How do I make a car insurance claim when not at fault?

When you get into an accident, the fault determination has a lot to do with which auto insurance company takes care of the benefits. Being not at fault for a collision typically means that the other party’s insurance company will pay for your repair bills and your medical bills as long as the amount is…

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Are sinkholes covered by auto insurance? [Rates + Expert Advice]

Sinkholes are scary when they happen. They involve erosion of the earth that create holes of varying sizes. They have been known to swallow up cars, homes, and much more. But does car insurance cover sinkholes? If your car falls victim to a sinkhole, you need to know if you have sufficient auto insurance coverage…

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Does auto insurance cover a broken side mirror?

If you break your side mirror (or it breaks in an accident), you want to get it fixed immediately. Not having a side mirror can affect your visibility on the roads. You need the mirror for safety and for aesthetics. Rather than paying out-of-pocket for the repair, it’s best to file a claim with the…

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Does my auto insurance cover natural disasters?

Natural disasters can occur at any given time, causing damage to your vehicle when you least expect it. In addition to the dangerous driving conditions that natural disasters may create, these disasters can damage your car even when it’s not on the road. It’s important to learn what your policy provides coverage for in the…

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Will my car insurance cover flood damage?

Flood damage is one of the many damages that nature can unleash on your vehicle; many times without enough time to plan ahead. Flooding not only causes dangerous driving conditions, but it can be damaging to your vehicle when it’s parked at your home. It’s important that you understand the ways your car insurance policy…

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Do I have to use insurance money to repair my car?

[one_fourth_last] Paying your premiums month in and month out will pay off when you need financial assistance to cover the labor that must be performed to get your vehicle back to its pre-loss condition. While auto insurance safeguards you from footing the bill when you need to hire a professional who can buff out scratches…

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Can I claim insurance for car dents?

It’s amazing how different a car can look with a few dents. Your once perfect vehicle could easily turn into a blemished one because of a careless shopper in a parking lot or a stray baseball. What’s even more frustrating is that even small dents can be expensive to repair at professional body shops who…

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What is an auto insurance policy?

Buying a car and buying car insurance go hand-in-hand. Not only does car insurance provide you with a high level of protection, it’s also a mandated requirement in almost every state in the United States. Since you’re going to have to prove that you have an insurance policy before you register your car, it’s best…

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How do insurance claims work in auto accidents?

Motor vehicle accidents occur frequently, and many people have already found themselves involved in insurance claims related to these accidents. Unfortunately, many others will also find themselves dealing with insurance claims. Being insured with a company that is known for handling claims quickly and equitably and having an understanding of how claims work will make…

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Does insurance cover someone keying my car?

When you own valuable property, you take steps to prevent losses at all costs. Since cars are unique types of property that are often on-the-go, it’s difficult to keep them locked away in a garage at all times. When your car is parked in public, it’s virtually impossible to keep it shielded from all of…

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