policyholders for installing anti-theft devices in their car, like alarms, immobilizers, or tracking systems. These devices reduce the risk of theft, leading to lower auto insurance premiums.

Question 9

Can I get a good driver auto insurance discount?

Accepted Answer

Yes, many companies offer an auto insurance discount if you maintain a good driving record free from accidents or traffic violations.
Read More: How long does an accident stay on your record?

Question 10

Are there any auto insurance discounts for students or young drivers?

Accepted Answer

Yes, auto insurance discounts like a good student, multi-car, and driver’s education discounts can benefit young drivers. Read more about how to buy the best auto insurance for college students.

Question 11

Are there any auto insurance discounts for nurses?

Accepted Answer

Geico, Liberty Mutual, and Nationwide offer affiliation discounts on auto insurance, which include many nurses and health care professionals. Speak with your insurance company directly to see if you qualify.
Uncover affordable auto insurance rates from the top providers by entering your ZIP code below.

Question 12

At what age is auto insurance cheapest?

Accepted Answer

Generally, you&#8217;ll see the cheapest auto insurance rates in your late 50s to early 60s. Most insurers consider drivers within this range as experienced and low-risk, so they charge lower rates.

Question 13

Which insurance company offers the most discounts?

Accepted Answer

You can usually find the most discount options with Allstate, State Farm, and Liberty Mutual. However, having the most discounts doesn&#8217;t mean you&#8217;ll get the cheapest rates. So, insert your ZIP code into our free quote comparison tool below to know exactly what you&#8217;ll pay after discounts.

Question 14

Can auto insurance be negotiated?

Accepted Answer

In most cases, auto insurance premiums can&#8217;t be negotiated since they&#8217;re based on factors such as driving record, location, and coverage type. However, you can get cheaper rates by asking for insurance discounts, increasing your deductible, or getting rid of unneeded coverages.

Question 15

Is Geico cheaper than Progressive?

Accepted Answer

Geico usually has more affordable auto insurance rates than Progressive across various driver demographics and profiles. While full coverage insurance with Progressive costs around $105 monthly, it&#8217;s only $80 with Geico.
Are there any hidden Progressive discounts to lower my rates? Yes, some of Progressive&#8217;s lesser-known discounts include the Snapshot program, the homeowner discount, and the paperless discount.
Use our free comparison tool below to see what auto insurance quotes look like in your area.

Tag: discounts on car insurance

Compare Quotes from Top Companies and Save

Best Auto Insurance Discounts in 2025 (Save up to 50% With These 10 Companies)

Compare Quotes from Top Companies and Save

Tag: discounts on car insurance

Compare Quotes from Top Companies and Save

Best Auto Insurance Discounts in 2025 (Save up to 50% With These 10 Companies)

Compare Quotes from Top Companies and Save

Free Car Insurance Comparison